We have budget-friendly plans to support you and your family’s unique...
We have carefully curated, affordable health plans that cater to the ...
When it comes to choosing a healthcare plan for your employees...
We understand the need to choose a health plan as unique as your business...
We have budget-friendly plans to support you and your family’s unique...
We have carefully curated, affordable health plans that cater to the ...
When it comes to choosing a healthcare plan for your employees...
We understand the need to choose a health plan as unique as your business...
Most Popular | |||
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Standard
Essential |
Bloom
Classic |
Prime
Vintage |
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Benefit Sub-Categories | |||
Benefits | |||
GENERAL CONSULTATION | |||
GENERAL CONSULTATION | |||
This involves treatment of basic medical and surgical (minor) outpatient cases. | |||
This involves treatment of basic medical and surgical (minor) outpatient cases. | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
HOSPITAL NETWORKS | |||
HOSPITAL NETWORKS | |||
Hospital Category Accessible | |||
Hospital Category Accessible | Standard hospitals Essential hospitals |
Bloom hospitals Classic hospitals |
Prime hospitals Vintage hospitals |
COVER AND LIMIT | |||
COVER AND LIMIT | |||
Region of Cover | |||
Region of Cover | Standard: Nigeria
Essential: Nigeria |
Bloom: Nigeria
Classic: Nigeria & India |
Prime: Nigeria & India
Vintage: Nigeria & India |
SPECIALIST CONSULTATION: This includes all specialist fees. The list of diagnosis under this plan is exhaustive | |||
SPECIALIST CONSULTATION | |||
O and G specialist, Pediatrician, Hematology, Endocrinology, Urologist, Dermatology, Cardiologist, General Surgeon, Gastroenterologist, Psychiatrist, Pediatric surgeon, Orthopedic Surgeon, ENT Surgeon, Neonatologist, cardiothoracic surgeon, | |||
O and G specialist, Pediatrician, Hematology, Endocrinology, Urologist, Dermatology, Cardiologist, General Surgeon, Gastroenterologist, Psychiatrist, Pediatric surgeon, Orthopedic Surgeon, ENT Surgeon, Neonatologist, Cardiothoracic surgeon | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
Annual benefit limits per individual | |||
Annual benefit limits per individual | Standard: Unlimited
Essential: Unlimited |
Bloom: Unlimited
Classic: Unlimited |
Prime: Unlimited
Vintage: Unlimited |
Most Popular | |||
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Standard
Essential |
Bloom
Classic |
Prime
Vintage |
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Benefit Sub-Categories | |||
Benefits | |||
LABORATORY | |||
LABORATORY | |||
Chest X-Rays, Plain Abdominal X-Rays, Limbs X-Rays, Neck X-Rays, Skull X-Rays, Lumbosacral X-Rays, X-Rays of Body Joints, Ultrasound Scan Haematological tests, Haemoglobin, Packed Cell Volume, White cell differential count, Full Blood Count and differentials White Blood Cell count, Red Blood Cell count |
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Skull X-Rays, Red Blood Cell count, Ultrasound Scan, White Blood Cell count, Limbs X-Rays, Neck X-Rays, Packed Cell Volume, Hematological tests, Full Blood Count and differentials, Lumbosacral X-Rays, White cell differential count, Hemoglobin, Plain Abdominal X-Rays, Chest X-Rays, X-Rays of Body Joints, | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
ADVANCED & COMPLEX INVESTIGATIONS | |||
COMPLEX INVESTIGATIONS | |||
CT, Scan, MRI Scan and echocardiograph | |||
CT, Scan, MRI Scan and echocardiograph | Standard: Only emergency cases for CT scan
Essential: CT scan only and emergency cases for MRI |
Bloom: CT scan only and emergency cases for MRI
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
CHEMISTRY | |||
CHEMISTRY | |||
Fasting Blood Sugar, Random Blood Sugar, Electrolyte, Urea and Creatinine, Prostate Specific Antigen, Serum albumin, Serum ALT/SGPT, Serum AST/SGOT, Serum Bilirubin (Direct and Indirect), Microbiology, Malaria Parasite, Widal, Urine MCS, Stool MCS, Serology, Hepatitis B Screening, HIV Screening, Genotype, Blood group | |||
Fasting Blood Sugar, Microbiology, Urine MCS, HIV Screening, Prostate Specific Antigen, Random Blood Sugar, Blood group, Serology, Stool MCS, Serum AST/SGOT, Serum albumin, Fasting Blood Sugar, Malaria Parasite, Genotype, Widal, Hepatitis B Screening, Electrolyte, Urea and Creatinine, Serum ALT/SGPT, Serum Bilirubin (Direct and Indirect), | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
Most Popular | |||
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Standard
Essential |
Bloom
Classic |
Prime
Vintage |
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Benefit Sub-Categories | |||
Benefits | |||
ADMISSIONS AND ACCOMMODATION | |||
ADMISSIONS AND ACCOMMODATION | |||
Limit per plan | |||
Limit per plan | Standard: Unlimited
Essential: Unlimited |
Bloom: Unlimited
Classic: Unlimited |
Prime: Unlimited
Vintage: Unlimited |
Accommodation Type | |||
Accommodation Type | Standard: General Ward
Essential: General ward |
Bloom: Semi – private
Classic: Private |
Prime: Private
Vintage: Private |
Accomodation including nursing care and consumables | |||
Accomodation including nursing care and consumables | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
Feeding on admission | |||
Feeding on admission | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
Accomodation for parents whose infants are on admission | |||
Accomodation for parents whose infants are on admission | Standard: ✖
Essential: 2 days |
Bloom: 2 days
Classic: 3 days |
Prime: 5 days
Vintage: 7 days |
Inpatient/Hospitalization Benefit Abroad | |||
Inpatient/Hospitalization Benefit Abroad | Standard: ✖
Essential: ✖ |
Bloom: ✖
Classic: N250,000 |
Prime: ₦350,000
Vintage: ₦450,000 |
INTENSIVE CARE UNIT | |||
INTENSIVE CARE UNIT | |||
No of days applicable on the plan | |||
No of days applicable on the plan | Standard: 2 days
Essential: 2 days |
Bloom: 3 days
Classic: 5 days |
Prime: 7 days
Vintage: 10 days |
Most Popular | |||
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Standard
Essential |
Bloom
Classic |
Prime
Vintage |
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Benefit Sub-Categories | |||
Benefits | |||
NEONATE CARE | |||
NEONATE CARE | |||
Special Baby Care Unit (Intensive care Unit-including life support, Phototherapy & Incubator care). limit per plan | |||
Special Baby Care Unit (Intensive care Unit-including life support, Phototherapy & Incubator care). limit per plan | Standard: 2 days
Essential: 5 days |
Bloom: 10 days
Classic: 18 days |
Prime: 25 days
Vintage: 35 days |
Congenital anomaly treatment (for children born on the plan). Limits per plan | |||
Congenital anomaly treatment (for children born on the plan). Limits per plan | Standard: ₦100,000
Essential: ₦200,000 |
Bloom: ₦300,000
Classic: ₦500,000 |
Prime: ₦750,000
Vintage: ₦1,000,000 |
IMMUNIZATIONS (0-5 YEARS) ADULTS (5 – 18 YEARS) | |||
IMMUNIZATIONS (0-5 YEARS) ADULTS (5 – 18 YEARS) | |||
BCG, OPV, PENTAVALENT, HBV, VITAMIN A, MEASLES, YELLOW FEVER, MENINGITIS VACCINE, MMR | |||
BCG, OPV, PENTAVALENT, HBV, VITAMIN A, MEASLES, YELLOW FEVER, MENINGITIS VACCINE, MMR, | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
IPV, ROTAVIRUS VACCINE | |||
IPV, ROTAVIRUS VACCINE | Standard: ✖
Essential: ✖ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
PNEUMOCOCCAL VACCINE, HPV VACCINE, TYPHOID VACCINE | |||
PNEUMOCOCCAL VACCINE, HPV VACCINE | Standard: ✖
Essential: ✖ |
Bloom: ✖
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
TYPHOID VACCINE | |||
OBSTETRICS AND GYNAECOLOGY | |||
OBS & GYN | |||
Antenatal care, Induction of labour & Normal delivery, Assisted delivery, Emergency or Elective Caesarean Section, Post Natal care- 6 weeks | |||
Antenatal care, Induction of labour & Normal delivery, Assisted delivery, Emergency or Elective Caesarean Section, Post Natal care – 6 weeks, | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
Family Planning Services – Pills, Injectables, Copper IUCD, tubal ligation and Vasectomy | |||
Family Planning Services – Pills, Injectables, Copper IUCD, tubal ligation and Vasectomy | Standard: Only pills & IUCD
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime:
Vintage: ✔ |
Reimbursement for delivery abroad, limits per plan | |||
Reimbursement for delivery abroad, limits per plan | Standard: ✖
Essential: ✖ |
Bloom: ✖
Classic: Normal -$150, CS- $250 |
Prime: Normal -$180, CS- $300
Vintage: Normal -$210, CS- $350 |
Most Popular | |||
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Standard
Essential |
Bloom
Classic |
Prime
Vintage |
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Benefit Sub-Categories | |||
Benefits | |||
ENT | |||
ENT | |||
ENT Surgeries (part of surgical limit) | |||
ENT Surgeries (part of surgical limit) | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
Treatment of ENT diseases and removal of foreign bodies | |||
Treatment of ENT diseases and removal of foreign bodies | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
DENTAL CARE | |||
DENTAL CARE | |||
All care covered under the plan up to the limits | |||
All dental care covered up to the limit per plan | Standard: ₦20,000
Essential: ₦30,000 |
Bloom: ₦50,000
Classic: ₦80,000 |
Prime: ₦150,000
Vintage: ₦200,000 |
Dental Consultation, Imaging, Endodontic treatment, Extraction, Preventive Treatment: Prophylaxis, Gum Treatment & Surgeries, Restorative Treatments, Pharmacy: Prescribed Drugs, Orthodontic Treatment and Maxillofacial Prosthesis | |||
Dental Consultation, Imaging, Endodontic treatment, Extraction, Preventive Treatment: Prophylaxis, Gum Treatment & Surgeries, Restorative Treatments, Pharmacy: Prescribed Drugs, Orthodontic Treatment and Maxillofacial Prosthesis | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
EYE CARE | |||
EYE CARE | |||
Primary Eye Care- Consultation, Examination, primary infections and Medications | |||
Primary Eye Care- Consultation, Examination, primary infections and Medications | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
Eye Surgeries | |||
Eye Surgeries | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
Biennial Optical Lenses and Frames covered up to limit per plan | |||
Biennial Optical Lenses and Frames covered up to limit per plan | Standard: ₦10,000
Essential: ₦15,000 |
Bloom: ₦20,000
Classic: ₦30,000 |
Prime: ₦45,000
Vintage: ₦55,000 |
PHYSIOTHERAPY CARE | |||
PHYSIOTHERAPY CARE | |||
Specialist Consultation | |||
Specialist Consultation | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
Number of sessions limit per plan | |||
Number of sessions limit per plan | Standard: 5 sessions
Essential: 10 sessions |
Bloom: 15 sessions
Classic: 20 sessions |
Prime: 30 sessions
Vintage: 40 sessions |
Pain therapy | |||
Pain therapy | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
SURGERY | |||
SURGERY | |||
Surgeries (Minor, Intermediate and Major) | |||
Surgeries (Minor, Intermediate and Major) | Standard: ₦200,000
Essential: ₦300,000 |
Bloom: ₦500,000
Classic: ₦1,500,000 |
Prime: ₦2,500,000
Vintage: ₦3,500,000 |
Most Popular | |||
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Standard
Essential |
Bloom
Classic |
Prime
Vintage |
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Benefit Sub-Categories | |||
Benefits | |||
FERTILITY SERVICES | |||
FERTILITY SERVICES | |||
Consultation and basic Investigations only, limits per plan | |||
Investigation and treatment at limits per plan | Standard: ₦15,000
Essential: ₦25,000 |
Bloom: ₦45,000
Classic: ₦75,000 |
Prime: ₦100,000
Vintage: ₦200,000 |
HIV / AIDS TREATMENT | |||
HIV / AIDS TREATMENT | |||
HIV / AIDS TREATMENT (at designated approved centres) | |||
HIV / AIDS TREATMENT (at designated approved centres) | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
CANCER CARE | |||
CANCER CARE | |||
Consultation, Admission, Counselling, Hospice Care , Surgical – Chemotherapy – Radiotherapy; limits per plan | |||
Consultation, Admission, Counselling, Hospice Care , Surgical – Chemotherapy – Radiotherapy; limits per plan | Standard: ₦300,000
Essential: ₦500,000 |
Bloom: ₦750,000
Classic: ₦1,000,000 |
Prime: ₦2,000,000
Vintage: ₦3,000,000 |
RENAL CARE | |||
RENAL CARE | |||
Dialysis sessions limit per plans | |||
Dialysis sessions limit per plans | Standard: 3 sessions
Essential: 3 sessions |
Bloom: 6 sessions
Classic: 12 sessions |
Prime: 20 sessions
Vintage: 25 sessions |
CHRONIC DISEASE MANAGEMENT / PHARMACY BENEFIT | |||
CHRONIC DISEASE MANAGEMENT / PHARMACY BENEFIT | |||
Personal health equipment – BP machine, Glucomenter, Trackers | |||
Personal health equipment – BP machine, Glucomenter, Trackers | Standard: ✖
Essential: ✖ |
Bloom: ✖
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
Drug delivery and pick up at partner pharmacies | |||
Drug delivery and pick up at partner pharmacies | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
ACCIDENT AND EMERGENCY CARE | |||
ACCIDENT AND EMERGENCY CARE | |||
Care for accident and emergency cases, Ground Ambulance transfer from roadside to hospital and hospital to hospital | |||
Care for accident and emergency cases, Ground Ambulance transfer from roadside to hospital and hospital to hospital | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
Stabilization, Emergency Care,drugs and Investigations | |||
Stabilization, Emergency Care,drugs and Investigations | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
Most Popular | |||
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Standard
Essential |
Bloom
Classic |
Prime
Vintage |
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Benefit Sub-Categories | |||
Benefits | |||
TELEMEDICINE AND HEALTH COACH | |||
TELEMEDICINE | |||
Telemedicine app – chat with a doctor consultation online 24/7 | |||
Telemedicine app – chat with a doctor consultation online 24/7 | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
ANNUAL WELLNESS SCREENING | |||
ANNUAL WELLNESS SCREENING | |||
Physical examination, Visual Acuity, Blood presssure, Full blood count, Urinalysis. | |||
Physical examination, Visual Acuity, Blood presssure, Full blood count, Urinalysis. | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
Serum cholesterol | |||
Serum cholesterol | Standard: ✖
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
ALT / AST, ECG, E/U/Cr. | |||
ALT / AST, ECG, E/U/Cr. | Standard: ✖
Essential: ✖ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
Cervical smear (every 2 years for women above 35 years), Mammogram – Breast Scan (every 2 years for women above 35 years), PSA, PSA for men above 40 yrs |
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Cervical smear (every 2 years for women above 35 years), Mammogram – Breast Scan (every 2 years for women above 35 years), PSA. | Standard: ✖
Essential: ✖ |
Bloom: ✖
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
LIFESTYLE MANAGEMENT | |||
LIFESTYLE MANAGEMENT | |||
Subsidized Fitness/ nutritional club membership (for non-network gym) | |||
Subsidized Fitness/ nutritional club membership (for non-network gym) | Standard: ✖
Essential: 5% |
Bloom: 10%
Classic: 10% |
Prime: 15%
Vintage: 20% |
Network Gym Access | |||
Network Gym Access | Standard: ✖
Essential: ✖ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
On-site Health Checks, Health Talks or Wellness Fairs, Covid Home Care Kit – up to limit on the plan. | |||
On-site Health Checks, Health Talks or Wellness Fairs, Covid Home Care Kit – up to limit on the plan. | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
MENTAL HEALTH | |||
MENTAL HEALTH | |||
Employee Assistance Program / Stress Management | |||
Employee Assistance Program / Stress Management | Standard: ✖
Essential: ✖ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
Health Talks/Education forum or Wellness fairs | |||
Health Talks/Education forum or Wellness fairs | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
Specialist Consultations on Outpatient Cases Only; limited based on type of plans | |||
Specialist Consultations on Outpatient Cases Only; limited based on type of plans | Standard: 4 weeks
Essential: 4 weeks |
Bloom: 6 weeks
Classic: 8 weeks |
Prime: 12 weeks
Vintage: 12 weeks |
Covid Home Care Kit – up to limit on the plan | |||
Covid Home Care Kit – up to limit on the plan | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
SECOND OPINION ABROAD | |||
SECOND OPINION ABROAD | |||
SECOND OPINION ABROAD | |||
SECOND OPINION ABROAD | Standard: ✔
Essential: ✔ |
Bloom: ✔
Classic: ✔ |
Prime: ✔
Vintage: ✔ |
MORTUARY SERVICES | |||
MORTUARY SERVICES | |||
MORTUARY SERVICES (For Family Only) | |||
MORTUARY SERVICES (For Family Only) | Standard: ₦20,000
Essential: ₦50,000 |
Bloom: ₦75,000
Classic: ₦100,000 |
Prime: ₦150,000
Vintage: ₦250,000 |