Consultation Coverage
Benefit Sub-Categories
Standard
Essential
Bloom
Classic
Prime
Vintage
Region of cover
Nigeria
Nigeria
Nigeria
Nigeria & India
Nigeria & India
Nigeria & India
Annual benefit limits per individual
Unlimited
Unlimited
Unlimited
Unlimited
Unlimited
Unlimited
Unlimited
GENERAL CONSULTATION (OUTPATIENT CASES)
This involves treatment of basic medical and surgical (minor) outpatient cases.
SPECIALIST CONSULTATION: This includes all specialist fees. The list of diagnosis under this plan is inexhaustive
O and G specialist
General Surgeon
Cardiologist
Pediatrician
Pediatric surgeon
Dermatologist
Endocrinologist
Hematologist
Cardiothoracic surgeon
ENT Surgeon
Urologist
Orthopaedic Surgeon
Gastroenterologist
Psychiatrist
Neurosurgeon
Neurologist
Nephrologist
Pulmonologist/Respiratory Physician
Oncologist
Pathologist
Family Physician
Dietician (strictly for newly diagnosed Diabetes)
Oral and Maxillofacial Surgeon
Neonatologist
Screening and Diagnostics
Benefit Sub-Categories
Standard
Essential
Bloom
Classic
Prime
Vintage
LABORATORY
Hematology
Haemoglobin
Packed Cell Volume
White cell differential count
Full Blood Count and differentials
White Blood Cell count
Red Blood Cell count
Grouping and Cross Matching
Erythrocyte Sedimentation Rate (ESR)
MCHC
MCH
MCV
Blood Film
Blood Pregnancy (Beta HCG) Test
Clotting Time
Bleeding Time
ADVANCED & COMPLEX INVESTIGATIONS
Limit to 1 session Annually
Limit to 1 session Annually
Limit to 2 sessions Annually
Limit to 3 sessions Annually
Limit to 4 sessions Annually
Limit to 5 sessions Annually
CT Scan, MRI Scan and echocardiograph
CT Scan is covered. MRI is permitted for emergency cases only
CT Scan is covered. MRI is permitted for emergency cases only
CT Scan is covered. MRI is permitted for emergency cases only
.
Chemistry
Fasting Blood Sugar
Random Blood Sugar
Electrolyte, Urea and Creatinine
Prostate Specific Antigen
Serum albumin
Serum ALT/SGPT
Serum AST/SGOT
Serum Bilirubin (Direct and Indirect)
2 Hours Post-prandial Blood Sugar
Oral Glucose Tolerance Test (OGTT)
Glucose Challenge Test
Lipid Profile (Fasting) (Cholesterol, HDL, LDL, Triglyceride Profile)
Serum Sodium
Serum Calcium
Serum Magnesium
Serum Potasium
Serum Lithium
Serum Chloride
Serum Bicarbonate
Serum Alkaline Phosphate
Serum Acid Phosphate
Serum Inorganic Phosphate
Serum Lactate Dehydrogenase
Serum Gamma Glutamyl Transferase
Prothrombin time (PT/INR)
Urine Pregnancy Test
Blood urea Nitrogen
HBA1C
G-6PD Screening
Thyroid Function Tests
Serum Uric Acid
Creatinine phosphokinase
Pap Smear and Cytology
Prostate Specific Antigen
Protein Electrophoresis
Serum Creatinine Phosphokinase
Serum Iron
24 Hour Creatinine Clearance
Coomb’s Test (Indirect)
Coomb’s Test (Direct)
Osmotic Fragility Test
D-Dimer
Admission and Accommodation
Benefit Sub-Categories
Standard
Essential
Bloom
Classic
Prime
Vintage
Accomodation Type
General ward
General ward
Semi-Private
Private
Private
Private
Accommodation including nursing care and consumables
Feeding on admission (covered only for the admitted enrollee)
Accommodation for parents whose infants are on admission
2 days
2 days
3 days
5 days
7 days
Inpatient /Hospitalization Benefit Abroad
N250,000
N350,000
N450,000
Unlimited
INTENSIVE CARE UNIT
No of days applicable on the plan
2 days
2 days
3 days
5 days
7 days
10 days
Maternal & Infant Care
Benefit Sub-Categories
Standard
Essential
Bloom
Classic
Prime
Vintage
NEONATE CARE
Special Baby Care Unit (Intensive care Unit-including life support, Phototherapy & Incubator care). limit per plan
N200,000
N300,000
N500,000
N1,500,000
N2,500,000
N3,500,000
Post Natal care- 6 weeks
Congenital anomaly treatment (for children born on the plan). Limits per plan
N100,000
N200,000
N300,000
N500,000
N750,000
N1,000,000
Unlimited
IMMUNIZATIONS (0-5 YEARS)
Bacille Calmette-Guerin (BCG for Tuberculosis)
Oral Poliovirus Vaccines (OPV)
Pentavalent
Hepatitis B Vaccine (HBV)
Vitamin A
Measles
Yellow Fever
Meningitis Vaccine
Measles, Mumps, and Rubella (MMR)
Inactivated Polio Vaccine (IPV)
Rotavirus Vaccine
Diphtheria-Tetanus-Pertussis (DPT)
Pneumococcal Vaccine
Typhoid Vaccine
Human Papillomavirus Vaccine (HPV)
.
IMMUNIZATIONS (5 – 18 years)
Hepatitis B Vaccine (HBV)
Yellow Fever
Meningitis Vaccine
.
OBSTETRICS AND GYNAECOLOGY
Antenatal care
Induction of labour & Normal delivery
Assisted delivery
Emergency or Elective Caesarean Section (subject to surgical limit)
Reimbursement for delivery abroad, limits per plan
Normal -N225,000.00 , CS- N375,000.00
Normal -N270,000.00, CS- N450,000.00
Normal -N315,000.00, CS- N525,000.00
Therapeutic Abortion (Manual Vacuum Aspiration)
Surgery, Dental, Eye, ENT, etc
Benefit Sub-Categories
Standard
Essential
Bloom
Classic
Prime
Vintage
ENT
Treatment of ENT diseases and removal of foreign bodies
ENT Surgeries – (part of the surgical limit)
Unlimited
DENTAL CARE: All care covered under the plan up to the limits
N20,000
N30,000
N50,000
N80,000
N150,000
N200,000
Dental Consultation, Imaging, Endodontic treatment, Extraction
Preventive Treatment: Prophylactic Scaling and Polishing
Gum Treatment & Surgeries, Restorative Treatments
Pharmacy: Prescribed Drugs
Dental Crowning
Subject to the dental limit
Subject to the dental limit
Subject to the dental limit
Subject to the dental limit
Subject to the dental limit
Subject to the dental limit
Oral and Maxillofacial Surgery
Subject to the surgical limit
Subject to the surgical limit
Subject to the surgical limit
Subject to the surgical limit
Subject to the surgical limit
Subject to the surgical limit
.
EYE CARE
Primary Eye Care- Consultation, Examination, primary infections, and Medications
Advanced Ocular tests (Central Visual Field, Depth Perception Test, Schirmer Tear Test, Amsler Test, Retina Photography, OCT Scan, A Scan, B Scan)
Limited to NGN30,000.00
Limited to NGN50,000.00
Limited to NGN75,000.00
Limited to NGN100,000.00
Eye Surgeries covered as part of over all surgerical limit
Biennial Optical Lenses and Frames covered up to annual limit per plan
N10,000
N15,000
N20,000
N30,000
N45,000
N55,000
.
PHYSIOTHERAPY CARE
Number of sessions limit per plan
5 sessions
10 sessions
15 sessions
20 sessions
25 sessions
30 sessions
Specialist Consultation and Preventive Counselling
Pain therapy
Access to prescribed drugs
Cervical Collar, Lumber Corsets, Knee and Ankle Braces (on prescription)
Crutches (on prescription)
Walker (on prescription)
Surgeries (Minor, Intermediate and Major)
N200,000
N300,000
N500,000
N1,500,000
N2,500,000
N3,500,000
Chronic Treatments- Accident, Fertility, HIV, etc
Benefit Sub-Categories
Standard
Essential
Bloom
Classic
Prime
Vintage
FERTILITY SERVICES
Basic Investigation limits per plan
N15,000
N25,000
N45,000
N75,000
N100,000
N200,000
Unlimited
HIV / AIDS TREATMENT (at designated referral centres)
Covered
Covered
Covered
Covered
Covered
Covered
.
CANCER CARE
Consultation, Admission, Counselling, Surgical – Chemotherapy – Radiotherapy; limits per plan
N300,000
N500,000
N750,000
N1,000,000
N2,000,000
N3,000,000
.
RENAL CARE
Dialysis sessions limit per plans
3 sessions
3 sessions
6 sessions
12 sessions
20 sessions
25 sessions
CHRONIC DISEASE MANAGEMENT / PHARMACY BENEFIT
Annual limit of N150,000
Annual limit of N250,000
Annual limit of N400,000
Annual limit of N500,000
Annual limit of N600,000
Annual limit of N750,000
Drug delivery and pick up at partner pharmacies
Personal health equipment – BP machine and Glucometer (to be picked up at our partner pharmacies, subject to the subsidized annual limit, being an enrollee for a minimum period of 9 months and confirmation from Bastion’s quality assurance team)
Subsidized Limit of NGN20,000
Subsidized Limit of NGN30,000
Subsidized Limit of NGN40,000
.
ACCIDENT AND EMERGENCY CARE
Care for accident and emergency cases, Ground Ambulance transfer from roadside to hospital and hospital to hospital
Stabilization, Emergency Care,drugs and Investigations
Preventive care, Mental Health & Wellness
Benefit Sub-Categories
Standard
Essential
Bloom
Classic
Prime
Vintage
TELEMEDICINE AND HEALTH COACH
Telemedicine app – chat with a doctor consultation online 24/7
Unlimited
ANNUAL WELLNESS SCREENING (Principal & Spouse at designated facilities)
Physical examination (BMI)
Visual Acuity
Blood pressure
Fasting Blood Sugar
Full blood count
Urinalysis
Serum Cholesterol
ALT / AST
ECG
E/U/Cr
Mammogram- Breast scan, cervical smears every 2 years for women above 35 years,
PSA for men above 40 yrs
Pap Smear (to be done once in 3 years)
.
LIFESTYLE MANAGEMENT
Network Gym Access
Covered up to 1 session per week
Covered up to 2 sessions per week
Covered up to 2 sessions per week
Covered up to 3 sessions per week
Health Talks, Employee Assistance Program and Stress Management
2 sessions in a year
2 sessions in a year
2 sessions in a year
2 sessions in a year
2 sessions in a year
2 sessions in a year
.
MENTAL HEALTH
Specialist Consultations on Outpatient Cases Only; limited based on type of plans
2 sessions per year
5 sessions per year
8 sessions per year
8 sessions per year
11 sessions per year
14 sessions per year
Inpatient Psychiatry Cover
3 days
5 days
7 days
SECOND OPINION CONSULTATION
Second opinion diagnosis and treatment from providers within Bastion’s network
Line of treatment confirmation from Internationally Certified Medical and Surgical Specialists Outside Africa
1 case per year
1 case per year
.
MORTUARY SERVICES FOR FAMILY
N20,000
N50,000
N75,000
N100,000
N150,000
N250,000
Premium
Premium
Standard
Essential
Bloom
Classic
Prime
Vintage
Annual premium per individual
53,539.44
67,733.20
91,257.04
163,866.44
285,709.80
580,239.40
Family of 2
102,411.51
124,096.37
169,005.12
306,635.31
539,919.07
1,101,707.38
Family of 3
152,825.43
185,185.04
252,200.94
457,582.08
805,703.98
1,644,042.71
Family of 4
203,767.24
246,913.39
336,267.91
610,109.44
1,074,271.97
2,192,056.94
Family of 5
253,389.31
307,042.56
418,156.99
758,685.31
1,335,882.24
2,725,873.92
Family of 6
302,483.49
366,532.06
499,174.91
905,680.59
1,594,709.42
3,254,011.99
Consultation Coverage
| Most Popular | |||
|---|---|---|---|
| Standard
Essential |
Bloom
Classic |
Prime
Vintage |
|
| Benefit Sub-Categories | |||
| Benefits | |||
| GENERAL CONSULTATION | |||
| GENERAL CONSULTATION | |||
| This involves treatment of basic medical and surgical (minor) outpatient cases. | |||
| This involves treatment of basic medical and surgical (minor) outpatient cases. | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| HOSPITAL NETWORKS | |||
| HOSPITAL NETWORKS | |||
| Hospital Category Accessible | |||
| Hospital Category Accessible | Standard hospitals Essential hospitals |
Bloom hospitals Classic hospitals |
Prime hospitals Vintage hospitals |
| COVER AND LIMIT | |||
| COVER AND LIMIT | |||
| Region of Cover | |||
| Region of Cover | Standard: Nigeria
Essential: Nigeria |
Bloom: Nigeria
Classic: Nigeria & India |
Prime: Nigeria & India
Vintage: Nigeria & India |
| SPECIALIST CONSULTATION: This includes all specialist fees. The list of diagnosis under this plan is exhaustive | |||
| SPECIALIST CONSULTATION | |||
| O and G specialist, Pediatrician, Hematology, Endocrinology, Urologist, Dermatology, Cardiologist, General Surgeon, Gastroenterologist, Psychiatrist, Pediatric surgeon, Orthopedic Surgeon, ENT Surgeon, Neonatologist, cardiothoracic surgeon, | |||
| O and G specialist, Pediatrician, Hematology, Endocrinology, Urologist, Dermatology, Cardiologist, General Surgeon, Gastroenterologist, Psychiatrist, Pediatric surgeon, Orthopedic Surgeon, ENT Surgeon, Neonatologist, Cardiothoracic surgeon | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| Annual benefit limits per individual | |||
| Annual benefit limits per individual | Standard: Unlimited
Essential: Unlimited |
Bloom: Unlimited
Classic: Unlimited |
Prime: Unlimited
Vintage: Unlimited |
Screening and Diagnostics
| Most Popular | |||
|---|---|---|---|
| Standard
Essential |
Bloom
Classic |
Prime
Vintage |
|
| Benefit Sub-Categories | |||
| Benefits | |||
| LABORATORY | |||
| LABORATORY | |||
| Chest X-Rays, Plain Abdominal X-Rays, Limbs X-Rays, Neck X-Rays, Skull X-Rays, Lumbosacral X-Rays, X-Rays of Body Joints, Ultrasound Scan Haematological tests, Haemoglobin, Packed Cell Volume, White cell differential count, Full Blood Count and differentials White Blood Cell count, Red Blood Cell count |
|||
| Skull X-Rays, Red Blood Cell count, Ultrasound Scan, White Blood Cell count, Limbs X-Rays, Neck X-Rays, Packed Cell Volume, Hematological tests, Full Blood Count and differentials, Lumbosacral X-Rays, White cell differential count, Hemoglobin, Plain Abdominal X-Rays, Chest X-Rays, X-Rays of Body Joints, | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| ADVANCED & COMPLEX INVESTIGATIONS | |||
| COMPLEX INVESTIGATIONS | |||
| CT, Scan, MRI Scan and echocardiograph | |||
| CT, Scan, MRI Scan and echocardiograph | Standard: Only emergency cases for CT scan
Essential: CT scan only and emergency cases for MRI |
Bloom: CT scan only and emergency cases for MRI
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| CHEMISTRY | |||
| CHEMISTRY | |||
| Fasting Blood Sugar, Random Blood Sugar, Electrolyte, Urea and Creatinine, Prostate Specific Antigen, Serum albumin, Serum ALT/SGPT, Serum AST/SGOT, Serum Bilirubin (Direct and Indirect), Microbiology, Malaria Parasite, Widal, Urine MCS, Stool MCS, Serology, Hepatitis B Screening, HIV Screening, Genotype, Blood group | |||
| Fasting Blood Sugar, Microbiology, Urine MCS, HIV Screening, Prostate Specific Antigen, Random Blood Sugar, Blood group, Serology, Stool MCS, Serum AST/SGOT, Serum albumin, Fasting Blood Sugar, Malaria Parasite, Genotype, Widal, Hepatitis B Screening, Electrolyte, Urea and Creatinine, Serum ALT/SGPT, Serum Bilirubin (Direct and Indirect), | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
Admission and Accommodation
| Most Popular | |||
|---|---|---|---|
| Standard
Essential |
Bloom
Classic |
Prime
Vintage |
|
| Benefit Sub-Categories | |||
| Benefits | |||
| ADMISSIONS AND ACCOMMODATION | |||
| ADMISSIONS AND ACCOMMODATION | |||
| Limit per plan | |||
| Limit per plan | Standard: Unlimited
Essential: Unlimited |
Bloom: Unlimited
Classic: Unlimited |
Prime: Unlimited
Vintage: Unlimited |
| Accommodation Type | |||
| Accommodation Type | Standard: General Ward
Essential: General ward |
Bloom: Semi – private
Classic: Private |
Prime: Private
Vintage: Private |
| Accomodation including nursing care and consumables | |||
| Accomodation including nursing care and consumables | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| Feeding on admission | |||
| Feeding on admission | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| Accomodation for parents whose infants are on admission | |||
| Accomodation for parents whose infants are on admission | Standard: ✖
Essential: 2 days |
Bloom: 2 days
Classic: 3 days |
Prime: 5 days
Vintage: 7 days |
| Inpatient/Hospitalization Benefit Abroad | |||
| Inpatient/Hospitalization Benefit Abroad | Standard: ✖
Essential: ✖ |
Bloom: ✖
Classic: N250,000 |
Prime: ₦350,000
Vintage: ₦450,000 |
| INTENSIVE CARE UNIT | |||
| INTENSIVE CARE UNIT | |||
| No of days applicable on the plan | |||
| No of days applicable on the plan | Standard: 2 days
Essential: 2 days |
Bloom: 3 days
Classic: 5 days |
Prime: 7 days
Vintage: 10 days |
Maternal & Infant Care
| Most Popular | |||
|---|---|---|---|
| Standard
Essential |
Bloom
Classic |
Prime
Vintage |
|
| Benefit Sub-Categories | |||
| Benefits | |||
| NEONATE CARE | |||
| NEONATE CARE | |||
| Special Baby Care Unit (Intensive care Unit-including life support, Phototherapy & Incubator care). limit per plan | |||
| Special Baby Care Unit (Intensive care Unit-including life support, Phototherapy & Incubator care). limit per plan | Standard: 2 days
Essential: 5 days |
Bloom: 10 days
Classic: 18 days |
Prime: 25 days
Vintage: 35 days |
| Congenital anomaly treatment (for children born on the plan). Limits per plan | |||
| Congenital anomaly treatment (for children born on the plan). Limits per plan | Standard: ₦100,000
Essential: ₦200,000 |
Bloom: ₦300,000
Classic: ₦500,000 |
Prime: ₦750,000
Vintage: ₦1,000,000 |
| IMMUNIZATIONS (0-5 YEARS) ADULTS (5 – 18 YEARS) | |||
| IMMUNIZATIONS (0-5 YEARS) ADULTS (5 – 18 YEARS) | |||
| BCG, OPV, PENTAVALENT, HBV, VITAMIN A, MEASLES, YELLOW FEVER, MENINGITIS VACCINE, MMR | |||
| BCG, OPV, PENTAVALENT, HBV, VITAMIN A, MEASLES, YELLOW FEVER, MENINGITIS VACCINE, MMR, | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| IPV, ROTAVIRUS VACCINE | |||
| IPV, ROTAVIRUS VACCINE | Standard: ✖
Essential: ✖ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| PNEUMOCOCCAL VACCINE, HPV VACCINE, TYPHOID VACCINE | |||
| PNEUMOCOCCAL VACCINE, HPV VACCINE | Standard: ✖
Essential: ✖ |
Bloom: ✖
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| TYPHOID VACCINE | |||
| OBSTETRICS AND GYNAECOLOGY | |||
| OBS & GYN | |||
| Antenatal care, Induction of labour & Normal delivery, Assisted delivery, Emergency or Elective Caesarean Section, Post Natal care- 6 weeks | |||
| Antenatal care, Induction of labour & Normal delivery, Assisted delivery, Emergency or Elective Caesarean Section, Post Natal care – 6 weeks, | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| Family Planning Services – Pills, Injectables, Copper IUCD, tubal ligation and Vasectomy | |||
| Family Planning Services – Pills, Injectables, Copper IUCD, tubal ligation and Vasectomy | Standard: Only pills & IUCD
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime:
Vintage: ✔ |
| Reimbursement for delivery abroad, limits per plan | |||
| Reimbursement for delivery abroad, limits per plan | Standard: ✖
Essential: ✖ |
Bloom: ✖
Classic: Normal -$150, CS- $250 |
Prime: Normal -$180, CS- $300
Vintage: Normal -$210, CS- $350 |
Surgery, Dental, Eye, ENT, etc
| Most Popular | |||
|---|---|---|---|
| Standard
Essential |
Bloom
Classic |
Prime
Vintage |
|
| Benefit Sub-Categories | |||
| Benefits | |||
| ENT | |||
| ENT | |||
| ENT Surgeries (part of surgical limit) | |||
| ENT Surgeries (part of surgical limit) | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| Treatment of ENT diseases and removal of foreign bodies | |||
| Treatment of ENT diseases and removal of foreign bodies | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| DENTAL CARE | |||
| DENTAL CARE | |||
| All care covered under the plan up to the limits | |||
| All dental care covered up to the limit per plan | Standard: ₦20,000
Essential: ₦30,000 |
Bloom: ₦50,000
Classic: ₦80,000 |
Prime: ₦150,000
Vintage: ₦200,000 |
| Dental Consultation, Imaging, Endodontic treatment, Extraction, Preventive Treatment: Prophylaxis, Gum Treatment & Surgeries, Restorative Treatments, Pharmacy: Prescribed Drugs, Orthodontic Treatment and Maxillofacial Prosthesis | |||
| Dental Consultation, Imaging, Endodontic treatment, Extraction, Preventive Treatment: Prophylaxis, Gum Treatment & Surgeries, Restorative Treatments, Pharmacy: Prescribed Drugs, Orthodontic Treatment and Maxillofacial Prosthesis | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| EYE CARE | |||
| EYE CARE | |||
| Primary Eye Care- Consultation, Examination, primary infections and Medications | |||
| Primary Eye Care- Consultation, Examination, primary infections and Medications | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| Eye Surgeries | |||
| Eye Surgeries | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| Biennial Optical Lenses and Frames covered up to limit per plan | |||
| Biennial Optical Lenses and Frames covered up to limit per plan | Standard: ₦10,000
Essential: ₦15,000 |
Bloom: ₦20,000
Classic: ₦30,000 |
Prime: ₦45,000
Vintage: ₦55,000 |
| PHYSIOTHERAPY CARE | |||
| PHYSIOTHERAPY CARE | |||
| Specialist Consultation | |||
| Specialist Consultation | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| Number of sessions limit per plan | |||
| Number of sessions limit per plan | Standard: 5 sessions
Essential: 10 sessions |
Bloom: 15 sessions
Classic: 20 sessions |
Prime: 30 sessions
Vintage: 40 sessions |
| Pain therapy | |||
| Pain therapy | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| SURGERY | |||
| SURGERY | |||
| Surgeries (Minor, Intermediate and Major) | |||
| Surgeries (Minor, Intermediate and Major) | Standard: ₦200,000
Essential: ₦300,000 |
Bloom: ₦500,000
Classic: ₦1,500,000 |
Prime: ₦2,500,000
Vintage: ₦3,500,000 |
Chronic Treatments- Accident, Fertility, HIV, etc
| Most Popular | |||
|---|---|---|---|
| Standard
Essential |
Bloom
Classic |
Prime
Vintage |
|
| Benefit Sub-Categories | |||
| Benefits | |||
| FERTILITY SERVICES | |||
| FERTILITY SERVICES | |||
| Consultation and basic Investigations only, limits per plan | |||
| Investigation and treatment at limits per plan | Standard: ₦15,000
Essential: ₦25,000 |
Bloom: ₦45,000
Classic: ₦75,000 |
Prime: ₦100,000
Vintage: ₦200,000 |
| HIV / AIDS TREATMENT | |||
| HIV / AIDS TREATMENT | |||
| HIV / AIDS TREATMENT (at designated approved centres) | |||
| HIV / AIDS TREATMENT (at designated approved centres) | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| CANCER CARE | |||
| CANCER CARE | |||
| Consultation, Admission, Counselling, Hospice Care , Surgical – Chemotherapy – Radiotherapy; limits per plan | |||
| Consultation, Admission, Counselling, Hospice Care , Surgical – Chemotherapy – Radiotherapy; limits per plan | Standard: ₦300,000
Essential: ₦500,000 |
Bloom: ₦750,000
Classic: ₦1,000,000 |
Prime: ₦2,000,000
Vintage: ₦3,000,000 |
| RENAL CARE | |||
| RENAL CARE | |||
| Dialysis sessions limit per plans | |||
| Dialysis sessions limit per plans | Standard: 3 sessions
Essential: 3 sessions |
Bloom: 6 sessions
Classic: 12 sessions |
Prime: 20 sessions
Vintage: 25 sessions |
| CHRONIC DISEASE MANAGEMENT / PHARMACY BENEFIT | |||
| CHRONIC DISEASE MANAGEMENT / PHARMACY BENEFIT | |||
| Personal health equipment – BP machine, Glucomenter, Trackers | |||
| Personal health equipment – BP machine, Glucomenter, Trackers | Standard: ✖
Essential: ✖ |
Bloom: ✖
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| Drug delivery and pick up at partner pharmacies | |||
| Drug delivery and pick up at partner pharmacies | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| ACCIDENT AND EMERGENCY CARE | |||
| ACCIDENT AND EMERGENCY CARE | |||
| Care for accident and emergency cases, Ground Ambulance transfer from roadside to hospital and hospital to hospital | |||
| Care for accident and emergency cases, Ground Ambulance transfer from roadside to hospital and hospital to hospital | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| Stabilization, Emergency Care,drugs and Investigations | |||
| Stabilization, Emergency Care,drugs and Investigations | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
Preventive care, Mental Health & Wellness
| Most Popular | |||
|---|---|---|---|
| Standard
Essential |
Bloom
Classic |
Prime
Vintage |
|
| Benefit Sub-Categories | |||
| Benefits | |||
| TELEMEDICINE AND HEALTH COACH | |||
| TELEMEDICINE | |||
| Telemedicine app – chat with a doctor consultation online 24/7 | |||
| Telemedicine app – chat with a doctor consultation online 24/7 | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| ANNUAL WELLNESS SCREENING | |||
| ANNUAL WELLNESS SCREENING | |||
| Physical examination, Visual Acuity, Blood presssure, Full blood count, Urinalysis. | |||
| Physical examination, Visual Acuity, Blood presssure, Full blood count, Urinalysis. | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| Serum cholesterol | |||
| Serum cholesterol | Standard: ✖
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| ALT / AST, ECG, E/U/Cr. | |||
| ALT / AST, ECG, E/U/Cr. | Standard: ✖
Essential: ✖ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| Cervical smear (every 2 years for women above 35 years), Mammogram – Breast Scan (every 2 years for women above 35 years), PSA, PSA for men above 40 yrs |
|||
| Cervical smear (every 2 years for women above 35 years), Mammogram – Breast Scan (every 2 years for women above 35 years), PSA. | Standard: ✖
Essential: ✖ |
Bloom: ✖
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| LIFESTYLE MANAGEMENT | |||
| LIFESTYLE MANAGEMENT | |||
| Subsidized Fitness/ nutritional club membership (for non-network gym) | |||
| Subsidized Fitness/ nutritional club membership (for non-network gym) | Standard: ✖
Essential: 5% |
Bloom: 10%
Classic: 10% |
Prime: 15%
Vintage: 20% |
| Network Gym Access | |||
| Network Gym Access | Standard: ✖
Essential: ✖ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| On-site Health Checks, Health Talks or Wellness Fairs, Covid Home Care Kit – up to limit on the plan. | |||
| On-site Health Checks, Health Talks or Wellness Fairs, Covid Home Care Kit – up to limit on the plan. | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| MENTAL HEALTH | |||
| MENTAL HEALTH | |||
| Employee Assistance Program / Stress Management | |||
| Employee Assistance Program / Stress Management | Standard: ✖
Essential: ✖ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| Health Talks/Education forum or Wellness fairs | |||
| Health Talks/Education forum or Wellness fairs | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| Specialist Consultations on Outpatient Cases Only; limited based on type of plans | |||
| Specialist Consultations on Outpatient Cases Only; limited based on type of plans | Standard: 4 weeks
Essential: 4 weeks |
Bloom: 6 weeks
Classic: 8 weeks |
Prime: 12 weeks
Vintage: 12 weeks |
| Covid Home Care Kit – up to limit on the plan | |||
| Covid Home Care Kit – up to limit on the plan | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| SECOND OPINION ABROAD | |||
| SECOND OPINION ABROAD | |||
| SECOND OPINION ABROAD | |||
| SECOND OPINION ABROAD | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
| MORTUARY SERVICES | |||
| MORTUARY SERVICES | |||
| MORTUARY SERVICES (For Family Only) | |||
| MORTUARY SERVICES (For Family Only) | Standard: ₦20,000
Essential: ₦50,000 |
Bloom: ₦75,000
Classic: ₦100,000 |
Prime: ₦150,000
Vintage: ₦250,000 |
