Consultation Coverage

Benefit Sub-Categories Standard  Essential  Bloom Classic Prime Vintage
Region of cover  Nigeria  Nigeria  Nigeria Nigeria & India Nigeria & India Nigeria & India
Annual benefit limits
per individual		 Unlimited  Unlimited  Unlimited Unlimited Unlimited Unlimited
             
GENERAL CONSULTATION
(OUTPATIENT CASES)		            
This involves treatment of
basic medical and surgical
(minor) outpatient cases. 		 ü ü ü ü ü ü
             
HOSPITAL NETWORKS            
Hospital Category Accessible Standard
hospitals		 Essential
hospitals		 Bloom
hospitals		 Classic
hospitals		 Prime
hospitals		 Vintage
hospitals
             
SPECIALIST CONSULTATION:
This includes all specialist fees.
The list of diagnosis under
this plan is exhaustive		      
O and G specialist ü ü ü ü ü ü
General Surgeon ü ü ü ü ü ü
Cardiologist ü ü ü ü ü ü
Pediatrician ü ü ü ü ü ü
Pediatric surgeon ü ü ü ü ü ü
Dermatology  ü ü ü ü ü ü
Endocrinology ü ü ü ü ü ü
Hematology  ü ü ü ü ü ü
cardiothoracic surgeon  ü ü ü ü ü ü
ENT Surgeon ü ü ü ü ü ü
Urologist ü ü ü ü ü ü
Orthopaedic Surgeon ü ü ü ü ü ü
Gastroenterologist ü ü ü ü ü ü
Psychiatrist ü ü ü ü ü ü
Neonatologist ü ü ü ü ü ü

Screening and Diagnostics
Benefit Sub-Categories Standard  Essential  Bloom Classic Prime Vintage
Laboratory            
Chest X-Rays ü ü ü ü ü ü
Plain Abdominal
X-Rays		 ü ü ü ü ü ü
Limbs X-Rays ü ü ü ü ü ü
Neck X-Rays ü ü ü ü ü ü
Skull X-Rays ü ü ü ü ü ü
Lumbosacral X-Rays ü ü ü ü ü ü
X-Rays of Body Joints ü ü ü ü ü ü
Ultrasound Scan ü ü ü ü ü ü
Haematological tests ü ü ü ü ü ü
Haemoglobin ü ü ü ü ü ü
Packed Cell Volume ü ü ü ü ü ü
White cell differential
count		 ü ü ü ü ü ü
Full Blood Count
and differentials		 ü ü ü ü ü ü
White Blood Cell count ü ü ü ü ü ü
Red Blood Cell count ü ü ü ü ü ü
             
ADVANCED & COMPLEX
INVESTIGATIONS		            
CT, Scan, MRI Scan
and echocardiograph		 Only emergency cases for CT scan CT scan only
and emergency cases for MRI		 CT scan only and emergency cases for MRI ü ü ü
             
CHEMISTRY            
Fasting Blood Sugar ü ü ü ü ü ü
Random Blood Sugar ü ü ü ü ü ü
Electrolyte, Urea
and Creatinine		 ü ü ü ü ü ü
Prostate Specific
Antigen		 ü ü ü ü ü ü
Serum albumin ü ü ü ü ü ü
Serum ALT/SGPT ü ü ü ü ü ü
Serum AST/SGOT ü ü ü ü ü ü
Serum Bilirubin
(Direct and Indirect)		 ü ü ü ü ü ü
Microbiology ü ü ü ü ü ü
Malaria Parasite ü ü ü ü ü ü
Widal ü ü ü ü ü ü
Urine MCS ü ü ü ü ü ü
Stool MCS ü ü ü ü ü ü
Serology  ü ü ü ü ü ü
Hepatitis B Screening  ü ü ü ü ü ü
HIV Screening  ü ü ü ü ü ü
Genotype  ü ü ü ü ü ü
Blood group  ü ü ü ü ü ü
Admission and Accommodation

Benefit Sub-Categories Standard  Essential  Bloom Classic Prime Vintage
Limits per plan Unlimited Unlimited Unlimited Unlimited Unlimited Unlimited
Accommodation Type General ward General ward Semi – private Private Private Private
Accommodation including
nursing care and consumables 		 ü ü ü ü ü ü
Feeding on admission  ü ü ü ü ü ü
Accommodation for parents
whose infants are on admission 		 û 2 days 2 days 3 days 5 days 7 days
Inpatient /Hospitalization
Benefit Abroad		 û û û  N250,000  N350,000  N450,000
             
INTENSIVE CARE UNIT            
No of days applicable on the plan 2 days 2 days 3 days 5 days 7 days 10 days

Maternal & Infant Care
Benefit Sub-Categories Standard  Essential  Bloom Classic Prime Vintage
NEONATE CARE            
Special Baby Care Unit
(Intensive care Unit-including life support,
Phototherapy & Incubator care).
limit per plan		 2 days  5 days  10 days 18 days  25 days 35 days
Congenital anomaly treatment
(for children born on the plan).
Limits per plan		   N100,000   N200,000   N300,000  N500,000  N750,000  N1,000,000
             
IMMUNIZATIONS (0-5 YEARS)
Adults (5 – 18 )		            
BCG ü ü ü ü ü ü
OPV ü ü ü ü ü ü
PENTAVALENT ü ü ü ü ü ü
HBV ü ü ü ü ü ü
VITAMIN A ü ü ü ü ü ü
MEASLES ü ü ü ü ü ü
YELLOW FEVER ü ü ü ü ü ü
MENINGITIS VACCINE ü ü ü ü ü ü
MMR ü ü ü ü ü ü
IPV û û ü ü ü ü
ROTAVIRUS VACCINE û û ü ü ü ü
PNEUMOCOCCAL VACCINE û û û ü ü ü
TYPHOID VACCINE û û û ü ü ü
HPV VACCINE û û û ü ü ü
OBSTETRICS AND
GYNAECOLOGY 		            
Antenatal care ü ü ü ü ü ü
Induction of labour & Normal delivery ü ü ü ü ü ü
Assisted delivery ü ü ü ü ü ü
Emergency or Elective Caesarean Section ü ü ü ü ü ü
Post Natal care- 6 weeks ü ü ü ü ü ü
Family Planning Services –
Pills, Injectables, Copper IUCD,
tubal ligation and Vasectomy 		 Only Pills & IUCD ü ü ü ü ü
Reimbursement for
delivery abroad, limits per plan		 û û û

Normal -$150,
CS- $250

Normal -$180,
CS- $300

Normal -$210,
CS- $350
Surgery, Dental, Eye, ENT, etc
Benefit Sub-Categories Standard  Essential  Bloom Classic Prime Vintage
ENT             
Treatment of ENT diseases
and removal of foreign bodies		 ü ü ü ü ü ü
ENT Surgeries –
(part of the surgical limit)		 ü ü ü ü ü ü
             
DENTAL CARE:
All care covered under
the plan up to the limits		 N20,000   N30,000   N50,000  N80,000  N150,000  N200,000
Dental Consultation, Imaging,
Endodontic treatment, Extraction		 ü ü ü ü ü ü
Preventive Treatment:
Prophylaxis		 ü ü ü ü ü ü
Gum Treatment & Surgeries,
Restorative Treatments		 ü ü ü ü ü ü
Pharmacy: Prescribed Drugs ü ü ü ü ü ü
Orthodontic Treatment
and Maxillofacial Prosthesis		 ü ü ü ü ü ü
             
EYE CARE             
Primary Eye Care- Consultation,
Examination, primary infections,
and Medications		 ü ü ü ü ü ü
Eye Surgeries covered
as part of over all surgerical limit		 ü ü ü ü ü ü
Biennial Optical Lenses
and Frames covered up
to limit per plan		  N10,000   N15,000  N20,000  N30,000  N45,000  N55,000
             
PHYSIOTHERAPY CARE            
Number of sessions
limit per plan		  5 sessions   10 sessions   15 sessions  20 sessions  30 sessions  40 sessions
Specialist Consultation ü ü ü ü ü ü
Pain therapy ü ü ü ü ü ü
             
 Surgeries
(Minor,Intermediate and Major)		  N200,000   N300,000   N500,000  N1,500,000  N2,500,000  N3,500,000
Chronic Treatments- Accident, Fertility, HIV, etc
Benefit Sub-Categories Standard  Essential  Bloom Classic Prime Vintage
FERTILITY SERVICES             
Consultation and basic
Investigations only,
limits per plan		   N15,000    N25,000   N45,000  N75,000  N100,000  N200,000
             
HIV / AIDS TREATMENT
(at designated approved centres)		 ü ü ü ü ü ü
             
CANCER CARE             
Consultation, Admission,
Counselling, Hospice Care,
Surgical – Chemotherapy –
Radiotherapy; limits per plan		  N300,000   N500,000   N750,000  N1,000,000  N2,000,000  N3,000,000
             
RENAL CARE            
Dialysis sessions
limit per plans		 3 sessions  3 sessions  6 sessions 12 sessions 20 sessions 25 sessions
             
CHRONIC DISEASE
MANAGEMENT / PHARMACY BENEFIT 		            
Drug delivery and pick up
at partner pharmacies		 ü ü ü ü ü ü
Personal health equipment –
BP machine, Glucometer, Trackers		 û û û ü ü ü
             
ACCIDENT AND EMERGENCY CARE            
Care for accident and
emergency cases, Ground
Ambulance transfer from
roadside to hospital and
hospital to hospital 		 ü ü ü ü ü ü
Stabilization, Emergency
Care,drugs and Investigations		 ü ü ü ü ü ü
Preventive care, Mental Health & Wellness
Benefit Sub-Categories Standard  Essential  Bloom Classic Prime Vintage
TELEMEDICINE AND HEALTH COACH            
Telemedicine app –
chat with a doctor consultation online 24/7		 ü ü ü ü ü ü
             
ANNUAL WELLNESS
SCREENING  (Principal & Spouse)		            
Physical examination ü ü ü ü ü ü
Visual Acuity  ü ü ü ü ü ü
Blood pressure ü ü ü ü ü ü
Fasting Blood Sugar ü ü ü ü ü ü
Full blood count ü ü ü ü ü ü
Urinalysis  ü ü ü ü ü ü
serum cholesterol  û ü ü ü ü ü
ALT / AST  û û ü ü ü ü
ECG û û ü ü ü ü
E/U/Cr û û ü ü ü ü
Mammogram,Breast scan,
cervical smears every 2 years for
women > 35 years		 û û û ü ü ü
PSA for men
above 40 yrs		 û û û ü ü ü
             
LIFESTYLE MANAGEMENT             
Subsidized Fitness/
nutritional club membership
(for non-network gym)		 û 5% 10% 10% 15% 20%
Network Gym Access  û û ü ü ü ü
On-site Health Checks,
Health Talks/ Education
forum or wellness fairs		 ü ü ü ü ü ü
             
MENTAL HEALTH             
Specialist Consultations
on Outpatient Cases Only;
limited based on type of plans		  4 weeks   4 weeks   6 weeks  8 weeks  12 weeks  12 weeks
Employee Assistance
Program / Stress Management 		 û û ü ü ü ü
Covid Home Care Kit –
up to limit on the plan		 ü ü ü ü ü ü
Health Talks/ Education
forum or wellness fairs		 ü ü ü ü ü ü
             
SECOND OPINION ABROAD ü ü ü ü ü ü
             
MORTUARY SERVICES  FOR FAMILY  N20,000  N50,000  N75,000  N100,000  N150,000  N250,000
Premium
Premium Standard  Essential  Bloom Classic Prime Vintage
Annual premium per individual  N45,591  N55,244  N75,237  N136,506  N240,358  N490,451
Family of 2 N88,446 N107,174 N145,959 N264,821 N466,294 N951,475
Family of 3 N131,986 N159,933 N217,810 N395,185 N695,835 N1,419,855
Family of 4 N175,981 N213,243 N290,413 N526,913 N927,780 N1,893,140
Family of 5 N218,836 N265,173 N361,136 N655,228 N1,153,716 N2,354,164
Family of 6 N261,236 N316,550 N431,106 N782,179 N1,277,249 N2,810,283
Consultation Coverage
      Most Popular
  Standard
Essential		 Bloom
Classic		 Prime
Vintage
  Benefit Sub-Categories
Benefits      
  GENERAL CONSULTATION
GENERAL CONSULTATION      
  This involves treatment of basic medical and surgical (minor) outpatient cases.
This involves treatment of basic medical and surgical (minor) outpatient cases. Standard: ✔
Essential: ✔		 Bloom: ✔
Classic: ✔		 Prime: ✔
Vintage: ✔
  HOSPITAL NETWORKS
HOSPITAL NETWORKS      
  Hospital Category Accessible
Hospital Category Accessible Standard hospitals
 

Essential hospitals		 Bloom hospitals
 

Classic hospitals		 Prime hospitals
 

Vintage hospitals
  COVER AND LIMIT
COVER AND LIMIT      
  Region of Cover
Region of Cover Standard: Nigeria
Essential: Nigeria		 Bloom: Nigeria
Classic: Nigeria & India		 Prime: Nigeria & India
Vintage: Nigeria & India
  SPECIALIST CONSULTATION: This includes all specialist fees. The list of diagnosis under this plan is exhaustive
SPECIALIST CONSULTATION      
  O and G specialist, Pediatrician, Hematology, Endocrinology, Urologist, Dermatology, Cardiologist, General Surgeon, Gastroenterologist, Psychiatrist, Pediatric surgeon, Orthopedic Surgeon, ENT Surgeon, Neonatologist, cardiothoracic surgeon,
O and G specialist, Pediatrician, Hematology, Endocrinology, Urologist, Dermatology, Cardiologist, General Surgeon, Gastroenterologist, Psychiatrist, Pediatric surgeon, Orthopedic Surgeon, ENT Surgeon, Neonatologist, Cardiothoracic surgeon Standard: ✔
Essential: ✔		 Bloom: ✔
Classic: ✔		 Prime: ✔
Vintage: ✔
  Annual benefit limits per individual
Annual benefit limits per individual Standard: Unlimited
Essential: Unlimited		 Bloom: Unlimited
Classic: Unlimited		 Prime: Unlimited
Vintage: Unlimited
Screening and Diagnostics
      Most Popular
  Standard
Essential		 Bloom
Classic		 Prime
Vintage
  Benefit Sub-Categories
Benefits      
  LABORATORY
LABORATORY      
  Chest X-Rays, Plain Abdominal X-Rays, Limbs X-Rays, Neck X-Rays, Skull X-Rays, Lumbosacral X-Rays, X-Rays of Body Joints, Ultrasound Scan
Haematological tests, Haemoglobin, Packed Cell Volume, White cell differential count, Full Blood Count and differentials
White Blood Cell count, Red Blood Cell count
Skull X-Rays, Red Blood Cell count, Ultrasound Scan, White Blood Cell count, Limbs X-Rays, Neck X-Rays, Packed Cell Volume, Hematological tests, Full Blood Count and differentials, Lumbosacral X-Rays, White cell differential count, Hemoglobin, Plain Abdominal X-Rays, Chest X-Rays, X-Rays of Body Joints, Standard: ✔
Essential: ✔		 Bloom: ✔
Classic: ✔		 Prime: ✔
Vintage: ✔
  ADVANCED & COMPLEX INVESTIGATIONS
COMPLEX INVESTIGATIONS      
  CT, Scan, MRI Scan and echocardiograph
CT, Scan, MRI Scan and echocardiograph Standard: Only emergency cases for CT scan
Essential: CT scan only and emergency cases for MRI		 Bloom: CT scan only and emergency cases for MRI
Classic: ✔		 Prime: ✔
Vintage: ✔
  CHEMISTRY
CHEMISTRY      
  Fasting Blood Sugar, Random Blood Sugar, Electrolyte, Urea and Creatinine, Prostate Specific Antigen, Serum albumin, Serum ALT/SGPT, Serum AST/SGOT, Serum Bilirubin (Direct and Indirect), Microbiology, Malaria Parasite, Widal, Urine MCS, Stool MCS, Serology, Hepatitis B Screening, HIV Screening, Genotype, Blood group 
Fasting Blood Sugar, Microbiology, Urine MCS, HIV Screening, Prostate Specific Antigen, Random Blood Sugar, Blood group, Serology, Stool MCS, Serum AST/SGOT, Serum albumin, Fasting Blood Sugar, Malaria Parasite, Genotype, Widal, Hepatitis B Screening, Electrolyte, Urea and Creatinine, Serum ALT/SGPT, Serum Bilirubin (Direct and Indirect), Standard: ✔
Essential: ✔		 Bloom: ✔
Classic: ✔		 Prime: ✔
Vintage: ✔
Admission and Accommodation
      Most Popular
  Standard
Essential		 Bloom
Classic		 Prime
Vintage
  Benefit Sub-Categories
Benefits      
  ADMISSIONS AND ACCOMMODATION
ADMISSIONS AND ACCOMMODATION      
  Limit per plan
Limit per plan Standard: Unlimited
Essential: Unlimited		 Bloom: Unlimited
Classic: Unlimited		 Prime: Unlimited
Vintage: Unlimited
  Accommodation Type
Accommodation Type Standard: General Ward
Essential: General ward		 Bloom: Semi – private
Classic: Private		 Prime: Private
Vintage: Private
  Accomodation including nursing care and consumables
Accomodation including nursing care and consumables Standard: ✔
Essential: ✔		 Bloom: ✔
Classic: ✔		 Prime: ✔
Vintage: ✔
  Feeding on admission
Feeding on admission Standard: ✔
Essential: ✔		 Bloom: ✔
Classic: ✔		 Prime: ✔
Vintage: ✔
  Accomodation for parents whose infants are on admission
Accomodation for parents whose infants are on admission Standard: ✖
Essential: 2 days		 Bloom: 2 days
Classic: 3 days		 Prime: 5 days
Vintage: 7 days
  Inpatient/Hospitalization Benefit Abroad
Inpatient/Hospitalization Benefit Abroad Standard: ✖
Essential: ✖		 Bloom: ✖
Classic: N250,000		 Prime: ₦350,000
Vintage: ₦450,000
  INTENSIVE CARE UNIT
INTENSIVE CARE UNIT      
  No of days applicable on the plan
No of days applicable on the plan Standard: 2 days
Essential: 2 days		 Bloom: 3 days
Classic: 5 days		 Prime: 7 days
Vintage: 10 days
Maternal & Infant Care
      Most Popular
  Standard
Essential		 Bloom
Classic		 Prime
Vintage
  Benefit Sub-Categories
Benefits      
  NEONATE CARE
NEONATE CARE      
  Special Baby Care Unit (Intensive care Unit-including life support, Phototherapy & Incubator care). limit per plan
Special Baby Care Unit (Intensive care Unit-including life support, Phototherapy & Incubator care). limit per plan Standard: 2 days
Essential: 5 days		 Bloom: 10 days
Classic: 18 days		 Prime: 25 days
Vintage: 35 days
  Congenital anomaly treatment (for children born on the plan). Limits per plan
Congenital anomaly treatment (for children born on the plan). Limits per plan Standard: ₦100,000
Essential: ₦200,000		 Bloom: ₦300,000
Classic: ₦500,000		 Prime: ₦750,000
Vintage: ₦1,000,000
  IMMUNIZATIONS (0-5 YEARS) ADULTS (5 – 18 YEARS)
IMMUNIZATIONS (0-5 YEARS) ADULTS (5 – 18 YEARS)      
  BCG, OPV, PENTAVALENT, HBV, VITAMIN A, MEASLES, YELLOW FEVER, MENINGITIS VACCINE, MMR
BCG, OPV, PENTAVALENT, HBV, VITAMIN A, MEASLES, YELLOW FEVER, MENINGITIS VACCINE, MMR, Standard: ✔
Essential: ✔		 Bloom: ✔
Classic: ✔		 Prime: ✔
Vintage: ✔
  IPV, ROTAVIRUS VACCINE
IPV, ROTAVIRUS VACCINE Standard: ✖
Essential: ✖		 Bloom: ✔
Classic: ✔		 Prime: ✔
Vintage: ✔
  PNEUMOCOCCAL VACCINE, HPV VACCINE, TYPHOID VACCINE
PNEUMOCOCCAL VACCINE, HPV VACCINE Standard: ✖
Essential: ✖		 Bloom: ✖
Classic: ✔		 Prime: ✔
Vintage: ✔
 
TYPHOID VACCINE
  OBSTETRICS AND GYNAECOLOGY
OBS & GYN      
  Antenatal care, Induction of labour & Normal delivery, Assisted delivery, Emergency or Elective Caesarean Section, Post Natal care- 6 weeks
Antenatal care, Induction of labour & Normal delivery, Assisted delivery, Emergency or Elective Caesarean Section, Post Natal care – 6 weeks, Standard: ✔
Essential: ✔		 Bloom: ✔
Classic: ✔		 Prime: ✔
Vintage: ✔
  Family Planning Services – Pills, Injectables, Copper IUCD, tubal ligation and Vasectomy
Family Planning Services – Pills, Injectables, Copper IUCD, tubal ligation and Vasectomy Standard: Only pills & IUCD
Essential: ✔		 Bloom: ✔
Classic: ✔		 Prime:
Vintage: ✔
  Reimbursement for delivery abroad, limits per plan
Reimbursement for delivery abroad, limits per plan Standard: ✖
Essential: ✖		 Bloom: ✖
Classic: Normal -$150, CS- $250		 Prime: Normal -$180, CS- $300
Vintage: Normal -$210, CS- $350
Surgery, Dental, Eye, ENT, etc
      Most Popular
  Standard
Essential		 Bloom
Classic		 Prime
Vintage
  Benefit Sub-Categories
Benefits      
  ENT
ENT      
  ENT Surgeries (part of surgical limit)
ENT Surgeries (part of surgical limit) Standard: ✔
Essential: ✔		 Bloom: ✔
Classic: ✔		 Prime: ✔
Vintage: ✔
  Treatment of ENT diseases and removal of foreign bodies
Treatment of ENT diseases and removal of foreign bodies Standard: ✔
Essential: ✔		 Bloom: ✔
Classic: ✔		 Prime: ✔
Vintage: ✔
  DENTAL CARE
DENTAL CARE      
  All care covered under the plan up to the limits
All dental care covered up to the limit per plan Standard: ₦20,000
Essential: ₦30,000		 Bloom: ₦50,000
Classic: ₦80,000		 Prime: ₦150,000
Vintage: ₦200,000
  Dental Consultation, Imaging, Endodontic treatment, Extraction, Preventive Treatment: Prophylaxis, Gum Treatment & Surgeries, Restorative Treatments, Pharmacy: Prescribed Drugs, Orthodontic Treatment and Maxillofacial Prosthesis
Dental Consultation, Imaging, Endodontic treatment, Extraction, Preventive Treatment: Prophylaxis, Gum Treatment & Surgeries, Restorative Treatments, Pharmacy: Prescribed Drugs, Orthodontic Treatment and Maxillofacial Prosthesis Standard: ✔
Essential: ✔		 Bloom: ✔
Classic: ✔		 Prime: ✔
Vintage: ✔
  EYE CARE
EYE CARE      
  Primary Eye Care- Consultation, Examination, primary infections and Medications
Primary Eye Care- Consultation, Examination, primary infections and Medications Standard: ✔
Essential: ✔		 Bloom: ✔
Classic: ✔		 Prime: ✔
Vintage: ✔
  Eye Surgeries
Eye Surgeries Standard: ✔
Essential: ✔		 Bloom: ✔
Classic: ✔		 Prime: ✔
Vintage: ✔
  Biennial Optical Lenses and Frames covered up to limit per plan
Biennial Optical Lenses and Frames covered up to limit per plan Standard: ₦10,000
Essential: ₦15,000		 Bloom: ₦20,000
Classic: ₦30,000		 Prime: ₦45,000
Vintage: ₦55,000
  PHYSIOTHERAPY CARE
PHYSIOTHERAPY CARE      
  Specialist Consultation
Specialist Consultation Standard: ✔
Essential: ✔		 Bloom: ✔
Classic: ✔		 Prime: ✔
Vintage: ✔
  Number of sessions limit per plan
Number of sessions limit per plan Standard: 5 sessions
Essential: 10 sessions		 Bloom: 15 sessions
Classic: 20 sessions		 Prime: 30 sessions
Vintage: 40 sessions
  Pain therapy
Pain therapy Standard: ✔
Essential: ✔		 Bloom: ✔
Classic: ✔		 Prime: ✔
Vintage: ✔
  SURGERY
SURGERY      
  Surgeries (Minor, Intermediate and Major)
Surgeries (Minor, Intermediate and Major) Standard: ₦200,000
Essential: ₦300,000		 Bloom: ₦500,000
Classic: ₦1,500,000		 Prime: ₦2,500,000
Vintage: ₦3,500,000
Chronic Treatments- Accident, Fertility, HIV, etc
      Most Popular
  Standard
Essential		 Bloom
Classic		 Prime
Vintage
  Benefit Sub-Categories
Benefits      
  FERTILITY SERVICES
FERTILITY SERVICES      
  Consultation and basic Investigations only, limits per plan
Investigation and treatment at limits per plan Standard: ₦15,000
Essential: ₦25,000		 Bloom: ₦45,000
Classic: ₦75,000		 Prime: ₦100,000
Vintage: ₦200,000
  HIV / AIDS TREATMENT
HIV / AIDS TREATMENT      
  HIV / AIDS TREATMENT (at designated approved centres)
HIV / AIDS TREATMENT (at designated approved centres) Standard: ✔
Essential: ✔		 Bloom: ✔
Classic: ✔		 Prime: ✔
Vintage: ✔
  CANCER CARE
CANCER CARE      
  Consultation, Admission, Counselling, Hospice Care , Surgical – Chemotherapy – Radiotherapy; limits per plan
Consultation, Admission, Counselling, Hospice Care , Surgical – Chemotherapy – Radiotherapy; limits per plan Standard: ₦300,000
Essential: ₦500,000		 Bloom: ₦750,000
Classic: ₦1,000,000		 Prime: ₦2,000,000
Vintage: ₦3,000,000
  RENAL CARE
RENAL CARE      
  Dialysis sessions limit per plans
Dialysis sessions limit per plans Standard: 3 sessions
Essential: 3 sessions		 Bloom: 6 sessions
Classic: 12 sessions		 Prime: 20 sessions
Vintage: 25 sessions
  CHRONIC DISEASE MANAGEMENT / PHARMACY BENEFIT
CHRONIC DISEASE MANAGEMENT / PHARMACY BENEFIT      
  Personal health equipment – BP machine, Glucomenter, Trackers
Personal health equipment – BP machine, Glucomenter, Trackers Standard: ✖
Essential: ✖		 Bloom: ✖
Classic: ✔		 Prime: ✔
Vintage: ✔
  Drug delivery and pick up at partner pharmacies
Drug delivery and pick up at partner pharmacies Standard: ✔
Essential: ✔		 Bloom: ✔
Classic: ✔		 Prime: ✔
Vintage: ✔
  ACCIDENT AND EMERGENCY CARE
ACCIDENT AND EMERGENCY CARE      
  Care for accident and emergency cases, Ground Ambulance transfer from roadside to hospital and hospital to hospital
Care for accident and emergency cases, Ground Ambulance transfer from roadside to hospital and hospital to hospital Standard: ✔
Essential: ✔		 Bloom: ✔
Classic: ✔		 Prime: ✔
Vintage: ✔
  Stabilization, Emergency Care,drugs and Investigations
Stabilization, Emergency Care,drugs and Investigations Standard: ✔
Essential: ✔		 Bloom: ✔
Classic: ✔		 Prime: ✔
Vintage: ✔
Preventive care, Mental Health & Wellness
      Most Popular
  Standard
Essential		 Bloom
Classic		 Prime
Vintage
  Benefit Sub-Categories
Benefits      
  TELEMEDICINE AND HEALTH COACH
TELEMEDICINE      
  Telemedicine app – chat with a doctor consultation online 24/7
Telemedicine app – chat with a doctor consultation online 24/7 Standard: ✔
Essential: ✔		 Bloom: ✔
Classic: ✔		 Prime: ✔
Vintage: ✔
  ANNUAL WELLNESS SCREENING
ANNUAL WELLNESS SCREENING      
  Physical examination, Visual Acuity, Blood presssure, Full blood count, Urinalysis.
Physical examination, Visual Acuity, Blood presssure, Full blood count, Urinalysis. Standard: ✔
Essential: ✔		 Bloom: ✔
Classic: ✔		 Prime: ✔
Vintage: ✔
  Serum cholesterol
Serum cholesterol Standard: ✖
Essential: ✔		 Bloom: ✔
Classic: ✔		 Prime: ✔
Vintage: ✔
  ALT / AST, ECG, E/U/Cr.
ALT / AST, ECG, E/U/Cr. Standard: ✖
Essential: ✖		 Bloom: ✔
Classic: ✔		 Prime: ✔
Vintage: ✔
  Cervical smear (every 2 years for women above 35 years), Mammogram – Breast Scan (every 2 years for women above 35 years), PSA, PSA for men
above 40 yrs
Cervical smear (every 2 years for women above 35 years), Mammogram – Breast Scan (every 2 years for women above 35 years), PSA. Standard: ✖
Essential: ✖		 Bloom: ✖
Classic: ✔		 Prime: ✔
Vintage: ✔
  LIFESTYLE MANAGEMENT
LIFESTYLE MANAGEMENT      
  Subsidized Fitness/ nutritional club membership (for non-network gym)
Subsidized Fitness/ nutritional club membership (for non-network gym) Standard: ✖
Essential: 5%		 Bloom: 10%
Classic: 10%		 Prime: 15%
Vintage: 20%
  Network Gym Access
Network Gym Access Standard: ✖
Essential: ✖		 Bloom: ✔
Classic: ✔		 Prime: ✔
Vintage: ✔
  On-site Health Checks, Health Talks or Wellness Fairs, Covid Home Care Kit – up to limit on the plan.
On-site Health Checks, Health Talks or Wellness Fairs, Covid Home Care Kit – up to limit on the plan. Standard: ✔
Essential: ✔		 Bloom: ✔
Classic: ✔		 Prime: ✔
Vintage: ✔
  MENTAL HEALTH
MENTAL HEALTH      
  Employee Assistance Program / Stress Management
Employee Assistance Program / Stress Management Standard: ✖
Essential: ✖		 Bloom: ✔
Classic: ✔		 Prime: ✔
Vintage: ✔
  Health Talks/Education forum or Wellness fairs
Health Talks/Education forum or Wellness fairs Standard: ✔
Essential: ✔		 Bloom: ✔
Classic: ✔		 Prime: ✔
Vintage: ✔
  Specialist Consultations on Outpatient Cases Only; limited based on type of plans
Specialist Consultations on Outpatient Cases Only; limited based on type of plans Standard: 4 weeks
Essential: 4 weeks		 Bloom: 6 weeks
Classic: 8 weeks		 Prime: 12 weeks
Vintage: 12 weeks
  Covid Home Care Kit – up to limit on the plan
Covid Home Care Kit – up to limit on the plan Standard: ✔
Essential: ✔		 Bloom: ✔
Classic: ✔		 Prime: ✔
Vintage: ✔
  SECOND OPINION ABROAD
SECOND OPINION ABROAD      
  SECOND OPINION ABROAD
SECOND OPINION ABROAD Standard: ✔
Essential: ✔		 Bloom: ✔
Classic: ✔		 Prime: ✔
Vintage: ✔
  MORTUARY SERVICES
MORTUARY SERVICES      
  MORTUARY SERVICES (For Family Only)
MORTUARY SERVICES (For Family Only) Standard: ₦20,000
Essential: ₦50,000		 Bloom: ₦75,000
Classic: ₦100,000		 Prime: ₦150,000
Vintage: ₦250,000