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Consultation Coverage
      Most Popular  
  Jade
Beryl		 Ruby
Sapphire		 Emerald
Diamond		 Crimson
  Benefit Sub-Categories
Benefit Sub-Categories        
  GENERAL CONSULTATION
GENERAL CONSULTATION        
  This involves treatment of basic medical and surgical (minor) outpatient cases.
This involves treatment of basic medical and surgical (minor) outpatient cases. Jade: ₦100,000
Beryl: ₦150,000		 Ruby: ₦250,000
Sapphire: ₦350,000		 Emerald: ₦500,000
Diamond: ₦750,000		 Crimson: ₦1,000,000
  HOSPITAL NETWORKS
HOSPITAL NETWORKS        
  Hospital Category Accessible
Hospital Category Accessible Jade hospitals
 

Beryl hospitals		 Ruby hospitals
 

Sapphirre hospitals		 Emerald hospitals
 

Diamond hospitals		 Crimson hospitals
  COVER AND LIMIT
COVER AND LIMIT        
  Region of Cover
Region of Cover Jade: Nigeria
Beryl: Nigeria		 Ruby: Nigeria
Sapphire: Nigeria		 Emerald: Nigeria & India
Diamond: Nigeria & India		 Crimson: Nigeria & India
  Annual benefit limits per individual
Annual benefit limits per individual Jade: ₦500,000
Beryl: ₦750,000		 Ruby: ₦1,000,000
Sapphire: ₦1,500,000		 Emerald: ₦2,500,000
Diamond: ₦3,500,000		 Crimson: ₦5,000,000
  SPECIALIST CONSULTATION: This includes all specialist fees. The list of diagnosis under this plan is exhaustive
SPECIALIST CONSULTATION: This includes all specialist fees. The list of diagnosis under this plan is exhaustive        
  O and G specialist, Pediatrician, Hematology, Endocrinology, Urologist, Dermatology, Cardiologist, General Surgeon, Gastroenterologist, Psychiatrist, Pediatric surgeon, Orthopedic Surgeon, ENT Surgeon, Neonatologist, Cardiothoracic surgeon.
O and G specialist, Pediatrician, Hematology, Endocrinology, Urologist, Dermatology, Cardiologist, General Surgeon, Gastroenterologist, Psychiatrist, Pediatric surgeon, Orthopedic Surgeon, ENT Surgeon, Neonatologist, Cardiothoracic surgeon Jade: ✔
Beryl: ✔		 Ruby: ✔
Sapphire: ✔		 Emerald: ✔
Diamond: ✔		 Crimson: ✔
Screening & Diagnostics
      Most Popular  
  Jade
Beryl		 Ruby
Sapphire		 Emerald
Diamond		 Crimson
  Benefit Sub-Categories
Benefits        
  LABORATORY
LABORATORY        
  Skull X-Rays, Red Blood Cell count, Ultrasound Scan, White Blood Cell count, Limbs X-Rays, Neck X-Rays, Packed Cell Volume, Hematological tests, Full Blood Count and differentials, Lumbosacral X-Rays, White cell differential count, Hemoglobin, Plain Abdominal X-Rays, Chest X-Rays, X-Rays of Body Joints.
Skull X-Rays, Red Blood Cell count, Ultrasound Scan, White Blood Cell count, Limbs X-Rays, Neck X-Rays, Packed Cell Volume, Hematological tests, Full Blood Count and differentials, Lumbosacral X-Rays, White cell differential count, Hemoglobin, Plain Abdominal X-Rays, Chest X-Rays, X-Rays of Body Joints. Jade: ✔
Beryl: ✔		 Ruby: ✔
Sapphire: ✔		 Emerald: ✔
Diamond: ✔		 Crimson: ✔
  ADVANCED & COMPLEX INVESTIGATIONS
COMPLEX INVESTIGATIONS        
  CT, Scan, MRI Scan and echocardiograph
CT, Scan, MRI Scan and echocardiograph Jade: ❌
Beryl: ❌		 Ruby: ❌
Sapphirre: CT scan only		 Emerald: ✔
Diamond: ✔		 Crimson: ✔
  CHEMISTRY
CHEMISTRY        
  Fasting Blood Sugar, Microbiology, Urine MCS, HIV Screening, Prostate Specific Antigen, Random Blood Sugar, Blood group, Serology, Stool MCS, Serum AST/SGOT, Serum albumin, Fasting Blood Sugar, Malaria Parasite, Genotype, Widal, Hepatitis B Screening, Electrolyte, Urea and Creatinine, Serum ALT/SGPT, Serum Bilirubin (Direct and Indirect).
Fasting Blood Sugar, Microbiology, Urine MCS, HIV Screening, Prostate Specific Antigen, Random Blood Sugar, Blood group, Serology, Stool MCS, Serum AST/SGOT, Serum albumin, Fasting Blood Sugar, Malaria Parasite, Genotype, Widal, Hepatitis B Screening, Electrolyte, Urea and Creatinine, Serum ALT/SGPT, Serum Bilirubin (Direct and Indirect). Jade: ✔
Beryl: ✔		 Ruby: ✔
Sapphire: ✔		 Emerald: ✔
Diamond: ✔		 Crimson: ✔
Admission & Accommodation
      Most Popular  
  Jade
Beryl		 Ruby
Sapphire		 Emerald
Diamond		 Crimson
  Benefit Sub-Categories
Benefits        
  ADMISSIONS AND ACCOMMODATION
ADMISSIONS AND ACCOMMODATION        
  Limit per plan
Limit per plan Jade: ₦100,000
Beryl: ₦200,000		 Ruby: ₦300,000
Sapphire: ₦400,000		 Emerald: ₦500,000
Diamond: ₦650,000		 Crimson: ₦800,000
  Accommodation Type
Accommodation Type Jade: General Ward
Beryl: General Ward		 Ruby: General Ward
Sapphire: Semi-private		 Emerald: Semi-private
Diamond: Private		 Crimson: Private
  Accomodation including nursing care and consumables
Accomodation including nursing care and consumables Jade: 3 days
Beryl: 5 days		 Ruby: 7 days
Sapphirre: 15 days		 Emerald: 20 days
Diamond: 25 days		 Crimson: 30 days
  Feeding on admission
Feeding on admission Jade: ✔
Beryl: ✔		 Ruby: ✔
Sapphire: ✔		 Emerald: ✔
Diamond: ✔		 Crimson: ✔
  Accomodation for parents whose infants are on admission
Accomodation for parents whose infants are on admission Jade: ✖

Beryl: 1 day

 Ruby: 2 days
Sapphire: 3 days		 Emerald: 3 days
Diamond: 5 days		 Crimson: 7 days
  Inpatient /Hospitalization Benefit Abroad
Inpatient /Hospitalization Benefit Abroad Jade: ✖

Beryl: ✖

 Ruby: ✖
Sapphire: ✖		 Emerald: ✖
Diamond: ✖		 Crimson: ✖
  INTENSIVE CARE UNIT
INTENSIVE CARE UNIT        
  No of days applicable on the plan
No of days applicable on the plan Jade: ✖
Beryl: ✖		 Ruby: 1 day
Sapphire: 2 days		 Emerald: 3 days
Diamond: 5 days		 Crimson: 7 days
Consultation Coverage
      Most Popular  
  Jade
Beryl		 Ruby
Sapphire		 Emerald
Diamond		 Crimson
  Benefit Sub-Categories
Benefit Sub-Categories        
  GENERAL CONSULTATION
GENERAL CONSULTATION        
  This involves treatment of basic medical and surgical (minor) outpatient cases.
This involves treatment of basic medical and surgical (minor) outpatient cases. Jade: ₦100,000
Beryl: ₦150,000		 Ruby: ₦250,000
Sapphire: ₦350,000		 Emerald: ₦500,000
Diamond: ₦750,000		 Crimson: ₦1,000,000
  HOSPITAL NETWORKS
HOSPITAL NETWORKS        
  Hospital Category Accessible
Hospital Category Accessible Jade hospitals
 

Beryl hospitals		 Ruby hospitals
 

Sapphirre hospitals		 Emerald hospitals
 

Diamond hospitals		 Crimson hospitals
  COVER AND LIMIT
COVER AND LIMIT        
  Region of Cover
Region of Cover Jade: Nigeria
Beryl: Nigeria		 Ruby: Nigeria
Sapphire: Nigeria		 Emerald: Nigeria & India
Diamond: Nigeria & India		 Crimson: Nigeria & India
  Annual benefit limits per individual
Annual benefit limits per individual Jade: ₦500,000
Beryl: ₦750,000		 Ruby: ₦1,000,000
Sapphire: ₦1,500,000		 Emerald: ₦2,500,000
Diamond: ₦3,500,000		 Crimson: ₦5,000,000
  SPECIALIST CONSULTATION: This includes all specialist fees. The list of diagnosis under this plan is exhaustive
SPECIALIST CONSULTATION: This includes all specialist fees. The list of diagnosis under this plan is exhaustive        
  O and G specialist, Pediatrician, Hematology, Endocrinology, Urologist, Dermatology, Cardiologist, General Surgeon, Gastroenterologist, Psychiatrist, Pediatric surgeon, Orthopedic Surgeon, ENT Surgeon, Neonatologist, Cardiothoracic surgeon.
O and G specialist, Pediatrician, Hematology, Endocrinology, Urologist, Dermatology, Cardiologist, General Surgeon, Gastroenterologist, Psychiatrist, Pediatric surgeon, Orthopedic Surgeon, ENT Surgeon, Neonatologist, Cardiothoracic surgeon Jade: ✔
Beryl: ✔		 Ruby: ✔
Sapphire: ✔		 Emerald: ✔
Diamond: ✔		 Crimson: ✔
Screening & Diagnostics
      Most Popular  
  Jade
Beryl		 Ruby
Sapphire		 Emerald
Diamond		 Crimson
  Benefit Sub-Categories
Benefits        
  LABORATORY
LABORATORY        
  Skull X-Rays, Red Blood Cell count, Ultrasound Scan, White Blood Cell count, Limbs X-Rays, Neck X-Rays, Packed Cell Volume, Hematological tests, Full Blood Count and differentials, Lumbosacral X-Rays, White cell differential count, Hemoglobin, Plain Abdominal X-Rays, Chest X-Rays, X-Rays of Body Joints.
Skull X-Rays, Red Blood Cell count, Ultrasound Scan, White Blood Cell count, Limbs X-Rays, Neck X-Rays, Packed Cell Volume, Hematological tests, Full Blood Count and differentials, Lumbosacral X-Rays, White cell differential count, Hemoglobin, Plain Abdominal X-Rays, Chest X-Rays, X-Rays of Body Joints. Jade: ✔
Beryl: ✔		 Ruby: ✔
Sapphire: ✔		 Emerald: ✔
Diamond: ✔		 Crimson: ✔
  ADVANCED & COMPLEX INVESTIGATIONS
COMPLEX INVESTIGATIONS        
  CT, Scan, MRI Scan and echocardiograph
CT, Scan, MRI Scan and echocardiograph Jade: ❌
Beryl: ❌		 Ruby: ❌
Sapphirre: CT scan only		 Emerald: ✔
Diamond: ✔		 Crimson: ✔
  CHEMISTRY
CHEMISTRY        
  Fasting Blood Sugar, Microbiology, Urine MCS, HIV Screening, Prostate Specific Antigen, Random Blood Sugar, Blood group, Serology, Stool MCS, Serum AST/SGOT, Serum albumin, Fasting Blood Sugar, Malaria Parasite, Genotype, Widal, Hepatitis B Screening, Electrolyte, Urea and Creatinine, Serum ALT/SGPT, Serum Bilirubin (Direct and Indirect).
Fasting Blood Sugar, Microbiology, Urine MCS, HIV Screening, Prostate Specific Antigen, Random Blood Sugar, Blood group, Serology, Stool MCS, Serum AST/SGOT, Serum albumin, Fasting Blood Sugar, Malaria Parasite, Genotype, Widal, Hepatitis B Screening, Electrolyte, Urea and Creatinine, Serum ALT/SGPT, Serum Bilirubin (Direct and Indirect). Jade: ✔
Beryl: ✔		 Ruby: ✔
Sapphire: ✔		 Emerald: ✔
Diamond: ✔		 Crimson: ✔
Admission & Accommodation
      Most Popular  
  Jade
Beryl		 Ruby
Sapphire		 Emerald
Diamond		 Crimson
  Benefit Sub-Categories
Benefits        
  ADMISSIONS AND ACCOMMODATION
ADMISSIONS AND ACCOMMODATION        
  Limit per plan
Limit per plan Jade: ₦100,000
Beryl: ₦200,000		 Ruby: ₦300,000
Sapphire: ₦400,000		 Emerald: ₦500,000
Diamond: ₦650,000		 Crimson: ₦800,000
  Accommodation Type
Accommodation Type Jade: General Ward
Beryl: General Ward		 Ruby: General Ward
Sapphire: Semi-private		 Emerald: Semi-private
Diamond: Private		 Crimson: Private
  Accomodation including nursing care and consumables
Accomodation including nursing care and consumables Jade: 3 days
Beryl: 5 days		 Ruby: 7 days
Sapphirre: 15 days		 Emerald: 20 days
Diamond: 25 days		 Crimson: 30 days
  Feeding on admission
Feeding on admission Jade: ✔
Beryl: ✔		 Ruby: ✔
Sapphire: ✔		 Emerald: ✔
Diamond: ✔		 Crimson: ✔
  Accomodation for parents whose infants are on admission
Accomodation for parents whose infants are on admission Jade: ✖

Beryl: 1 day

 Ruby: 2 days
Sapphire: 3 days		 Emerald: 3 days
Diamond: 5 days		 Crimson: 7 days
  Inpatient /Hospitalization Benefit Abroad
Inpatient /Hospitalization Benefit Abroad Jade: ✖

Beryl: ✖

 Ruby: ✖
Sapphire: ✖		 Emerald: ✖
Diamond: ✖		 Crimson: ✖
  INTENSIVE CARE UNIT
INTENSIVE CARE UNIT        
  No of days applicable on the plan
No of days applicable on the plan Jade: ✖
Beryl: ✖		 Ruby: 1 day
Sapphire: 2 days		 Emerald: 3 days
Diamond: 5 days		 Crimson: 7 days
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