Consultation Coverage

Sub- Categories OAK BLOSSOM GOLDEN
General Consultations      
Hospital Network

Standard
Network

Selected
Networks
Exclusive
Networks
       
Region of cover   Nigeria  Nigeria Nigeria
Inpatient Overall Limit  N800,000   N1,500,000   N2,000,000 
Outpatient  N300,000   N500,000   N1,000,000 
       
Specialist Consultations Up to out
patient limit
Up to out
patient limit
Up to out
patient limit

Screening and Diagnostics

Sub- Categories OAK BLOSSOM GOLDEN
Adult Immunizations
(Yellow Fever, Hepatitis B
& Meningitis Vaccine)
ü ü ü
Advanced & Complex
Investigations (CT/MRI Scans)
N50,000 N75,000 N100,000
       
Chemistry/Heath Checks
( 3 months waiting period)
N75,000 N100,000 N150,000
Fasting Blood Sugar ü ü ü
Random Blood Sugar ü ü ü
Electrolyte, Urea and Creatinine ü ü ü
Prostate Specific Antigen ü ü ü
Serum albumin ü ü ü
Serum ALT/SGPT ü ü ü
Serum AST/SGOT ü ü ü
Serum Bilirubin
(Direct and Indirect)
ü ü ü
Microbiology ü ü ü
Malaria Parasite ü ü ü
Widal ü ü ü
Urine MCS ü ü ü
Stool MCS ü ü ü
Serology  ü ü ü
Hepatitis B Screening  ü ü ü
HIV Screening  ü ü ü
Genotype  ü ü ü
Blood group  ü ü ü
PAP's Smear ü ü ü
Mammogram ü ü ü
Basic Diagnostics N50,000 N75,000 N120,000
Chest X-Rays ü ü ü
Plain Abdominal X-Rays ü ü ü
Limbs X-Rays ü ü ü
Neck X-Rays ü ü ü
Skull X-Rays ü ü ü
Lumbosacral X-Rays ü ü ü
X-Rays of Body Joints ü ü ü
Ultrasound Scan ü ü ü
Haematological tests ü ü ü
Haemoglobin ü ü ü
Packed Cell Volume ü ü ü
White cell differential count ü ü ü
Full Blood Count
and differentials
ü ü ü
White Blood Cell count ü ü ü
Red Blood Cell count ü ü ü

Admission and Accommodation

Sub- Categories OAK BLOSSOM GOLDEN
Admission and
Accommodations
including feeding
General
ward
Semi-
private ward 
Private
ward 
Accommodation
including nursing care
and consumables 
 (15 days) (20 days) (30 days)
Inpatient medication ü ü ü
       
Intensive Care unit   1 day 2 days 3 days

Surgery, Dental, Eye, ENT, etc

Sub- Categories OAK BLOSSOM GOLDEN
ENT (Part of Surgical Limit) ü ü ü
Dental Care N30,000 N50,000 N80,000
Eye Care- Consultation,
Examination,
primary infections,
and Medications
N40,000 N50,000   N80,000  
Biennial Optical
Lenses and Frames
covered up to limit per plan
 (Lens N30,000) (Lens N35,000) (Lens N45,000)
Physiotheraphy Care N30,000 N40,000 N50,000
 Surgeries  includes minor,
intermediate and major –
(5 months waiting period)
N170,000 N280,000 N450,000

Chronic Treatments- Accident, Fertility, HIV, etc

Sub- Categories OAK BLOSSOM GOLDEN
Cancer Care: Surgical –
Chemotherapy – Radiotherapy
( 10 months waiting period)
N150,000 N300,000 N500,000
Renal Dialysis
( 10 months waiting period)
 2 session   3 sessions   5 sessions 
Chronic Disease
Management/Pharmacy Benefit
N150,000 N250,000 N350,000
Accidents and Emergencies:
Stabilization, Emergency drugs
N150,000 N300,000 N450,000
Ambulance & Emergencies
(Hospital to Hospital)
and (Home / Road Side to Hospital)
1
per annum
2
times per annum
3
times per annum

Preventive care, Mental Health & Wellness

Sub- Categories OAK BLOSSOM GOLDEN
Telemedcine & Health Coach: Chat and cosusult online 24/7 with a doctor ü ü ü
Death & Funeral which is only by natural & accidental cause  N50,000  N75,000  N100,000
SPA- as applicable on the plan ( 9 months waiting period) û Body Massage/ 1 session
per annnum
Body Massage/ 2 session
per annnum

Premium

Sub- Categories OAK BLOSSOM GOLDEN
Annual Premium  N159,000   N285,000  N570,550

Consultation Coverage

      Most Popular
  Oak Blossom Golden
  Sub- Categories
Sub- Categories      
  GENERAL CONSULTATION
GENERAL CONSULTATION      
  This involves treatment of basic medical and surgical (minor) outpatient cases.
This involves treatment of basic medical and surgical (minor) outpatient cases. Up to Outpatient limit Up to Outpatient limit Up to Outpatient limit
  HOSPITAL NETWORKS
HOSPITAL NETWORKS      
  Hospital Category Accessible
Hospital Category Accessible Standard Network Selected Networks Exclusive Networks
  COVER AND LIMIT
COVER AND LIMIT      
  Region of Cover
Region of Cover Nigeria Nigeria Nigeria
  Inpatient Overall Limit
Inpatient Overall Limit ₦800,000 ₦1,500,000 ₦2,000,000
  Outpatient Overall Limit
Outpatient Overall Limit ₦300,000 ₦500,000 ₦1,000,000
  SPECIALIST CONSULTATION
SPECIALIST CONSULTATION      
  Specialist Consultation – Outpatient Cases
Specialist Consultation – Outpatient Cases Up to Outpatient limit Up to Outpatient limit Up to Outpatient limit

Screening and Diagnostics

      Most Popular
  Oak Blossom Golden
  Sub- Categories
Benefits      
  Adult Immunizations (Yellow Fever, Hepatitis B & Meningitis Vaccine)
COMPLEX INVESTIGATIONS
  Advanced & Complex Investigations (CT/MRI Scans)
CT, Scan, MRI Scan and echocardiograph ₦50,000 ₦75,000 ₦100,000
  Chemistry/Heath Checks ( 3 months waiting period)
CHEMISTRY N75,000 N100,000 N150,000
  Basic Diagnostics
Basic Diagnostics N50,000 N75,000 N120,000
  Fasting Blood Sugar, Random Blood Sugar, Electrolyte, Urea and Creatinine, Prostate Specific Antigen, Serum albumin, Serum ALT/SGPT, Serum AST/SGOT, Serum Bilirubin (Direct and Indirect), Microbiology, Malaria Parasite, Widal, Urine MCS, Stool MCS, Serology, Hepatitis B Screening, HIV Screening, Genotype, Blood group, PAP's Smear, Mammogram, Chest X-Rays, Plain Abdominal X-Rays, Limbs X-Rays, Neck X-Rays
Skull X-Rays, Lumbosacral X-Rays, X-Rays of Body Joints, Ultrasound Scan, Haematological tests, Haemoglobin, Packed Cell Volume
White cell differential count, Full Blood Count and differentials, White Blood Cell count, Red Blood Cell count
  Annual Premium
Annual Premium N159,000 N285,000 N570,550

Admission and Accommodation

      Most Popular
  Oak Blossom Golden
  Sub- Categories
Benefits      
  ADMISSIONS AND ACCOMMODATION
ADMISSIONS AND ACCOMMODATION      
  Inpatient Medication
Inpatient Medication
  Accommodation Type(including feeding)
Accommodation Type General Ward Semi-private Ward Private Ward
  Accomodation including nursing care and consumables
Accomodation including nursing care and consumables 15 days 20 days 30 days
  Feeding on admission
Feeding on admission
  INTENSIVE CARE UNIT
INTENSIVE CARE UNIT      
  No of days applicable on the plan
No of days applicable on the plan 1 day 2 days 3 days

Surgery, Dental, Eye, ENT, etc

      Most Popular
  Oak Blossom Golden
  Sub- Categories
Benefits      
  ENT
ENT      
  ENT Surgeries (Part of Surgical Limit)
ENT Surgeries (part of surgical limit)
  DENTAL CARE
DENTAL CARE      
  Dental Care
All dental care covered up to the limit per plan ₦30,000 ₦50,000 ₦80,000
  EYE CARE
EYE CARE      
  Eye Care- Consultation, Examination, primary infections, and Medications
Primary Eye Care- Consultation, Examination, primary infections and Medications ₦40,000 ₦50,000 ₦80,000
  Biennial Optical Lenses and Frames covered up to limit per plan
Biennial Optical Lenses and Frames covered up to limit per plan (Lens N30,000) (Lens N35,000) (Lens N45,000)
  PHYSIOTHERAPY CARE
PHYSIOTHERAPY CARE
 
Physiotherapy Care; limit per plan ₦30,000 ₦40,000

₦50,000

  SURGERY
SURGERY      
  Surgeries  includes minor, intermediate and major – (5 months waiting period)
Surgeries includes minor, intermediate and major – (5 months waiting period) ₦170,000 ₦280,000 ₦450,000

Chronic Treatments- Accident, Fertility, HIV, etc

      Most Popular
  Oak Blossom Golden
  Sub- Categories
Benefits      
  CANCER CARE
CANCER CARE      
  Surgical – Chemotherapy – Radiotherapy; limits per plan (10 months waiting period)
Surgical – Chemotherapy – Radiotherapy; limits per plan (10 months waiting period) ₦150,000 ₦300,000 ₦500,000
  RENAL CARE
RENAL CARE      
  Dialysis sessions limit per plans (10 months waiting period)
Dialysis sessions limit per plans (10 months waiting period) 2 session 3 sessions 5 sessions
  CHRONIC DISEASE MANAGEMENT / PHARMACY BENEFIT
CHRONIC DISEASE MANAGEMENT / PHARMACY BENEFIT      
  Chronic Disease Management/ Pharmacy Benefit; Limit per plan
Chronic Disease Management/ Pharmacy Benefit; Limit per plan ₦150,000 ₦250,000 ₦350,000
  Accidents and Emergencies : Stabilization, Emergency drugs
Accidents and Emergencies : Stabilization, Emergency drugs ₦150,000 ₦300,000 ₦450,000
  Ambulance & Emergencies (Hospital to Hospital) and (Home/ Road Side to Hospital)
Ambulance & Emergencies (Hospital to Hospital) and (Home/ Road Side to Hospital) 1 per annum 2 times per annum 3 times per annum

Preventive care, Mental Health & Wellness

      Most Popular
  Oak Blossom Golden
  Sub- Categories
Benefits      
  TELEMEDICINE
TELEMEDICINE      
  Telemedcine & Health Coach : Chat and cosusult online 24/7 with a doctor
Telemedicine app – chat with a doctor consultation online 24/7
  DEATH BENEFIT
DEATH BENEFIT      
  Death & Funeral which is only by natural & accidental cause
Death & Funeral which is only by natural & accidental cause ₦50,000 ₦75,000 ₦100,000
  SPA
SPA      
  SPA – as applicable on the plan (9 months waiting period)
SPA – as applicable on the plan (9 months waiting period) Body Massage (1 session per annum) Body Massage (2 sessions per annum)

Premium

      Most Popular
  Oak Blossom Golden
  Sub- Categories
Benefits      
  ANNUAL PREMIUM
ANNUAL PREMIUM      
  Annual Premium per individual
Annual Premium per individual ₦159,000 ₦285,000 ₦570,550

Top

Limited time offer

You deserve to be in control
of your life, don't wait,
do it now for 5% off

Limited time offer

You deserve to be in control
of your life, don't wait,
do it now for 5% off