- Health Plans
Individual & Family
We have budget-friendly plans to support you and your family’s unique...
Seniors
We have carefully curated, affordable health plans that cater to the ...
Corporate
When it comes to choosing a healthcare plan for your employees...
Small & Medium Ent
We understand the need to choose a health plan as unique as your business...
- Health Plans
Individual & Family
We have budget-friendly plans to support you and your family’s unique...
Seniors
We have carefully curated, affordable health plans that cater to the ...
Corporate
When it comes to choosing a healthcare plan for your employees...
Small & Medium Ent
We understand the need to choose a health plan as unique as your business...
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Consultation Coverage
| Most Popular | ||||
|---|---|---|---|---|
| Jade
Beryl |
Ruby
Sapphire |
Emerald
Diamond |
Crimson | |
| Benefit Sub-Categories | ||||
| Benefit Sub-Categories | ||||
| GENERAL CONSULTATION | ||||
| GENERAL CONSULTATION | ||||
| This involves treatment of basic medical and surgical (minor) outpatient cases. | ||||
| This involves treatment of basic medical and surgical (minor) outpatient cases. | Jade: ₦100,000
Beryl: ₦150,000 |
Ruby: ₦250,000
Sapphire: ₦350,000 |
Emerald: ₦500,000
Diamond: ₦750,000 |
Crimson: ₦1,000,000 |
| HOSPITAL NETWORKS | ||||
| HOSPITAL NETWORKS | ||||
| Hospital Category Accessible | ||||
| Hospital Category Accessible | Jade hospitals Beryl hospitals |
Ruby hospitals Sapphirre hospitals |
Emerald hospitals Diamond hospitals |
Crimson hospitals |
| COVER AND LIMIT | ||||
| COVER AND LIMIT | ||||
| Region of Cover | ||||
| Region of Cover | Jade: Nigeria
Beryl: Nigeria |
Ruby: Nigeria
Sapphire: Nigeria |
Emerald: Nigeria & India
Diamond: Nigeria & India |
Crimson: Nigeria & India |
| Annual benefit limits per individual | ||||
| Annual benefit limits per individual | Jade: ₦500,000
Beryl: ₦750,000 |
Ruby: ₦1,000,000
Sapphire: ₦1,500,000 |
Emerald: ₦2,500,000
Diamond: ₦3,500,000 |
Crimson: ₦5,000,000 |
| SPECIALIST CONSULTATION: This includes all specialist fees. The list of diagnosis under this plan is exhaustive | ||||
| SPECIALIST CONSULTATION: This includes all specialist fees. The list of diagnosis under this plan is exhaustive | ||||
| O and G specialist, Pediatrician, Hematology, Endocrinology, Urologist, Dermatology, Cardiologist, General Surgeon, Gastroenterologist, Psychiatrist, Pediatric surgeon, Orthopedic Surgeon, ENT Surgeon, Neonatologist, Cardiothoracic surgeon. | ||||
| O and G specialist, Pediatrician, Hematology, Endocrinology, Urologist, Dermatology, Cardiologist, General Surgeon, Gastroenterologist, Psychiatrist, Pediatric surgeon, Orthopedic Surgeon, ENT Surgeon, Neonatologist, Cardiothoracic surgeon | Jade: ✔
Beryl: ✔ |
Ruby: ✔
Sapphire: ✔ |
Emerald: ✔
Diamond: ✔ |
Crimson: ✔ |
Screening & Diagnostics
| Most Popular | ||||
|---|---|---|---|---|
| Jade
Beryl |
Ruby
Sapphire |
Emerald
Diamond |
Crimson | |
| Benefit Sub-Categories | ||||
| Benefits | ||||
| LABORATORY | ||||
| LABORATORY | ||||
| Skull X-Rays, Red Blood Cell count, Ultrasound Scan, White Blood Cell count, Limbs X-Rays, Neck X-Rays, Packed Cell Volume, Hematological tests, Full Blood Count and differentials, Lumbosacral X-Rays, White cell differential count, Hemoglobin, Plain Abdominal X-Rays, Chest X-Rays, X-Rays of Body Joints. | ||||
| Skull X-Rays, Red Blood Cell count, Ultrasound Scan, White Blood Cell count, Limbs X-Rays, Neck X-Rays, Packed Cell Volume, Hematological tests, Full Blood Count and differentials, Lumbosacral X-Rays, White cell differential count, Hemoglobin, Plain Abdominal X-Rays, Chest X-Rays, X-Rays of Body Joints. | Jade: ✔
Beryl: ✔ |
Ruby: ✔
Sapphire: ✔ |
Emerald: ✔
Diamond: ✔ |
Crimson: ✔ |
| ADVANCED & COMPLEX INVESTIGATIONS | ||||
| COMPLEX INVESTIGATIONS | ||||
| CT, Scan, MRI Scan and echocardiograph | ||||
| CT, Scan, MRI Scan and echocardiograph | Jade: ❌
Beryl: ❌ |
Ruby: ❌
Sapphirre: CT scan only |
Emerald: ✔
Diamond: ✔ |
Crimson: ✔ |
| CHEMISTRY | ||||
| CHEMISTRY | ||||
| Fasting Blood Sugar, Microbiology, Urine MCS, HIV Screening, Prostate Specific Antigen, Random Blood Sugar, Blood group, Serology, Stool MCS, Serum AST/SGOT, Serum albumin, Fasting Blood Sugar, Malaria Parasite, Genotype, Widal, Hepatitis B Screening, Electrolyte, Urea and Creatinine, Serum ALT/SGPT, Serum Bilirubin (Direct and Indirect). | ||||
| Fasting Blood Sugar, Microbiology, Urine MCS, HIV Screening, Prostate Specific Antigen, Random Blood Sugar, Blood group, Serology, Stool MCS, Serum AST/SGOT, Serum albumin, Fasting Blood Sugar, Malaria Parasite, Genotype, Widal, Hepatitis B Screening, Electrolyte, Urea and Creatinine, Serum ALT/SGPT, Serum Bilirubin (Direct and Indirect). | Jade: ✔
Beryl: ✔ |
Ruby: ✔
Sapphire: ✔ |
Emerald: ✔
Diamond: ✔ |
Crimson: ✔ |
Admission & Accommodation
| Most Popular | ||||
|---|---|---|---|---|
| Jade
Beryl |
Ruby
Sapphire |
Emerald
Diamond |
Crimson | |
| Benefit Sub-Categories | ||||
| Benefits | ||||
| ADMISSIONS AND ACCOMMODATION | ||||
| ADMISSIONS AND ACCOMMODATION | ||||
| Limit per plan | ||||
| Limit per plan | Jade: ₦100,000
Beryl: ₦200,000 |
Ruby: ₦300,000
Sapphire: ₦400,000 |
Emerald: ₦500,000
Diamond: ₦650,000 |
Crimson: ₦800,000 |
| Accommodation Type | ||||
| Accommodation Type | Jade: General Ward
Beryl: General Ward |
Ruby: General Ward
Sapphire: Semi-private |
Emerald: Semi-private
Diamond: Private |
Crimson: Private |
| Accomodation including nursing care and consumables | ||||
| Accomodation including nursing care and consumables | Jade: 3 days
Beryl: 5 days |
Ruby: 7 days
Sapphirre: 15 days |
Emerald: 20 days
Diamond: 25 days |
Crimson: 30 days |
| Feeding on admission | ||||
| Feeding on admission | Jade: ✔ |
Ruby: ✔
Sapphire: ✔ |
Emerald: ✔
Diamond: ✔ |
Crimson: ✔ |
| Accomodation for parents whose infants are on admission | ||||
| Accomodation for parents whose infants are on admission | Jade: ✖
Beryl: 1 day |
Ruby: 2 days
Sapphire: 3 days |
Emerald: 3 days
Diamond: 5 days |
Crimson: 7 days |
| Inpatient /Hospitalization Benefit Abroad | ||||
| Inpatient /Hospitalization Benefit Abroad | Jade: ✖
Beryl: ✖ |
Ruby: ✖
Sapphire: ✖ |
Emerald: ✖
Diamond: ✖ |
Crimson: ✖ |
| INTENSIVE CARE UNIT | ||||
| INTENSIVE CARE UNIT | ||||
| No of days applicable on the plan | ||||
| No of days applicable on the plan | Jade: ✖
Beryl: ✖ |
Ruby: 1 day
Sapphire: 2 days |
Emerald: 3 days
Diamond: 5 days |
Crimson: 7 days |
Maternal & Infant Care
Surgery, Dental, Eye, ENT, etc
Chronic Treatment - Accident, Fertility, HIV etc
Preventive Care, Mental Health & Wellness
Premium
Consultation Coverage
| Most Popular | ||||
|---|---|---|---|---|
| Jade
Beryl |
Ruby
Sapphire |
Emerald
Diamond |
Crimson | |
| Benefit Sub-Categories | ||||
| Benefit Sub-Categories | ||||
| GENERAL CONSULTATION | ||||
| GENERAL CONSULTATION | ||||
| This involves treatment of basic medical and surgical (minor) outpatient cases. | ||||
| This involves treatment of basic medical and surgical (minor) outpatient cases. | Jade: ₦100,000
Beryl: ₦150,000 |
Ruby: ₦250,000
Sapphire: ₦350,000 |
Emerald: ₦500,000
Diamond: ₦750,000 |
Crimson: ₦1,000,000 |
| HOSPITAL NETWORKS | ||||
| HOSPITAL NETWORKS | ||||
| Hospital Category Accessible | ||||
| Hospital Category Accessible | Jade hospitals Beryl hospitals |
Ruby hospitals Sapphirre hospitals |
Emerald hospitals Diamond hospitals |
Crimson hospitals |
| COVER AND LIMIT | ||||
| COVER AND LIMIT | ||||
| Region of Cover | ||||
| Region of Cover | Jade: Nigeria
Beryl: Nigeria |
Ruby: Nigeria
Sapphire: Nigeria |
Emerald: Nigeria & India
Diamond: Nigeria & India |
Crimson: Nigeria & India |
| Annual benefit limits per individual | ||||
| Annual benefit limits per individual | Jade: ₦500,000
Beryl: ₦750,000 |
Ruby: ₦1,000,000
Sapphire: ₦1,500,000 |
Emerald: ₦2,500,000
Diamond: ₦3,500,000 |
Crimson: ₦5,000,000 |
| SPECIALIST CONSULTATION: This includes all specialist fees. The list of diagnosis under this plan is exhaustive | ||||
| SPECIALIST CONSULTATION: This includes all specialist fees. The list of diagnosis under this plan is exhaustive | ||||
| O and G specialist, Pediatrician, Hematology, Endocrinology, Urologist, Dermatology, Cardiologist, General Surgeon, Gastroenterologist, Psychiatrist, Pediatric surgeon, Orthopedic Surgeon, ENT Surgeon, Neonatologist, Cardiothoracic surgeon. | ||||
| O and G specialist, Pediatrician, Hematology, Endocrinology, Urologist, Dermatology, Cardiologist, General Surgeon, Gastroenterologist, Psychiatrist, Pediatric surgeon, Orthopedic Surgeon, ENT Surgeon, Neonatologist, Cardiothoracic surgeon | Jade: ✔
Beryl: ✔ |
Ruby: ✔
Sapphire: ✔ |
Emerald: ✔
Diamond: ✔ |
Crimson: ✔ |
Screening & Diagnostics
| Most Popular | ||||
|---|---|---|---|---|
| Jade
Beryl |
Ruby
Sapphire |
Emerald
Diamond |
Crimson | |
| Benefit Sub-Categories | ||||
| Benefits | ||||
| LABORATORY | ||||
| LABORATORY | ||||
| Skull X-Rays, Red Blood Cell count, Ultrasound Scan, White Blood Cell count, Limbs X-Rays, Neck X-Rays, Packed Cell Volume, Hematological tests, Full Blood Count and differentials, Lumbosacral X-Rays, White cell differential count, Hemoglobin, Plain Abdominal X-Rays, Chest X-Rays, X-Rays of Body Joints. | ||||
| Skull X-Rays, Red Blood Cell count, Ultrasound Scan, White Blood Cell count, Limbs X-Rays, Neck X-Rays, Packed Cell Volume, Hematological tests, Full Blood Count and differentials, Lumbosacral X-Rays, White cell differential count, Hemoglobin, Plain Abdominal X-Rays, Chest X-Rays, X-Rays of Body Joints. | Jade: ✔
Beryl: ✔ |
Ruby: ✔
Sapphire: ✔ |
Emerald: ✔
Diamond: ✔ |
Crimson: ✔ |
| ADVANCED & COMPLEX INVESTIGATIONS | ||||
| COMPLEX INVESTIGATIONS | ||||
| CT, Scan, MRI Scan and echocardiograph | ||||
| CT, Scan, MRI Scan and echocardiograph | Jade: ❌
Beryl: ❌ |
Ruby: ❌
Sapphirre: CT scan only |
Emerald: ✔
Diamond: ✔ |
Crimson: ✔ |
| CHEMISTRY | ||||
| CHEMISTRY | ||||
| Fasting Blood Sugar, Microbiology, Urine MCS, HIV Screening, Prostate Specific Antigen, Random Blood Sugar, Blood group, Serology, Stool MCS, Serum AST/SGOT, Serum albumin, Fasting Blood Sugar, Malaria Parasite, Genotype, Widal, Hepatitis B Screening, Electrolyte, Urea and Creatinine, Serum ALT/SGPT, Serum Bilirubin (Direct and Indirect). | ||||
| Fasting Blood Sugar, Microbiology, Urine MCS, HIV Screening, Prostate Specific Antigen, Random Blood Sugar, Blood group, Serology, Stool MCS, Serum AST/SGOT, Serum albumin, Fasting Blood Sugar, Malaria Parasite, Genotype, Widal, Hepatitis B Screening, Electrolyte, Urea and Creatinine, Serum ALT/SGPT, Serum Bilirubin (Direct and Indirect). | Jade: ✔
Beryl: ✔ |
Ruby: ✔
Sapphire: ✔ |
Emerald: ✔
Diamond: ✔ |
Crimson: ✔ |
Admission & Accommodation
| Most Popular | ||||
|---|---|---|---|---|
| Jade
Beryl |
Ruby
Sapphire |
Emerald
Diamond |
Crimson | |
| Benefit Sub-Categories | ||||
| Benefits | ||||
| ADMISSIONS AND ACCOMMODATION | ||||
| ADMISSIONS AND ACCOMMODATION | ||||
| Limit per plan | ||||
| Limit per plan | Jade: ₦100,000
Beryl: ₦200,000 |
Ruby: ₦300,000
Sapphire: ₦400,000 |
Emerald: ₦500,000
Diamond: ₦650,000 |
Crimson: ₦800,000 |
| Accommodation Type | ||||
| Accommodation Type | Jade: General Ward
Beryl: General Ward |
Ruby: General Ward
Sapphire: Semi-private |
Emerald: Semi-private
Diamond: Private |
Crimson: Private |
| Accomodation including nursing care and consumables | ||||
| Accomodation including nursing care and consumables | Jade: 3 days
Beryl: 5 days |
Ruby: 7 days
Sapphirre: 15 days |
Emerald: 20 days
Diamond: 25 days |
Crimson: 30 days |
| Feeding on admission | ||||
| Feeding on admission | Jade: ✔ |
Ruby: ✔
Sapphire: ✔ |
Emerald: ✔
Diamond: ✔ |
Crimson: ✔ |
| Accomodation for parents whose infants are on admission | ||||
| Accomodation for parents whose infants are on admission | Jade: ✖
Beryl: 1 day |
Ruby: 2 days
Sapphire: 3 days |
Emerald: 3 days
Diamond: 5 days |
Crimson: 7 days |
| Inpatient /Hospitalization Benefit Abroad | ||||
| Inpatient /Hospitalization Benefit Abroad | Jade: ✖
Beryl: ✖ |
Ruby: ✖
Sapphire: ✖ |
Emerald: ✖
Diamond: ✖ |
Crimson: ✖ |
| INTENSIVE CARE UNIT | ||||
| INTENSIVE CARE UNIT | ||||
| No of days applicable on the plan | ||||
| No of days applicable on the plan | Jade: ✖
Beryl: ✖ |
Ruby: 1 day
Sapphire: 2 days |
Emerald: 3 days
Diamond: 5 days |
Crimson: 7 days |
Maternal & Infant Care
Surgery, Dental, Eye, ENT, etc
Chronic Treatment - Accident, Fertility, HIV etc
Preventive Care, Mental Health & Wellness
Premium
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