Because you have Bastion,
 you are Covered

About Individual/Family Health Plans

Choosing a health plan for yourself can sometimes prove to be a daunting task. At Bastion, we have carefully designed an array of healthcare plans at different prices that adequately cater to your healthcare needs and those of your loved ones. For every different family type, we have affordable and discounted premium to suit your budget. See further details below of the cover you can expect.

Share Plan:

      Most Popular  
  Jade
Beryl		 Ruby
Sapphire		 Emerald
Diamond		 Crimson
  Benefit Sub-Categories
Benefit Sub-Categories        
  GENERAL CONSULTATION
GENERAL CONSULTATION        
  This involves treatment of basic medical and surgical (minor) outpatient cases.
This involves treatment of basic medical and surgical (minor) outpatient cases. Jade: ₦100,000
Beryl: ₦150,000		 Ruby: ₦250,000
Sapphire: ₦350,000		 Emerald: ₦500,000
Diamond: ₦750,000		 Crimson: ₦1,000,000
  HOSPITAL NETWORKS
HOSPITAL NETWORKS        
  Hospital Category Accessible
Hospital Category Accessible Jade hospitals
 

Beryl hospitals		 Ruby hospitals
 

Sapphirre hospitals		 Emerald hospitals
 

Diamond hospitals		 Crimson hospitals
  COVER AND LIMIT
COVER AND LIMIT        
  Region of Cover
Region of Cover Jade: Nigeria
Beryl: Nigeria		 Ruby: Nigeria
Sapphire: Nigeria		 Emerald: Nigeria & India
Diamond: Nigeria & India		 Crimson: Nigeria & India
  Annual benefit limits per individual
Annual benefit limits per individual Jade: ₦500,000
Beryl: ₦750,000		 Ruby: ₦1,000,000
Sapphire: ₦1,500,000		 Emerald: ₦2,500,000
Diamond: ₦3,500,000		 Crimson: ₦5,000,000
  SPECIALIST CONSULTATION: This includes all specialist fees. The list of diagnosis under this plan is exhaustive
SPECIALIST CONSULTATION: This includes all specialist fees. The list of diagnosis under this plan is exhaustive        
  O and G specialist, Pediatrician, Hematology, Endocrinology, Urologist, Dermatology, Cardiologist, General Surgeon, Gastroenterologist, Psychiatrist, Pediatric surgeon, Orthopedic Surgeon, ENT Surgeon, Neonatologist, Cardiothoracic surgeon.
O and G specialist, Pediatrician, Hematology, Endocrinology, Urologist, Dermatology, Cardiologist, General Surgeon, Gastroenterologist, Psychiatrist, Pediatric surgeon, Orthopedic Surgeon, ENT Surgeon, Neonatologist, Cardiothoracic surgeon Jade: âœ”
Beryl: âœ”		 Ruby: âœ”
Sapphire: âœ”		 Emerald: âœ”
Diamond: âœ”		 Crimson: âœ”
Standard Plans
Consultation Coverage

BenefitJadeBerylRubySapphirreEmeraldDiamondCrimson
GENERAL CONSULTATION
This involves treatment of basic medical and surgical (minor) outpatient cases.₦100,000₦150,000₦250,000₦350,000₦500,000₦750,000₦1,000,000
HOSPITAL NETWORKS
Hospital Category AccessibleJade hospitalsBeryl hospitalsRuby hospitalsSapphirre hospitalsEmerald hospitalsDiamond hospitalsCrimson hospitals
COVER AND LIMIT
Region of CoverNigeriaNigeriaNigeriaNigeriaNigeria & IndiaNigeria & IndiaNigeria & India
Annual benefit limits per individual₦500,000₦750,000₦1,000,000₦1,500,000₦2,500,000₦3,500,000₦5,000,000
SPECIALIST CONSULTATION
O and G specialist✔
Pediatrician✔
Hematology✔
Endocrinology✔
Urologist✔
Dermatology✔
Cardiologist✔
General Surgeon✔
Gastroenterologist✔
Psychiatrist✔
Pediatric surgeon✔
Orthopedic Surgeon✔
ENT Surgeon✔
Neonatologist✔
cardiothoracic surgeon✔

Screening and Diagnostics

BenefitJadeBerylRubySapphirreEmeraldDiamondCrimson
LABORATORY
Skull X-Rays
Red Blood Cell count✔
Ultrasound Scan✔
White Blood Cell count✔
Limbs X-Rays✔
Neck X-Rays✔
Packed Cell Volume✔
Hematological tests✔
Full Blood Count and differentials
Lumbosacral X-Rays✔
White cell differential count✔
Hemoglobin✔
Plain Abdominal X-Rays✔
Chest X-Rays
X-Rays of Body Joints✔
COMPLEX INVESTIGATIONS
CT, Scan, MRI Scan and echocardiographCT scan only
CHEMISTRY
Fasting Blood Sugar✔✔
Microbiology✔
Urine MCS✔
HIV Screening
Prostate Specific Antigen✔
Random Blood Sugar✔
Blood group
Serology
Stool MCS✔
Serum AST/SGOT✔
Serum albumin✔
Fasting Blood Sugar✔
Malaria Parasite✔
Genotype
Widal✔
Hepatitis B Screening
Electrolyte, Urea and Creatinine✔
Serum ALT/SGPT✔
Serum Bilirubin (Direct and Indirect)✔

Admission and Accommodation

BenefitJadeBerylRubySapphirreEmeraldDiamondCrimson
ADMISSIONS AND ACCOMMODATION
Limit per plan₦100,000₦200,000₦300,000₦400,000₦500,000₦650,000₦800,000
Accommodation TypeGeneral WardGeneral WardGeneral WardSemi-private WardSemi-private WardPrivate WardPrivate Ward
Accomodation including nursing care and consumables3 days5 days7 days15 days20 days25 days30 days
Feeding on admission
Accomodation for parents whose infants are on admission1 day2 days3 days3 days5 days7 days
INTENSIVE CARE UNIT
No of days applicable on the plan1 day2 days3 days5 days7 days

Maternal & Infant Care

BenefitJadeBerylRubySapphirreEmeraldDiamondCrimson
NEONATE CARE
Special Baby Care Unit (Intensive care Unit-including life support,
Phototherapy & Incubator care). limit per plan		3 days5 days10 days
Congenital anomaly treatment (for children born on the plan).
Limits per plan		₦100,000₦200,000₦300,000
IMMUNIZATIONS (0-5 YEARS)
ADULTS (5 – 18 YEARS)
BCG✔
OPV
PENTAVALENT✔
HBV✔
VITAMIN A✔
MEASLES✔
YELLOW FEVER
MENINGITIS VACCINE
MMR
IPV
ROTAVIRUS VACCINE
PNEUMOCOCCAL VACCINE
TYPHOID VACCINE
HPV VACCINE
OBS&GYN
Limits per plan ₦70,000₦200,000₦200,000₦300,000₦300,000₦350,000₦400,000
Antenatal care
Induction of labour & Normal delivery
Assisted delivery
Emergency or Elective Caesarean Section
Post Natal care – 6 weeks
Family Planning Services – Pills, Injectables, Copper IUCD, tubal ligation and VasectomyOnly Pills & IUCDOnly pills & IUCD
Reimbursement for delivery abroad, limits per planNormal – $70, CS – $100Normal – $100, CS – $150Normal – $150, CS – $250

Surgery, Dental, Eye, ENT, etc

BenefitJadeBerylRubySapphirreEmeraldDiamondCrimson
ENT
ENT Surgeries (part of surgical limit)
Treatment of ENT diseases and removal of foreign bodies
DENTAL CARE
All dental care covered up to the limit per plan₦10,000₦15,000₦25,000₦45,000₦75,000₦100,000₦150,000
EYE CARE
Primary Eye Care- Consultation, Examination, primary infections and Medications
Eye Surgeries
Biennial Optical Lenses and Frames covered up to limit per plan₦5,000 ₦7,500₦7,500₦15,000₦30,000₦45,000₦45,000
PHYSIOTHERAPY CARE
Specialist Consultation
Number of sessions limit per plan2 sessions4 sessions7 sessions10 sessions12 sessions15 sessions20 sessions
Pain therapy
SURGERY
Surgeries (Minor, Intermediate and Major)₦100,000 ₦200,000₦300,000₦400,000₦500,000₦750,000₦1,000,000

Chronic Treatments- Accident, Fertility, HIV, etc

BenefitJadeBerylRubySapphirreEmeraldDiamondCrimson
FERTILITY SERVICES
Investigation and treatment at limits per plan₦10,000 ₦15,000 ₦25,000₦45,000₦75,000₦100,000₦200,000
HIV / AIDS TREATMENT
HIV / AIDS TREATMENT (at designated approved centres)
CANCER CARE
Consultation, Admission, Counselling, Hospice Care , Surgical – Chemotherapy – Radiotherapy; limits per plan₦100,000₦200,000₦300,000₦500,000
RENAL CARE
Dialysis sessions limit per plans2 sessions3 sessions3 sessions6 sessions
Dialysis sessions limit per plans (10 months waiting period)
CHRONIC DISEASE MANAGEMENT / PHARMACY BENEFIT
Personal health equipment – BP machine, Glucomenter, Trackers
Drug delivery and pick up at partner pharmacies₦50,000₦80,000₦100,000

Preventive care, Mental Health & Wellness

BenefitJadeBerylRubySapphirreEmeraldDiamondCrimson
TELEMEDICINE
Telemedicine app – chat with a doctor consultation online 24/7
ANNUAL WELLNESS SCREENING
Physical examination
Visual Acuity
Blood presssure
Full blood count
Urinalysis
serum cholesterol
ALT / AST
ECG
E/U/Cr
Cervical smear (every 2 years for women above 35 years)
Mammogram – Breast Scan (every 2 years for women above 35 years)
PSA
LIFESTYLE MANAGEMENT
Subsidized Fitness/ nutritional club membership (for non-network gym)5%5%10%10%15%20%
Network Gym Access
Covid Home Care Kit – up to limit on the plan
SECOND OPINION ABROAD
SECOND OPINION ABROADX
MORTUARY SERVICES
MORTUARY SERVICES (For Family Only)X

Premium

BenefitJadeBerylRubySapphirreEmeraldDiamondCrimson
ANNUAL PREMIUM
Annual Premium per individual₦20,000₦44,246₦64,035₦79,557₦117,550₦225,147₦375,000

Seniors Plans
Consultation Coverage

Benefit Oak Blossom Golden
GENERAL CONSULTATION
This involves treatment of basic medical and surgical (minor) outpatient cases. Up to Outpatient limit Up to Outpatient limit Up to Outpatient limit
HOSPITAL NETWORKS
Hospital Category Accessible Oak hospitals Blossom hospitals Golden hospitals
COVER AND LIMIT
Region of Cover Nigeria Nigeria Nigeria
Inpatient Overall Limit ₦800,000 ₦1,500,000 ₦2,000,000
Outpatient Overall Limit ₦300,000 ₦500,000 ₦1,000,000
SPECIALIST CONSULTATION
Specialist Consultation – Outpatient Cases Up to Outpatient limit Up to Outpatient limit Up to Outpatient limit

Screening and Diagnostics

BenefitOakBlossomGolden
COMPLEX INVESTIGATIONS
CT, Scan, MRI Scan and echocardiograph₦50,000₦75,000₦100,000
CHEMISTRY
Microbiology
Urine MCS
Prostate Specific Antigen
Random Blood Sugar
Serum AST/SGOT
Serum albumin
Fasting Blood Sugar
Malaria Parasite
Widal
Electrolyte, Urea and Creatinine
Serum ALT/SGPT
Serum Bilirubin (Direct and Indirect)

Admission and Accommodation

BenefitOakBlossomGolden
ADMISSIONS AND ACCOMMODATION
Inpatient Medication
Accommodation TypeGeneral WardSemi-private WardPrivate Ward
Accomodation including nursing care and consumables15 days20 days30 days
Feeding on admission
INTENSIVE CARE UNIT
No of days applicable on the plan1 day2 days3 days

Surgery, Dental, Eye, ENT, etc

BenefitOakBlossomGolden
ENT
ENT Surgeries (part of surgical limit)
DENTAL CARE
All dental care covered up to the limit per plan₦30,000₦50,000₦80,000
EYE CARE
Primary Eye Care- Consultation, Examination, primary infections and Medications₦40,000₦50,000₦80,000
Biennial Optical Lenses and Frames covered up to limit per plan₦30,000₦35,000₦45,000
PHYSIOTHERAPY CARE
Physiotherapy Care; limit per plan₦30,000₦40,000₦50,000
SURGERY
Surgeries includes minor, intermediate and major – (5 months waiting period)₦170,000₦280,000₦450,000

Chronic Treatments- Accident, Fertility, HIV, etc

BenefitOakBlossomGolden
CANCER CARE
Surgical – Chemotherapy – Radiotherapy; limits per plan (10 months waiting period)₦150,000₦300,000₦500,000
RENAL CARE
Dialysis sessions limit per plans (10 months waiting period)1 session2 sessions3 sessions
CHRONIC DISEASE MANAGEMENT / PHARMACY BENEFIT
Chronic Disease Management/ Pharmacy Benefit; Limit per plan₦150,000₦250,000₦350,000

Preventive care, Mental Health & Wellness

BenefitOakBlossomGolden
TELEMEDICINE
Telemedicine app – chat with a doctor
consultation online 24/7
DEATH BENEFIT
Death & Funeral which is only by natural &
accidental cause		₦50,000₦75,000₦100,000
SPA
SPA – as applicable on the plan (9 months waiting period)Body Massage (1 session per annum)Body Massage (2 sessions per annum)

Premium

Benefit Oak Blossom Golden
ANNUAL PREMIUM
Annual Premium per individual ₦159,000 ₦285,000 ₦570,550

Corporate Plans
Consultation Coverage

BenefitStandardBloomPrimeEssentialClassicVintage
GENERAL CONSULTATION
This involves treatment of basic medical and surgical (minor) outpatient cases.
HOSPITAL NETWORKS
Hospital Category AccessibleStandard hospitalsBloom hospitalsPrime hospitalsEssential hospitalsClassic hospitalsVintage hospitals
COVER AND LIMIT
Region of CoverNigeriaNigeriaNigeria & IndiaNigeriaNigeria & IndiaNigeria & India
SPECIALIST CONSULTATION
O and G specialist
Pediatrician
Hematology
Endocrinology
Urologist
Dermatology
Cardiologist
General Surgeon
Gastroenterologist
Psychiatrist
Pediatric surgeon
Orthopedic Surgeon
ENT Surgeon
Neonatologist
cardiothoracic surgeon

Screening and Diagnostics

BenefitStandardBloomPrimeEssentialClassicVintage
LABORATORY
Skull X-Rays
Red Blood Cell count
Ultrasound Scan
White Blood Cell count
Limbs X-Rays
Neck X-Rays
Packed Cell Volume
Hematological tests
Full Blood Count and differentials
Lumbosacral X-Rays
White cell differential count
Hemoglobin
Plain Abdominal X-Rays
Chest X-Rays
X-Rays of Body Joints
COMPLEX INVESTIGATIONS
CT, Scan, MRI Scan and echocardiographCT scan onlyCT scan only
CHEMISTRY
Fasting Blood Sugar
Microbiology
Urine MCS
HIV Screening
Prostate Specific Antigen
Random Blood Sugar
Blood group
Serology
Stool MCS
Serum AST/SGOT
Serum albumin
Fasting Blood Sugar
Malaria Parasite
Genotype
Widal
Hepatitis B Screening
Electrolyte, Urea and Creatinine
Serum ALT/SGPT
Serum Bilirubin (Direct and Indirect)

Admission and Accommodation

BenefitStandardBloomPrimeEssentialClassicVintage
ADMISSIONS AND ACCOMMODATION
Limit per planUnlimitedUnlimitedUnlimitedUnlimitedUnlimitedUnlimited
Accommodation TypeGeneral WardSemi-private WardPrivate WardGeneral WardSemi-private WardPrivate Ward
Accomodation including nursing care and consumables
Feeding on admission
Accomodation for parents whose infants are on admission2 days5 days2 days3 days7 days
Inpatient/Hospitalization Benefit Abroad₦350,000₦250,000₦450,000
INTENSIVE CARE UNIT
No of days applicable on the plan2 days3 days7 days2 days5 days10 days

Maternal & Infant Care

BenefitStandardBloomPrimeEssentialClassicVintage
NEONATE CARE
Special Baby Care Unit (Intensive care Unit-including life support,
Phototherapy & Incubator care). limit per plan		2 days10 days25 days5 days18 days35 days
Congenital anomaly treatment (for children born on the plan). Limits per plan₦100,000₦300,000₦750,000₦200,000₦500,000₦1,000,000
IMMUNIZATIONS (0-5 YEARS) ADULTS
(5 – 18 YEARS)
BCG
OPV
PENTAVALENT
HBV
VITAMIN A
MEASLES
YELLOW FEVER
MENINGITIS VACCINE
MMR
IPV
ROTAVIRUS VACCINE
PNEUMOCOCCAL VACCINE
TYPHOID VACCINE
HPV VACCINE
OBS&GYN
Antenatal care
Induction of labour & Normal delivery
Assisted delivery
Emergency or Elective Caesarean Section
Post Natal care – 6 weeks
Family Planning Services – Pills, Injectables, Copper IUCD, tubal ligation and VasectomyOnly pills & IUCD
Reimbursement for delivery abroad, limits per planNormal – $180, CS – $300Normal -$150, CS- $250Normal – $210, CS – $350

Surgery, Dental, Eye, ENT, etc

BenefitStandardBloomPrimeEssentialClassicVintage
ENT
ENT Surgeries (part of surgical limit)
Treatment of ENT diseases and removal of foreign bodies
DENTAL CARE
All dental care covered up to the limit per plan₦20,000₦50,000₦150,000₦30,000₦80,000₦200,000
EYE CARE
Primary Eye Care- Consultation, Examination, primary infections and Medications
Eye Surgeries
Biennial Optical Lenses and Frames covered up to limit per plan₦10,000₦20,000₦45,000₦15000₦30,000₦55,000
PHYSIOTHERAPY CARE
Specialist Consultation
Number of sessions limit per plan5 sessions15 sessions30 sessions10 sessions20 sessions40 sessions
Pain therapy
SURGERY
Surgeries (Minor, Intermediate and Major)₦200,000₦500,000₦2,500,000₦300,000₦1,500,000₦3,500,000

Chronic Treatments- Accident, Fertility, HIV, etc

BenefitStandardBloomPrimeEssentialClassicVintage
FERTILITY SERVICES
Investigation and treatment at limits per plan₦15,000₦45,000₦100,000₦25,000₦75,000₦200,000
HIV / AIDS TREATMENT
HIV / AIDS TREATMENT (at designated approved centres)
CANCER CARE
Consultation, Admission, Counselling, Hospice Care , Surgical – Chemotherapy – Radiotherapy; limits per plan₦300,000₦750,000₦2,000,000₦500,000₦1,000,000₦3,000,000
RENAL CARE
Dialysis sessions limit per plans3 sessions6 sessions20 sessions3 sessions12 sessions25 sessions
CHRONIC DISEASE MANAGEMENT / PHARMACY BENEFIT
Personal health equipment – BP machine, Glucomenter, Trackers
Drug delivery and pick up at partner pharmacies

Preventive care, Mental Health & Wellness

BenefitStandardBloomPrimeEssentialClassicVintage
TELEMEDICINE
Telemedicine app – chat with a doctor consultation online 24/7
ANNUAL WELLNESS SCREENING
Physical examination
Visual Acuity
Blood presssure
Full blood count
Urinalysis
serum cholesterol
ALT / AST
ECG
E/U/Cr
Cervical smear (every 2 years for women above 35 years)
Mammogram – Breast Scan (every 2 years for women above 35 years)
PSA
LIFESTYLE MANAGEMENT
Subsidized Fitness/ nutritional club membership (for non-network gym)10%15%5%10%20%
Network Gym Access
On-site Health Checks, Health Talks or Wellness Fairs
Covid Home Care Kit – up to limit on the plan
MENTAL HEALTH
Employee Assistance Program / Stress Management
Health Talks/Education forum or Wellness fairs
Specialist Consultations on Outpatient Cases Only; limited based on type of plans4 weeks6 weeks12 weeks4 weeks8 weeks12 weeks
SECOND OPINION ABROAD
SECOND OPINION ABROAD
MORTUARY SERVICES
MORTUARY SERVICES (For Family Only)₦20,000₦75,000₦150,000₦50,000₦100,000₦250,000

Small & Medium Enterprise
Consultation Coverage

BenefitSmart LiteSmart CareSmart PlusSmart Pearl
GENERAL CONSULTATION
This involves treatment of basic medical and surgical (minor) outpatient cases.₦100,000₦150,000₦250,000₦400,000
HOSPITAL NETWORKS
Hospital Category AccessibleSmart Lite hospitalsSmart Care hospitalsSmart Plus hospitalsSmart Pearl hospitals
COVER AND LIMIT
Region of CoverNigeriaNigeriaNigeriaNigeria
Annual benefit limits per individual₦500,000₦750,000₦1,000,000₦2,000,000
SPECIALIST CONSULTATION
O and G specialist
Pediatrician
Hematology
Endocrinology
Urologist
Dermatology
Cardiologist
General Surgeon
Gastroenterologist
Psychiatrist
Pediatric surgeon
Orthopedic Surgeon
ENT Surgeon
Neonatologist
cardiothoracic surgeon

Screening and Diagnostics

BenefitSmart LiteSmart CareSmart PlusSmart Pearl
LABORATORY
Skull X-Rays
Red Blood Cell count
Ultrasound Scan
White Blood Cell count
Limbs X-Rays
Neck X-Rays
Packed Cell Volume
Hematological tests
Full Blood Count and differentials
Lumbosacral X-Rays
White cell differential count
Hemoglobin
Plain Abdominal X-Rays
Chest X-Rays
X-Rays of Body Joints
COMPLEX INVESTIGATIONS
CT, Scan, MRI Scan and echocardiographCT scan only
CHEMISTRY
Fasting Blood Sugar
Microbiology
Urine MCS
HIV Screening
Prostate Specific Antigen
Random Blood Sugar
Blood group
Serology
Stool MCS
Serum AST/SGOT
Serum albumin
Fasting Blood Sugar
Malaria Parasite
Genotype
Widal
Hepatitis B Screening
Electrolyte, Urea and Creatinine
Serum ALT/SGPT
Serum Bilirubin (Direct and Indirect)

Admission and Accommodation

BenefitSmart LiteSmart CareSmart PlusSmart Pearl
ADMISSIONS AND ACCOMMODATION
Limit per plan₦100,000₦150,000₦200,000₦250,000
Accommodation TypeGeneral WardGeneral WardSemi-private WardSemi-private Ward
Accomodation including nursing care and consumables15 days17 days20 days25 days
Feeding on admission
Accomodation for parents whose infants are on admission2 days2 days2 days3 days
INTENSIVE CARE UNIT
No of days applicable on the plan3 days

Maternal & Infant Care

BenefitSmart LiteSmart CareSmart PlusSmart Pearl
NEONATE CARE
Special Baby Care Unit (Intensive care Unit-including life support, Phototherapy & Incubator care). limit per plan2 days3 days5 days
Congenital anomaly treatment (for children born on the plan). Limits per plan₦200,000₦300,000₦300,000
IMMUNIZATIONS (0-5 YEARS) ADULTS (5 – 18 YEARS)
BCG
OPV
PENTAVALENT
HBV
VITAMIN A
MEASLES
YELLOW FEVER
MENINGITIS VACCINE
MMR
PNEUMOCOCCAL VACCINEX
OBS&GYN
Limits per plan ₦150,000₦200,000₦250,000₦300,000
Antenatal care
Induction of labour & Normal delivery
Assisted delivery
Emergency or Elective Caesarean Section
Post Natal care – 6 weeks
Family Planning Services – Pills, Injectables, Copper IUCD, tubal ligation and VasectomyOnly pills & IUCDOnly pills & IUCDOnly pills & IUCDOnly pills & IUCD

Surgery, Dental, Eye, ENT, etc

BenefitSmart LiteSmart CareSmart PlusSmart Pearl
ENT
ENT Surgeries (part of surgical limit)
Treatment of ENT diseases and removal of foreign bodies
DENTAL CARE
All dental care covered up to the limit per plan₦7,500₦10,000₦12,500₦15,000
EYE CARE
Primary Eye Care- Consultation, Examination, primary infections and Medications
Eye Surgeries
Biennial Optical Lenses and Frames covered up to limit per plan₦5,000₦7,500₦10,000₦12,500
PHYSIOTHERAPY CARE
Specialist Consultation
Number of sessions limit per plan3 sessions5 sessions
Pain therapy
SURGERY
Surgeries (Minor, Intermediate and Major)₦100,000₦150,000₦200,000₦350,000

Chronic Treatments- Accident, Fertility, HIV, etc

BenefitSmart LiteSmart CareSmart PlusSmart Pearl
FERTILITY SERVICES
Investigation and treatment at limits per plan₦10,000₦15,000₦20,000
HIV / AIDS TREATMENT
HIV / AIDS TREATMENT (at designated approved centres)
CANCER CARE
Consultation, Admission, Counselling, Hospice Care , Surgical – Chemotherapy – Radiotherapy; limits per plan₦100,000₦250,000₦350,000
RENAL CARE
Dialysis sessions limit per plans2 sessions2 sessions4 sessions
CHRONIC DISEASE MANAGEMENT / PHARMACY BENEFIT
Drug delivery and pick up at partner pharmacies₦10,000₦20,000₦30,000₦50,000

Preventive care, Mental Health & Wellness

BenefitSmart LiteSmart CareSmart PlusSmart Pearl
TELEMEDICINE
Telemedicine app – chat with a doctor consultation online 24/7
ANNUAL WELLNESS SCREENING
Physical examination
Visual Acuity
Blood presssure
Full blood count
Urinalysis
serum cholesterol
ALT / AST
ECG
E/U/Cr
LIFESTYLE MANAGEMENT
Subsidized Fitness/ nutritional club membership (for non-network gym)5%7%
Covid Home Care Kit – up to limit on the plan
MENTAL HEALTH
Employee Assistance Program / Stress Management
Specialist Consultations on Outpatient Cases Only; limited based on type of plans2 weeks3 weeks4 weeks6 weeks
MORTUARY SERVICES
MORTUARY SERVICES (For Family Only)₦5,000₦7,500₦10,000₦20,000

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Limited time offer

You deserve to be in control
of your life, don't wait,
do it now for 5% off

Naah, I like others being in control