Consultation Coverage

Benefit Sub-Categories

Standard

Essential

Bloom

Classic

Prime

Vintage

Region of cover

Nigeria

Nigeria

Nigeria

Nigeria & India

Nigeria & India

Nigeria & India

Annual benefit limits per individual

Unlimited

Unlimited

Unlimited

Unlimited

Unlimited

Unlimited

Unlimited

GENERAL CONSULTATION (OUTPATIENT CASES)

This involves treatment of basic medical and surgical (minor) outpatient cases.

SPECIALIST CONSULTATION: This includes all specialist fees. The list of diagnosis under this plan is inexhaustive

O and G specialist

General Surgeon

Cardiologist

Pediatrician

Pediatric surgeon

Dermatologist

Endocrinologist

Hematologist

Cardiothoracic surgeon

ENT Surgeon

Urologist

Orthopaedic Surgeon

Gastroenterologist

Psychiatrist

Neurosurgeon

Neurologist

Nephrologist

Pulmonologist/Respiratory Physician

Oncologist

Pathologist

Family Physician

Dietician (strictly for newly diagnosed Diabetes)

Oral and Maxillofacial Surgeon

Neonatologist

Screening and Diagnostics

Benefit Sub-Categories

Standard

Essential

Bloom

Classic

Prime

Vintage

LABORATORY

Hematology

Haemoglobin

Packed Cell Volume

White cell differential count

Full Blood Count and differentials

White Blood Cell count

Red Blood Cell count

Grouping and Cross Matching

Erythrocyte Sedimentation Rate (ESR)

MCHC

MCH

MCV

Blood Film

Blood Pregnancy (Beta HCG) Test

Clotting Time

Bleeding Time

ADVANCED & COMPLEX INVESTIGATIONS

Limit to 1 session Annually

Limit to 1 session Annually

Limit to 2 sessions Annually

Limit to 3 sessions Annually

Limit to 4 sessions Annually

Limit to 5 sessions Annually

CT Scan, MRI Scan and echocardiograph

CT Scan is covered. MRI is permitted for emergency cases only

CT Scan is covered. MRI is permitted for emergency cases only

CT Scan is covered. MRI is permitted for emergency cases only

.

Chemistry

Fasting Blood Sugar

Random Blood Sugar

Electrolyte, Urea and Creatinine

Prostate Specific Antigen

Serum albumin

Serum ALT/SGPT

Serum AST/SGOT

Serum Bilirubin (Direct and Indirect)

2 Hours Post-prandial Blood Sugar

Oral Glucose Tolerance Test (OGTT)

Glucose Challenge Test

Lipid Profile (Fasting) (Cholesterol, HDL, LDL, Triglyceride Profile)

Serum Sodium

Serum Calcium

Serum Magnesium

Serum Potasium

Serum Lithium

Serum Chloride

Serum Bicarbonate

Serum Alkaline Phosphate

Serum Acid Phosphate

Serum Inorganic Phosphate

Serum Lactate Dehydrogenase

Serum Gamma Glutamyl Transferase

Prothrombin time (PT/INR)

Urine Pregnancy Test

Blood urea Nitrogen

HBA1C

G-6PD Screening

Thyroid Function Tests

Serum Uric Acid

Creatinine phosphokinase

Pap Smear and Cytology

Prostate Specific Antigen

Protein Electrophoresis

Serum Creatinine Phosphokinase

Serum Iron

24 Hour Creatinine Clearance

Coomb’s Test (Indirect)

Coomb’s Test (Direct)

Osmotic Fragility Test

D-Dimer

Admission and Accommodation

Benefit Sub-Categories

Standard

Essential

Bloom

Classic

Prime

Vintage

Accomodation Type

General ward

General ward

Semi-Private

Private

Private

Private

Accommodation including nursing care and consumables

Feeding on admission (covered only for the admitted enrollee)

Accommodation for parents whose infants are on admission

2 days

2 days

3 days

5 days

7 days

Inpatient /Hospitalization Benefit Abroad

N250,000

N350,000

N450,000

Unlimited

INTENSIVE CARE UNIT

No of days applicable on the plan

2 days

2 days

3 days

5 days

7 days

10 days

Maternal & Infant Care

Benefit Sub-Categories

Standard

Essential

Bloom

Classic

Prime

Vintage

NEONATE CARE

Special Baby Care Unit (Intensive care Unit-including life support, Phototherapy & Incubator care). limit per plan

N200,000

N300,000

N500,000

N1,500,000

N2,500,000

N3,500,000

Post Natal care- 6 weeks

Congenital anomaly treatment (for children born on the plan). Limits per plan

N100,000

N200,000

N300,000

N500,000

N750,000

N1,000,000

Unlimited

IMMUNIZATIONS (0-5 YEARS)

Bacille Calmette-Guerin (BCG for Tuberculosis)

Oral Poliovirus Vaccines (OPV)

Pentavalent

Hepatitis B Vaccine (HBV)

Vitamin A

Measles

Yellow Fever

Meningitis Vaccine

Measles, Mumps, and Rubella (MMR)

Inactivated Polio Vaccine (IPV)

Rotavirus Vaccine

Diphtheria-Tetanus-Pertussis (DPT)

Pneumococcal Vaccine

Typhoid Vaccine

Human Papillomavirus Vaccine (HPV)

.

IMMUNIZATIONS (5 – 18 years)

Hepatitis B Vaccine (HBV)

Yellow Fever

Meningitis Vaccine

.

OBSTETRICS AND GYNAECOLOGY

Antenatal care

Induction of labour & Normal delivery

Assisted delivery

Emergency or Elective Caesarean Section (subject to surgical limit)

Reimbursement for delivery abroad, limits per plan

Normal -N225,000.00 , CS- N375,000.00

Normal -N270,000.00, CS- N450,000.00

Normal -N315,000.00, CS- N525,000.00

Therapeutic Abortion (Manual Vacuum Aspiration)

Surgery, Dental, Eye, ENT, etc

Benefit Sub-Categories

Standard

Essential

Bloom

Classic

Prime

Vintage

ENT

Treatment of ENT diseases and removal of foreign bodies

ENT Surgeries – (part of the surgical limit)

Unlimited

DENTAL CARE: All care covered under the plan up to the limits

N20,000

N30,000

N50,000

N80,000

N150,000

N200,000

Dental Consultation, Imaging, Endodontic treatment, Extraction

Preventive Treatment: Prophylactic Scaling and Polishing

Gum Treatment & Surgeries, Restorative Treatments

Pharmacy: Prescribed Drugs

Dental Crowning

Subject to the dental limit

Subject to the dental limit

Subject to the dental limit

Subject to the dental limit

Subject to the dental limit

Subject to the dental limit

Oral and Maxillofacial Surgery

Subject to the surgical limit

Subject to the surgical limit

Subject to the surgical limit

Subject to the surgical limit

Subject to the surgical limit

Subject to the surgical limit

.

EYE CARE

Primary Eye Care- Consultation, Examination, primary infections, and Medications

Advanced Ocular tests (Central Visual Field, Depth Perception Test, Schirmer Tear Test, Amsler Test, Retina Photography, OCT Scan, A Scan, B Scan)

Limited to NGN30,000.00

Limited to NGN50,000.00

Limited to NGN75,000.00

Limited to NGN100,000.00

Eye Surgeries covered as part of over all surgerical limit

Biennial Optical Lenses and Frames covered up to annual limit per plan

N10,000

N15,000

N20,000

N30,000

N45,000

N55,000

.

PHYSIOTHERAPY CARE

Number of sessions limit per plan

5 sessions

10 sessions

15 sessions

20 sessions

25 sessions

30 sessions

Specialist Consultation and Preventive Counselling

Pain therapy

Access to prescribed drugs

Cervical Collar, Lumber Corsets, Knee and Ankle Braces (on prescription)

Crutches (on prescription)

Walker (on prescription)

Surgeries (Minor, Intermediate and Major)

N200,000

N300,000

N500,000

N1,500,000

N2,500,000

N3,500,000

Chronic Treatments- Accident, Fertility, HIV, etc

Benefit Sub-Categories

Standard

Essential

Bloom

Classic

Prime

Vintage

FERTILITY SERVICES

Basic Investigation limits per plan

N15,000

N25,000

N45,000

N75,000

N100,000

N200,000

Unlimited

HIV / AIDS TREATMENT (at designated referral centres)

Covered

Covered

Covered

Covered

Covered

Covered

.

CANCER CARE

Consultation, Admission, Counselling, Surgical – Chemotherapy – Radiotherapy; limits per plan

N300,000

N500,000

N750,000

N1,000,000

N2,000,000

N3,000,000

.

RENAL CARE

Dialysis sessions limit per plans

3 sessions

3 sessions

6 sessions

12 sessions

20 sessions

25 sessions

CHRONIC DISEASE MANAGEMENT / PHARMACY BENEFIT

Annual limit of N150,000

Annual limit of N250,000

Annual limit of N400,000

Annual limit of N500,000

Annual limit of N600,000

Annual limit of N750,000

Drug delivery and pick up at partner pharmacies

Personal health equipment – BP machine and Glucometer (to be picked up at our partner pharmacies, subject to the subsidized annual limit, being an enrollee for a minimum period of 9 months and confirmation from Bastion’s quality assurance team)

Subsidized Limit of NGN20,000

Subsidized Limit of NGN30,000

Subsidized Limit of NGN40,000

.

ACCIDENT AND EMERGENCY CARE

Care for accident and emergency cases, Ground Ambulance transfer from roadside to hospital and hospital to hospital

Stabilization, Emergency Care,drugs and Investigations

Preventive care, Mental Health & Wellness

Benefit Sub-Categories

Standard

Essential

Bloom

Classic

Prime

Vintage

TELEMEDICINE AND HEALTH COACH

Telemedicine app – chat with a doctor consultation online 24/7

Unlimited

ANNUAL WELLNESS SCREENING (Principal & Spouse at designated facilities)

Physical examination (BMI)

Visual Acuity

Blood pressure

Fasting Blood Sugar

Full blood count

Urinalysis

Serum Cholesterol

ALT / AST

ECG

E/U/Cr

Mammogram- Breast scan, cervical smears every 2 years for women above 35 years,

PSA for men above 40 yrs

Pap Smear (to be done once in 3 years)

.

LIFESTYLE MANAGEMENT

Network Gym Access

Covered up to 1 session per week

Covered up to 2 sessions per week

Covered up to 2 sessions per week

Covered up to 3 sessions per week

Health Talks, Employee Assistance Program and Stress Management

2 sessions in a year

2 sessions in a year

2 sessions in a year

2 sessions in a year

2 sessions in a year

2 sessions in a year

.

MENTAL HEALTH

Specialist Consultations on Outpatient Cases Only; limited based on type of plans

2 sessions per year

5 sessions per year

8 sessions per year

8 sessions per year

11 sessions per year

14 sessions per year

Inpatient Psychiatry Cover

3 days

5 days

7 days

SECOND OPINION CONSULTATION

Second opinion diagnosis and treatment from providers within Bastion’s network

Line of treatment confirmation from Internationally Certified Medical and Surgical Specialists Outside Africa

1 case per year

1 case per year

.

MORTUARY SERVICES FOR FAMILY

N20,000

N50,000

N75,000

N100,000

N150,000

N250,000

Premium

Premium

Standard

Essential

Bloom

Classic

Prime

Vintage

Annual premium per individual

53,539.44

67,733.20

91,257.04

163,866.44

285,709.80

580,239.40

Family of 2

102,411.51

124,096.37

169,005.12

306,635.31

539,919.07

1,101,707.38

Family of 3

152,825.43

185,185.04

252,200.94

457,582.08

805,703.98

1,644,042.71

Family of 4

203,767.24

246,913.39

336,267.91

610,109.44

1,074,271.97

2,192,056.94

Family of 5

253,389.31

307,042.56

418,156.99

758,685.31

1,335,882.24

2,725,873.92

Family of 6

302,483.49

366,532.06

499,174.91

905,680.59

1,594,709.42

3,254,011.99

Consultation Coverage
      Most Popular
  Standard
Essential
Bloom
Classic
Prime
Vintage
  Benefit Sub-Categories
Benefits      
  GENERAL CONSULTATION
GENERAL CONSULTATION      
  This involves treatment of basic medical and surgical (minor) outpatient cases.
This involves treatment of basic medical and surgical (minor) outpatient cases. Standard: 
Essential: 
Bloom: 
Classic: 
Prime: 
Vintage: 
  HOSPITAL NETWORKS
HOSPITAL NETWORKS      
  Hospital Category Accessible
Hospital Category Accessible Standard hospitals
 

Essential hospitals
Bloom hospitals
 

Classic hospitals
Prime hospitals
 

Vintage hospitals
  COVER AND LIMIT
COVER AND LIMIT      
  Region of Cover
Region of Cover Standard: Nigeria
Essential: Nigeria
Bloom: Nigeria
Classic: Nigeria & India
Prime: Nigeria & India
Vintage: Nigeria & India
  SPECIALIST CONSULTATION: This includes all specialist fees. The list of diagnosis under this plan is exhaustive
SPECIALIST CONSULTATION      
  O and G specialist, Pediatrician, Hematology, Endocrinology, Urologist, Dermatology, Cardiologist, General Surgeon, Gastroenterologist, Psychiatrist, Pediatric surgeon, Orthopedic Surgeon, ENT Surgeon, Neonatologist, cardiothoracic surgeon,
O and G specialist, Pediatrician, Hematology, Endocrinology, Urologist, Dermatology, Cardiologist, General Surgeon, Gastroenterologist, Psychiatrist, Pediatric surgeon, Orthopedic Surgeon, ENT Surgeon, Neonatologist, Cardiothoracic surgeon Standard: 
Essential: 
Bloom: 
Classic: 
Prime: 
Vintage: 
  Annual benefit limits per individual
Annual benefit limits per individual Standard: Unlimited
Essential: Unlimited
Bloom: Unlimited
Classic: Unlimited
Prime: Unlimited
Vintage: Unlimited
Screening and Diagnostics
      Most Popular
  Standard
Essential
Bloom
Classic
Prime
Vintage
  Benefit Sub-Categories
Benefits      
  LABORATORY
LABORATORY      
  Chest X-Rays, Plain Abdominal X-Rays, Limbs X-Rays, Neck X-Rays, Skull X-Rays, Lumbosacral X-Rays, X-Rays of Body Joints, Ultrasound Scan
Haematological tests, Haemoglobin, Packed Cell Volume, White cell differential count, Full Blood Count and differentials
White Blood Cell count, Red Blood Cell count
Skull X-Rays, Red Blood Cell count, Ultrasound Scan, White Blood Cell count, Limbs X-Rays, Neck X-Rays, Packed Cell Volume, Hematological tests, Full Blood Count and differentials, Lumbosacral X-Rays, White cell differential count, Hemoglobin, Plain Abdominal X-Rays, Chest X-Rays, X-Rays of Body Joints, Standard: 
Essential: 
Bloom: 
Classic: 
Prime: 
Vintage: 
  ADVANCED & COMPLEX INVESTIGATIONS
COMPLEX INVESTIGATIONS      
  CT, Scan, MRI Scan and echocardiograph
CT, Scan, MRI Scan and echocardiograph Standard: Only emergency cases for CT scan
Essential: CT scan only and emergency cases for MRI
Bloom: CT scan only and emergency cases for MRI
Classic: 
Prime: 
Vintage: 
  CHEMISTRY
CHEMISTRY      
  Fasting Blood Sugar, Random Blood Sugar, Electrolyte, Urea and Creatinine, Prostate Specific Antigen, Serum albumin, Serum ALT/SGPT, Serum AST/SGOT, Serum Bilirubin (Direct and Indirect), Microbiology, Malaria Parasite, Widal, Urine MCS, Stool MCS, Serology, Hepatitis B Screening, HIV Screening, Genotype, Blood group 
Fasting Blood Sugar, Microbiology, Urine MCS, HIV Screening, Prostate Specific Antigen, Random Blood Sugar, Blood group, Serology, Stool MCS, Serum AST/SGOT, Serum albumin, Fasting Blood Sugar, Malaria Parasite, Genotype, Widal, Hepatitis B Screening, Electrolyte, Urea and Creatinine, Serum ALT/SGPT, Serum Bilirubin (Direct and Indirect), Standard: 
Essential: 
Bloom: 
Classic: 
Prime: 
Vintage: 
Admission and Accommodation
      Most Popular
  Standard
Essential
Bloom
Classic
Prime
Vintage
  Benefit Sub-Categories
Benefits      
  ADMISSIONS AND ACCOMMODATION
ADMISSIONS AND ACCOMMODATION      
  Limit per plan
Limit per plan Standard: Unlimited
Essential: Unlimited
Bloom: Unlimited
Classic: Unlimited
Prime: Unlimited
Vintage: Unlimited
  Accommodation Type
Accommodation Type Standard: General Ward
Essential: General ward
Bloom: Semi – private
Classic: Private
Prime: Private
Vintage: Private
  Accomodation including nursing care and consumables
Accomodation including nursing care and consumables Standard: 
Essential: 
Bloom: 
Classic: 
Prime: 
Vintage: 
  Feeding on admission
Feeding on admission Standard: 
Essential: 
Bloom: 
Classic: 
Prime: 
Vintage: 
  Accomodation for parents whose infants are on admission
Accomodation for parents whose infants are on admission Standard: 
Essential: 2 days
Bloom: 2 days
Classic: 3 days
Prime: 5 days
Vintage: 7 days
  Inpatient/Hospitalization Benefit Abroad
Inpatient/Hospitalization Benefit Abroad Standard: 
Essential: 
Bloom:
ClassicN250,000
Prime: ₦350,000
Vintage: ₦450,000
  INTENSIVE CARE UNIT
INTENSIVE CARE UNIT      
  No of days applicable on the plan
No of days applicable on the plan Standard: 2 days
Essential: 2 days
Bloom: 3 days
Classic: 5 days
Prime: 7 days
Vintage: 10 days
Maternal & Infant Care
      Most Popular
  Standard
Essential
Bloom
Classic
Prime
Vintage
  Benefit Sub-Categories
Benefits      
  NEONATE CARE
NEONATE CARE      
  Special Baby Care Unit (Intensive care Unit-including life support, Phototherapy & Incubator care). limit per plan
Special Baby Care Unit (Intensive care Unit-including life support, Phototherapy & Incubator care). limit per plan Standard: 2 days
Essential: 5 days
Bloom: 10 days
Classic: 18 days
Prime: 25 days
Vintage: 35 days
  Congenital anomaly treatment (for children born on the plan). Limits per plan
Congenital anomaly treatment (for children born on the plan). Limits per plan Standard: ₦100,000
Essential: ₦200,000
Bloom: ₦300,000
Classic: ₦500,000
Prime: ₦750,000
Vintage: ₦1,000,000
  IMMUNIZATIONS (0-5 YEARS) ADULTS (5 – 18 YEARS)
IMMUNIZATIONS (0-5 YEARS) ADULTS (5 – 18 YEARS)      
  BCG, OPV, PENTAVALENT, HBV, VITAMIN A, MEASLES, YELLOW FEVER, MENINGITIS VACCINE, MMR
BCG, OPV, PENTAVALENT, HBV, VITAMIN A, MEASLES, YELLOW FEVER, MENINGITIS VACCINE, MMR, Standard: 
Essential: 
Bloom: 
Classic: 
Prime: 
Vintage: 
  IPV, ROTAVIRUS VACCINE
IPV, ROTAVIRUS VACCINE Standard: 
Essential: 
Bloom: 
Classic: 
Prime: 
Vintage: 
  PNEUMOCOCCAL VACCINE, HPV VACCINE, TYPHOID VACCINE
PNEUMOCOCCAL VACCINE, HPV VACCINE Standard: 
Essential: 
Bloom: 
Classic: 
Prime: 
Vintage: 
 
TYPHOID VACCINE
  OBSTETRICS AND GYNAECOLOGY
OBS & GYN      
  Antenatal care, Induction of labour & Normal delivery, Assisted delivery, Emergency or Elective Caesarean Section, Post Natal care- 6 weeks
Antenatal care, Induction of labour & Normal delivery, Assisted delivery, Emergency or Elective Caesarean Section, Post Natal care – 6 weeks, Standard: 
Essential: 
Bloom: 
Classic: 
Prime: 
Vintage: 
  Family Planning Services – Pills, Injectables, Copper IUCD, tubal ligation and Vasectomy
Family Planning Services – Pills, Injectables, Copper IUCD, tubal ligation and Vasectomy Standard: Only pills & IUCD
Essential: 
Bloom: 
Classic: 
Prime:
Vintage: 
  Reimbursement for delivery abroad, limits per plan
Reimbursement for delivery abroad, limits per plan Standard: 
Essential: 
Bloom: 
Classic: Normal -$150, CS- $250
Prime: Normal -$180, CS- $300
Vintage: Normal -$210, CS- $350
Surgery, Dental, Eye, ENT, etc
      Most Popular
  Standard
Essential
Bloom
Classic
Prime
Vintage
  Benefit Sub-Categories
Benefits      
  ENT
ENT      
  ENT Surgeries (part of surgical limit)
ENT Surgeries (part of surgical limit) Standard: 
Essential: 
Bloom: 
Classic: 
Prime: 
Vintage: 
  Treatment of ENT diseases and removal of foreign bodies
Treatment of ENT diseases and removal of foreign bodies Standard: 
Essential: 
Bloom: 
Classic: 
Prime: 
Vintage: 
  DENTAL CARE
DENTAL CARE      
  All care covered under the plan up to the limits
All dental care covered up to the limit per plan Standard: ₦20,000
Essential: ₦30,000
Bloom: ₦50,000
Classic: ₦80,000
Prime: ₦150,000
Vintage: ₦200,000
  Dental Consultation, Imaging, Endodontic treatment, Extraction, Preventive Treatment: Prophylaxis, Gum Treatment & Surgeries, Restorative Treatments, Pharmacy: Prescribed Drugs, Orthodontic Treatment and Maxillofacial Prosthesis
Dental Consultation, Imaging, Endodontic treatment, Extraction, Preventive Treatment: Prophylaxis, Gum Treatment & Surgeries, Restorative Treatments, Pharmacy: Prescribed Drugs, Orthodontic Treatment and Maxillofacial Prosthesis Standard:
Essential:
Bloom:
Classic:
Prime:
Vintage:
  EYE CARE
EYE CARE      
  Primary Eye Care- Consultation, Examination, primary infections and Medications
Primary Eye Care- Consultation, Examination, primary infections and Medications Standard: 
Essential: 
Bloom:
Classic: 
Prime: 
Vintage: 
  Eye Surgeries
Eye Surgeries Standard: 
Essential: 
Bloom: 
Classic: 
Prime: 
Vintage: 
  Biennial Optical Lenses and Frames covered up to limit per plan
Biennial Optical Lenses and Frames covered up to limit per plan Standard: ₦10,000
Essential: ₦15,000
Bloom: ₦20,000
Classic: ₦30,000
Prime: ₦45,000
Vintage: ₦55,000
  PHYSIOTHERAPY CARE
PHYSIOTHERAPY CARE      
  Specialist Consultation
Specialist Consultation Standard: 
Essential: 
Bloom: 
Classic: 
Prime: 
Vintage: 
  Number of sessions limit per plan
Number of sessions limit per plan Standard: 5 sessions
Essential: 10 sessions
Bloom: 15 sessions
Classic: 20 sessions
Prime: 30 sessions
Vintage: 40 sessions
  Pain therapy
Pain therapy Standard: 
Essential: 
Bloom: 
Classic: 
Prime: 
Vintage: 
  SURGERY
SURGERY      
  Surgeries (Minor, Intermediate and Major)
Surgeries (Minor, Intermediate and Major) Standard: ₦200,000
Essential: ₦300,000
Bloom: ₦500,000
Classic: ₦1,500,000
Prime: ₦2,500,000
Vintage: ₦3,500,000
Chronic Treatments- Accident, Fertility, HIV, etc
      Most Popular
  Standard
Essential
Bloom
Classic
Prime
Vintage
  Benefit Sub-Categories
Benefits      
  FERTILITY SERVICES
FERTILITY SERVICES      
  Consultation and basic Investigations only, limits per plan
Investigation and treatment at limits per plan Standard: ₦15,000
Essential: ₦25,000
Bloom: ₦45,000
Classic: ₦75,000
Prime: ₦100,000
Vintage: ₦200,000
  HIV / AIDS TREATMENT
HIV / AIDS TREATMENT      
  HIV / AIDS TREATMENT (at designated approved centres)
HIV / AIDS TREATMENT (at designated approved centres) Standard: 
Essential: 
Bloom: 
Classic: 
Prime: 
Vintage: 
  CANCER CARE
CANCER CARE      
  Consultation, Admission, Counselling, Hospice Care , Surgical – Chemotherapy – Radiotherapy; limits per plan
Consultation, Admission, Counselling, Hospice Care , Surgical – Chemotherapy – Radiotherapy; limits per plan Standard: ₦300,000
Essential: ₦500,000
Bloom: ₦750,000
Classic: ₦1,000,000
Prime: ₦2,000,000
Vintage: ₦3,000,000
  RENAL CARE
RENAL CARE      
  Dialysis sessions limit per plans
Dialysis sessions limit per plans Standard: 3 sessions
Essential: 3 sessions
Bloom: 6 sessions
Classic: 12 sessions
Prime: 20 sessions
Vintage: 25 sessions
  CHRONIC DISEASE MANAGEMENT / PHARMACY BENEFIT
CHRONIC DISEASE MANAGEMENT / PHARMACY BENEFIT      
  Personal health equipment – BP machine, Glucomenter, Trackers
Personal health equipment – BP machine, Glucomenter, Trackers Standard: 
Essential: 
Bloom: 
Classic: 
Prime: 
Vintage: 
  Drug delivery and pick up at partner pharmacies
Drug delivery and pick up at partner pharmacies Standard: 
Essential: 
Bloom: 
Classic: 
Prime: 
Vintage: 
  ACCIDENT AND EMERGENCY CARE
ACCIDENT AND EMERGENCY CARE      
  Care for accident and emergency cases, Ground Ambulance transfer from roadside to hospital and hospital to hospital
Care for accident and emergency cases, Ground Ambulance transfer from roadside to hospital and hospital to hospital Standard: 
Essential: 
Bloom: 
Classic: 
Prime: 
Vintage: 
  Stabilization, Emergency Care,drugs and Investigations
Stabilization, Emergency Care,drugs and Investigations Standard: 
Essential: 
Bloom: 
Classic: 
Prime: 
Vintage: 
Preventive care, Mental Health & Wellness
      Most Popular
  Standard
Essential
Bloom
Classic
Prime
Vintage
  Benefit Sub-Categories
Benefits      
  TELEMEDICINE AND HEALTH COACH
TELEMEDICINE      
  Telemedicine app – chat with a doctor consultation online 24/7
Telemedicine app – chat with a doctor consultation online 24/7 Standard: 
Essential: 
Bloom: 
Classic: 
Prime: 
Vintage: 
  ANNUAL WELLNESS SCREENING
ANNUAL WELLNESS SCREENING      
  Physical examination, Visual Acuity, Blood presssure, Full blood count, Urinalysis.
Physical examination, Visual Acuity, Blood presssure, Full blood count, Urinalysis. Standard: 
Essential: 
Bloom: 
Classic: 
Prime: 
Vintage: 
  Serum cholesterol
Serum cholesterol Standard: 
Essential: 
Bloom: 
Classic: 
Prime: 
Vintage: 
  ALT / AST, ECG, E/U/Cr.
ALT / AST, ECG, E/U/Cr. Standard: 
Essential: 
Bloom: 
Classic: 
Prime: 
Vintage: 
  Cervical smear (every 2 years for women above 35 years), Mammogram – Breast Scan (every 2 years for women above 35 years), PSA, PSA for men
above 40 yrs
Cervical smear (every 2 years for women above 35 years), Mammogram – Breast Scan (every 2 years for women above 35 years), PSA. Standard: 
Essential: 
Bloom: 
Classic: 
Prime: 
Vintage: 
  LIFESTYLE MANAGEMENT
LIFESTYLE MANAGEMENT      
  Subsidized Fitness/ nutritional club membership (for non-network gym)
Subsidized Fitness/ nutritional club membership (for non-network gym) Standard: 
Essential: 5%
Bloom: 10%
Classic: 10%
Prime: 15%
Vintage: 20%
  Network Gym Access
Network Gym Access Standard: 
Essential: 
Bloom: 
Classic: 
Prime: 
Vintage: 
  On-site Health Checks, Health Talks or Wellness Fairs, Covid Home Care Kit – up to limit on the plan.
On-site Health Checks, Health Talks or Wellness Fairs, Covid Home Care Kit – up to limit on the plan. Standard: 
Essential: 
Bloom: 
Classic: 
Prime: 
Vintage: 
  MENTAL HEALTH
MENTAL HEALTH      
  Employee Assistance Program / Stress Management
Employee Assistance Program / Stress Management Standard: 
Essential: 
Bloom: 
Classic: 
Prime: 
Vintage: 
  Health Talks/Education forum or Wellness fairs
Health Talks/Education forum or Wellness fairs Standard: 
Essential: 
Bloom: 
Classic: 
Prime: 
Vintage: 
  Specialist Consultations on Outpatient Cases Only; limited based on type of plans
Specialist Consultations on Outpatient Cases Only; limited based on type of plans Standard: 4 weeks
Essential: 4 weeks
Bloom: 6 weeks
Classic: 8 weeks
Prime: 12 weeks
Vintage: 12 weeks
  Covid Home Care Kit – up to limit on the plan
Covid Home Care Kit – up to limit on the plan Standard:
Essential:
Bloom:
Classic:
Prime:
Vintage:
  SECOND OPINION ABROAD
SECOND OPINION ABROAD      
  SECOND OPINION ABROAD
SECOND OPINION ABROAD Standard: 
Essential: 
Bloom: 
Classic: 
Prime: 
Vintage: 
  MORTUARY SERVICES
MORTUARY SERVICES      
  MORTUARY SERVICES (For Family Only)
MORTUARY SERVICES (For Family Only) Standard: ₦20,000
Essential: ₦50,000
Bloom: ₦75,000
Classic: ₦100,000
Prime: ₦150,000
Vintage: ₦250,000

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