Consultation Coverage
Benefit Sub-Categories
Smart Lite
Smart Care
Smart Plus
Smart Pearl
Region of cover
Nigeria
Nigeria
Nigeria
Nigeria
Annual benefit limits per individual
N500,000
N750,000
N1,000,000
N2,000,000
.
GENERAL CONSULTATION (OUTPATIENT CASES)
This involves treatment of basic medical and surgical (minor) outpatient cases.
N100,000
N150,000
N250,000
N400,000
.
SPECIALIST CONSULTATION: This includes all specialist fees. The list of diagnosis under this plan is inexhaustive
O and G specialist
General Surgeon
Cardiologist
Pediatrician
Pediatric surgeon
Dermatologist
Endocrinologist
Hematologist
Cardiothoracic surgeon
ENT Surgeon
Urologist
Orthopaedic Surgeon
Gastroenterologist
Psychiatrist
Neurosurgeon
Neurologist
Nephrologist
Pulmonologist/Respiratory Physician
Oncologist
Pathologist
Family Physician
Dietician (strictly for newly diagnosed Diabetes)
Oral and Maxillofacial Surgeon
Neonatologist
Screening and Diagnostics
Benefit Sub-Categories
Smart Lite
Smart Care
Smart Plus
Smart Pearl
LABORATORY
Hematology
Haemoglobin
Packed Cell Volume
White cell differential count
Full Blood Count and differentials
White Blood Cell count
Red Blood Cell count
Grouping and Cross Matching
Erythrocyte Sedimentation Rate (ESR)
MCHC
MCH
MCV
Blood Film
Blood Pregnancy (Beta HCG) Test
Clotting Time
Bleeding Time
.
ADVANCED & COMPLEX INVESTIGATIONS
Limit to 1 session Annually
CT Scan, MRI Scan and echocardiograph
CT scan only
.
Chemistry
Fasting Blood Sugar
Random Blood Sugar
Electrolyte, Urea and Creatinine
Prostate Specific Antigen
Serum albumin
Serum ALT/SGPT
Serum AST/SGOT
Serum Bilirubin (Direct and Indirect)
2 Hours Post-prandial Blood Sugar
Oral Glucose Tolerance Test (OGTT)
Glucose Challenge Test
Lipid Profile (Fasting) (Cholesterol, HDL, LDL, Triglyceride Profile)
Serum Sodium
Serum Calcium
Serum Magnesium
Serum Potasium
Serum Lithium
Serum Chloride
Serum Bicarbonate
Serum Alkaline Phosphate
Serum Acid Phosphate
Serum Inorganic Phosphate
Serum Lactate Dehydrogenase
Serum Gamma Glutamyl Transferase
Prothrombin time (PT/INR)
Urine Pregnancy Test
Blood urea Nitrogen
HBA1C
G-6PD Screening
Thyroid Function Tests
Serum Uric Acid
Creatinine phosphokinase
Pap Smear and Cytology
Prostate Specific Antigen
Protein Electrophoresis
Serum Creatinine Phosphokinase
Serum Iron
24 Hour Creatinine Clearance
Coomb’s Test (Indirect)
Coomb’s Test (Direct)
Osmotic Fragility Test
D-Dimer
Admission and Accommodation
Benefit Sub-Categories
Smart Lite
Smart Care
Smart Plus
Smart Pearl
ADMISSIONS AND ACCOMMODATION
N100,000
N150,000
N200,000
N250,000
Accommodation Type
General ward
General ward
General ward
Semi – private
Accommodation including nursing care and consumables (Annual limit)
15 days
17 days
20 days
25 days
Feeding on admission (covered only for the admitted enrollee)
Accommodation for parents whose infants are on admission
2 days
2 days
2 days
3 days
Inpatient /Hospitalization Benefit Abroad
.
INTENSIVE CARE UNIT
No of days applicable on the plan
3 days
Maternal & Infant Care
Benefit Sub-Categories
Smart Lite
Smart Care
Smart Plus
Smart Pearl
NEONATE CARE
N100,000
N150,000
N200,000
N250,000
Special Baby Care Unit (Intensive care Unit-including life support, Phototherapy & Incubator care). limit per plan
N200,000
N250,000
N300,000
Post Natal care- 6 weeks
Congenital anomaly treatment (for children born on the plan). Limits per plan
N200,000
N300,000
N300,000
.
IMMUNIZATIONS (0-5 YEARS)
Bacille Calmette-Guerin (BCG for Tuberculosis)
Oral Poliovirus Vaccines (OPV)
Pentavalent
Hepatitis B Vaccine (HBV)
Vitamin A
Measles
Yellow Fever
Meningitis Vaccine
Measles, Mumps, and Rubella (MMR)
Inactivated Polio Vaccine (IPV)
Rotavirus Vaccine
Diphtheria-Tetanus-Pertussis (DPT)
Pneumococcal Vaccine
Typhoid Vaccine
Human Papillomavirus Vaccine (HPV)
.
OBSTETRICS AND GYNAECOLOGY
N150,000
N200,000
N250,000
N300,000
Antenatal care
Induction of labour & Normal delivery
Assisted delivery
Emergency or Elective Caesarean Section (subject to surgical limit)
Reimbursement for delivery abroad, limits per plan
Therapeutic Abortion (Manual Vacuum Aspiration)
Surgery, Dental, Eye, ENT, etc
Benefit Sub-Categories
Smart Lite
Smart Care
Smart Plus
Smart Pearl
ENT
Treatment of ENT diseases and removal of foreign bodies
ENT Surgeries – (part of the surgical limit)
.
DENTAL CARE: All care covered under the plan up to the limits
N7,500
N10,000
N12,500
N15,000
Dental Consultation, Imaging, Endodontic treatment, Extraction
Preventive Treatment: Prophylactic Scaling and Polishing
Gum Treatment & Surgeries, Restorative Treatments
Pharmacy: Prescribed Drugs
Dental Crowning
Subject to the dental limit
Subject to the dental limit
Subject to the dental limit
Subject to the dental limit
Oral and Maxillofacial Surgery
Subject to the surgical limit
Subject to the surgical limit
Subject to the surgical limit
Subject to the surgical limit
.
EYE CARE
Primary Eye Care- Consultation, Examination, primary infections, and Medications
Advanced Ocular tests (Central Visual Field, Depth Perception Test, Schirmer Tear Test, Amsler Test, Retina Photography, OCT Scan, A Scan, B Scan)
Limit to N30,000 per annum
Eye Surgeries covered as part of over all surgerical limit
Biennial Optical Lenses and Frames covered up to annual limit per plan
N5,000
N7,500
N10,000
N12,500
.
PHYSIOTHERAPY CARE
Number of sessions limit per plan
3 sessions
5 sessions
Specialist Consultation and Preventive Counselling
Pain therapy
Access to prescribed drugs
Cervical Collar, Lumber Corsets, Knee and Ankle Braces (on prescription)
.
Surgeries (Minor, Intermediate and Major)
N100,000
N150,000
N200,000
N350,000
Chronic Treatments- Accident, Fertility, HIV, etc
Benefit Sub-Categories
Smart Lite
Smart Care
Smart Plus
Smart Pearl
FERTILITY SERVICES
Investigation limits per plan
N10,000
N15,000
N20,000
.
HIV / AIDS TREATMENT (at designated referral centres)
Covered
Covered
Covered
Covered
.
CANCER CARE
Consultation, Admission, Counselling, Hospice Care , Surgical – Chemotherapy – Radiotherapy; limits per plan
N100,000
N250,000
N350,000
.
RENAL CARE
Dialysis sessions limit per plans
2 sessions
2 sessions
4 sessions
.
CHRONIC DISEASE MANAGEMENT / PHARMACY BENEFIT
Drug delivery and pick up at partner pharmacies
N10,000
N20,000
N30,000
N50,000
Personal health equipment – BP machine and Glucometer (to be picked up at our partner pharmacies, subject to the subsidized annual limit, being an enrollee for a minimum period of 9 months and confirmation from Bastion’s quality assurance team)
.
ACCIDENT AND EMERGENCY CARE
Care for accident and emergency cases, Ground Ambulance transfer from the roadside to hospital,hospital to hospital
Stabilization, Emergency Care,drugs and Investigations
Preventive care, Mental Health & Wellness
Benefit Sub-Categories
Smart Lite
Smart Care
Smart Plus
Smart Pearl
TELEMEDICINE AND HEALTH COACH
Telemedicine app – chat with a doctor consultation online 24/7
.
ANNUAL WELLNESS SCREENING (at designated facilities)
Physical examination (BMI)
Visual Acuity
Blood pressure
Fasting Blood Sugar
Full blood count
Urinalysis
serum cholesterol
ALT / AST
ECG
E/U/Cr
Mammogram- Breast scan, cervical smears every 2 years for women above 35 years,
PSA for men above 40 yrs
Pap Smear (to be done once in 3 years)
.
LIFESTYLE MANAGEMENT
Network Gym Access
.
MENTAL HEALTH
Specialist Consultations on Outpatient Cases Only; limited based on type of plans
1 sessions per year
1 sessions per year
2 sessions per year
2 sessions per year
Inpatient Psychiatry Cover
.
SECOND OPINION CONSULTATION
Second opinion diagnosis and treatment from providers within Bastion’s network
Line of treatment confirmation from Internationally Certified Medical and Surgical Specialists Outside Africa
.
MORTUARY SERVICES FOR FAMILY
N5,000
N7,500
N10,000
N20,000
Premium
Premium
Smart Lite
Smart Care
Smart Plus
Smart Pearl
Annual premium per individual
₦45,080
₦60,422
₦72,520
₦84,552
.
Consultation Coverage
| Most Popular | ||||
|---|---|---|---|---|
| Smart Lite | Smart Care | Smart Plus | Smart Pearl | |
| Benefit Sub-Categories <!-- | ||||
| Benefits <!-- | ||||
| CONSULTATION (OUTPATIENT CASES) <!-- | ||||
| GENERAL CONSULTATION <!-- | ||||
| This involves treatment of basic medical and surgical (minor) outpatient cases. <!-- | ₦100,000 | ₦150,000 | ₦250,000 | ₦400,000 |
| HOSPITAL NETWORKS <!-- | ||||
| Hospital Category Accessible <!-- | ||||
| COVER AND LIMIT <!-- | ||||
| COVER AND LIMIT <!-- | ||||
| Region of Cover <!-- | ||||
| Region of Cover <!-- | Nigeria | Nigeria | Nigeria | Nigeria |
| Annual benefit limits per individual <!-- | ||||
| Annual benefit limits per individual <!-- | ₦500,000 | ₦750,000 | ₦1,000,000 | ₦2,000,000 |
| GENERAL CONSULTATION <!-- | ||||
| SPECIALIST CONSULTATION <!-- | ||||
| O and G specialist, General Surgeon, Cardiologist, Pediatrician, Pediatric surgeon, Dermatology, Endocrinology, Hematology, cardiothoracic surgeon, ENT Surgeon, Urologist Orthopaedic Surgeon, Gastroenterologist, Psychiatrist, Neonatologist <!-- |
||||
| O and G specialist, Pediatrician, Hematology, Endocrinology, Urologist, Dermatology, Cardiologist, General Surgeon, Gastroenterologist, Psychiatrist, Pediatric surgeon, Orthopedic Surgeon, ENT Surgeon, Neonatologist, Cardiothoracic surgeon <!-- | ✔ | ✔ | ✔ | ✔ |
| Priority Support | ||||
| Priority Support | ||||
| Profile / Video Search | ||||
| Profile / Video Search | ||||
| Metrics | ||||
| Metrics | ||||
| Featured Jobs | ||||
| Featured Jobs | ||||
| Partner Applications: Background Checks, Assessments, Training | ||||
Partner Applications:
|
Additional Fee | |||
| Free | $20.00 | $50.00 | $900.00 | |
| Some Products Available A La Carte | |||
|---|---|---|---|
| Archiving | ATS Integrations | ||
| Account setup support | White labeling | ||
Screening and Diagnostics
| Most Popular | ||||
|---|---|---|---|---|
| Smart Lite | Smart Care | Smart Plus | Smart Pearl | |
| Benefit Sub-Categories <!-- | ||||
| Benefits <!-- | ||||
| LABORATORY <!-- | ||||
| LABORATORY <!-- | ||||
| Chest X-Rays, Plain Abdominal X-Rays, Limbs X-Rays, Neck X-Rays, Skull X-Rays, Lumbosacral X-Rays, X-Rays of Body Joints, Ultrasound Scan, Haematological tests, Haemoglobin Packed Cell Volume, White cell differential count, Full Blood Count and differentials, White Blood Cell count, Red Blood Cell count <!-- |
||||
| Skull X-Rays, Red Blood Cell count, Ultrasound Scan, White Blood Cell count, Limbs X-Rays, Neck X-Rays, Packed Cell Volume, Hematological tests, Full Blood Count and differentials, Lumbosacral X-Rays, White cell differential count, Hemoglobin, Plain Abdominal X-Rays, Chest X-Rays, X-Rays of Body Joints. <!-- | ✔ | ✔ | ✔ | ✔ |
| ADVANCED & COMPLEX INVESTIGATIONS <!-- | ||||
| COMPLEX INVESTIGATIONS <!-- | ||||
| CT, Scan, MRI Scan and echocardiograph <!-- | ||||
| CT, Scan, MRI Scan and echocardiograph <!-- | ✖ | ✖ | ✖ | CT scan only |
| CHEMISTRY <!-- | ||||
| CHEMISTRY <!-- | ||||
| Fasting Blood Sugar <!-- | ||||
| Fasting Blood Sugar, Random Blood Sugar, Electrolyte, Urea and Creatinine, Prostate Specific Antigen, Serum albumin, Serum ALT/SGPT, Serum AST/SGOT, Serum Bilirubin (Direct and Indirect), Microbiology, Malaria Parasite, Widal, Urine MCS, Stool MCS, Serology, Hepatitis B Screening, HIV Screening, Genotype, Blood group <!-- |
||||
| Microbiology, Urine MCS, HIV Screening, Prostate Specific Antigen, Random Blood Sugar, Blood group, Serology, Stool MCS, Serum AST/SGOT, Serum albumin, Fasting Blood Sugar, Malaria Parasite, Genotype, Widal, Hepatitis B Screening, Electrolyte, Urea and Creatinine, Serum ALT/SGPT, Serum Bilirubin (Direct and Indirect). <!-- | ✔ | ✔ | ✔ | ✔ |
| Annual benefit limits per individual | ||||
| Annual benefit limits per individual <!-- | Jade: ₦500,000 Beryl: ₦750,000 |
Ruby: ₦1,000,000 Sapphire: ₦1,500,000 |
Emerald: ₦2,500,000 Diamond: ₦3,500,000 |
Crimson: ₦5,000,000 |
| SPECIALIST CONSULTATION <!-- | ||||
| SPECIALIST CONSULTATION <!-- | ||||
| O and G specialist, Pediatrician, Hematology, Endocrinology, Urologist, Dermatology, Cardiologist, General Surgeon, Gastroenterologist, Psychiatrist, Pediatric surgeon, Orthopedic Surgeon, ENT Surgeon, Neonatologist, Cardiothoracic surgeon. <!-- | ||||
| O and G specialist, Pediatrician, Hematology, Endocrinology, Urologist, Dermatology, Cardiologist, General Surgeon, Gastroenterologist, Psychiatrist, Pediatric surgeon, Orthopedic Surgeon, ENT Surgeon, Neonatologist, Cardiothoracic surgeon <!-- | ||||
| Priority Support | ||||
| Priority Support | ||||
| Profile / Video Search | ||||
| Profile / Video Search | ||||
| Metrics | ||||
| Metrics | ||||
| Featured Jobs | ||||
| Featured Jobs | ||||
| Partner Applications: Background Checks, Assessments, Training | ||||
Partner Applications:
|
Additional Fee | |||
| Free | $20.00 | $50.00 | $900.00 | |
| Some Products Available A La Carte | |||
|---|---|---|---|
| Archiving | ATS Integrations | ||
| Account setup support | White labeling | ||
Admission and Accommodation
| Most Popular | ||||
|---|---|---|---|---|
| Smart Lite | Smart Care | Smart Plus | Smart Pearl | |
| Benefit Sub-Categories <!-- | ||||
| Benefits <!-- | ||||
| ADMISSIONS AND ACCOMMODATION <!-- | ||||
| ADMISSIONS AND ACCOMMODATION <!-- | ||||
| Limit per plan <!-- | ||||
| Limit per plan <!-- | ₦100,000 | ₦150,000 | ₦200,000 | ₦250,000 |
| Accommodation Type <!-- | ||||
| Accommodation Type <!-- | General Ward | General Ward | Semi-private | Semi-private |
| Accomodation including nursing care and consumables <!-- | ||||
| Accomodation including nursing care and consumables <!-- | 15 days | 17 days | 20 days | 25 days |
| Feeding on admission <!-- | ||||
| Feeding on admission <!-- | ✔ | ✔ | ✔ | ✔ |
| Accommodation for parents whose infants are on admission <!-- | ||||
| Accomodation for parents whose infants are on admission <!-- | 2 days | 2 days | 2 days | 3 days |
| Inpatient /Hospitalization Benefit Abroad <!-- | ||||
| Inpatient /Hospitalization Benefit Abroad <!-- | ✖ | ✖ | ✖ | ✖ |
| INTENSIVE CARE UNIT <!-- | ||||
| INTENSIVE CARE UNIT <!-- | ||||
| No of days applicable on the plan <!-- | ||||
| No of days applicable on the plan <!-- | ✖ | ✖ | ✖ | 3 days |
| O and G specialist, Pediatrician, Hematology, Endocrinology, Urologist, Dermatology, Cardiologist, General Surgeon, Gastroenterologist, Psychiatrist, Pediatric surgeon, Orthopedic Surgeon, ENT Surgeon, Neonatologist, Cardiothoracic surgeon. <!-- | ||||
| O and G specialist, Pediatrician, Hematology, Endocrinology, Urologist, Dermatology, Cardiologist, General Surgeon, Gastroenterologist, Psychiatrist, Pediatric surgeon, Orthopedic Surgeon, ENT Surgeon, Neonatologist, Cardiothoracic surgeon <!-- | ||||
| Priority Support | ||||
| Priority Support | ||||
| Profile / Video Search | ||||
| Profile / Video Search | ||||
| Metrics | ||||
| Metrics | ||||
| Featured Jobs | ||||
| Featured Jobs | ||||
| Partner Applications: Background Checks, Assessments, Training | ||||
Partner Applications:
|
Additional Fee | |||
| Free | $20.00 | $50.00 | $900.00 | |
| Some Products Available A La Carte | |||
|---|---|---|---|
| Archiving | ATS Integrations | ||
| Account setup support | White labeling | ||
Maternal & Infant Care
| Most Popular | ||||
|---|---|---|---|---|
| Smart Lite | Smart Care | Smart Plus | Smart Pearl | |
| Benefit Sub-Categories <!-- | ||||
| Benefits <!-- | ||||
| NEONATE CARE <!-- | ||||
| NEONATE CARE <!-- | ||||
| Special Baby Care Unit (Intensive care Unit-including life support, Phototherapy & Incubator care). limit per plan <!-- | ||||
| Special Baby Care Unit (Intensive care Unit-including life support, Phototherapy & Incubator care). limit per plan <!-- | ✖ | 2 days | 3 days | 5 days |
| Congenital anomaly treatment (for children born on the plan). Limits per plan <!-- | ||||
| Congenital anomaly treatment (for children born on the plan). Limits per plan <!-- | ✖ | ₦200,000 | ₦300,000 | ₦300,000 |
| IMMUNIZATIONS (0-5 YEARS) ADULTS (5 – 18 YEARS) <!-- | ||||
| IMMUNIZATIONS (0-5 YEARS) ADULTS (5 – 18 YEARS) <!-- | ||||
| BCG, OPV. <!-- | ||||
| BCG, OPV. <!-- | ✔ | ✔ | ✔ | ✔ |
| PENTAVALENT <!-- | ||||
| PENTAVALENT <!-- | ✖ | ✔ | ✔ | ✔ |
| HBV, VITAMIN A, MEASLES, YELLOW FEVER, MENINGITIS VACCINE, MMR. <!-- | ||||
| HBV, VITAMIN A, MEASLES, YELLOW FEVER, MENINGITIS VACCINE, MMR. <!-- | ✔ | ✔ | ✔ | ✔ |
| IPV, ROTAVIRUS VACCINE, PNEUMOCOCCAL VACCINE, TYPHOID VACCINE, HPV VACCINE <!-- | ||||
| PNEUMOCOCCAL VACCINE. <!-- | ✖ | ✖ | ✖ | ✖ |
| OBSTETRICS AND GYNAECOLOGY <!-- | ||||
| OBS AND GYN <!-- | ||||
| Limits per plan <!-- | ₦150,000 | ₦200,000 | ₦250,000 | ₦300,000 |
| Antenatal care, Induction of labour & Normal delivery, Assisted delivery, Emergency or Elective Caesarean Section, Post Natal care- 6 weeks <!-- | ||||
| Antenatal care, Induction of labour & Normal delivery, Assisted delivery, Emergency or Elective Caesarean Section, Post Natal care – 6 weeks <!-- | ✔ | ✔ | ✔ | ✔ |
| Family Planning Services – Pills, Injectables, Copper IUCD, tubal ligation and Vasectomy | ||||
| Family Planning Services – Pills, Injectables, Copper IUCD, tubal ligation and Vasectomy | Only pills & IUCD | Only pills & IUCD | Only pills & IUCD | Only pills & IUCD |
| Reimbursement for delivery abroad, limits per plan | ||||
| Reimbursement for delivery abroad, limits per plan | ✖ | ✖ | ✖ | ✖ |
| Reimbursement for delivery abroad, limits per plan <!-- | ||||
| Reimbursement for delivery abroad, limits per plan | Jade: Beryl: |
Ruby: Sapphire: |
Emerald: Normal - $70, CS - $100 Diamond: Normal - $100, CS - $150 |
Crimson: Normal - $150, CS - $250 |
| Featured Jobs | ||||
| Featured Jobs | ||||
| Partner Applications: Background Checks, Assessments, Training | ||||
Partner Applications:
|
Additional Fee | |||
| Free | $20.00 | $50.00 | $900.00 | |
| Some Products Available A La Carte | |||
|---|---|---|---|
| Archiving | ATS Integrations | ||
| Account setup support | White labeling | ||
Surgery, Dental, Eye, ENT, etc
| Most Popular | ||||
|---|---|---|---|---|
| Smart Lite | Smart Care | Smart Plus | Smart Pearl | |
| Benefit Sub-Categories <!-- | ||||
| Benefits <!-- | ||||
| ENT (Part of Surgical Limits) <!-- | ||||
| ENT <!-- | ||||
| Treatment of ENT diseases and removal of foreign bodies | ||||
| ENT Surgeries (part of surgical limit) <!-- | ✖ | ✔ | ✔ | ✔ |
| ENT Surgeries – (part of the surgical limit) <!-- | ||||
| Treatment of ENT diseases and removal of foreign bodies <!-- | ✖ | ✔ | ✔ | ✔ |
| DENTAL CARE <!-- | ||||
| DENTAL CARE <!-- | ₦7,500 | ₦10,000 | ₦12,500 | ₦15,000 |
| Dental Consultation, Imaging, Endodontic treatment, Extraction, Preventive Treatment: Prophylaxis, Gum Treatment & Surgeries, Restorative Treatments, Pharmacy: Prescribed Drugs, Orthodontic Treatment <!-- |
||||
| All dental care covered up to the limit per plan <!-- | ✔ | ✔ | ✔ | ✔ |
| EYE CARE <!-- | ||||
| EYE CARE <!-- | ||||
| Primary Eye Care- Consultation, Examination, primary infections and Medications <!-- | ||||
| Primary Eye Care- Consultation, Examination, primary infections and Medications <!-- | ✔ | ✔ | ✔ | ✔ |
| Eye Surgeries covered as part of over all surgerical limit<!-- | ||||
| Eye Surgeries <!-- | ✔ | ✔ | ✔ | ✔ |
| Biennial Optical Lenses and Frames covered up to limit per plan <!-- | ||||
| Biennial Optical Lenses and Frames covered up to limit per plan <!-- | ₦5,000 | ₦7,500 | ₦10,000 | ₦12,500 |
| PHYSIOTHERAPY CARE <!-- | ||||
| PHYSIOTHERAPY CARE <!-- | ||||
| Specialist Consultation | ||||
| Specialist Consultation | ✖ | ✖ | ✔ | ✔ |
| Number of sessions limit per plan <!-- | ||||
| Number of sessions limit per plan | ✖ | ✖ | 3 sessions | 5 sessions |
| Pain therapy <!-- | ||||
| Pain therapy <!-- | ✖ | ✖ | ✔ | ✔ |
| SURGERY <!-- | ||||
| SURGERY <!-- | ||||
| Surgeries (Minor, Intermediate and Major) <!-- | ||||
| Surgeries (Minor, Intermediate and Major) <!-- | ₦100,000 | ₦150,000 | ₦200,000 | ₦350,000 |
| Partner Applications: Background Checks, Assessments, Training | ||||
Partner Applications:
|
Additional Fee | |||
| Free | $20.00 | $50.00 | $900.00 | |
| Some Products Available A La Carte | |||
|---|---|---|---|
| Archiving | ATS Integrations | ||
| Account setup support | White labeling | ||
Chronic Treatments- Accident, Fertility, HIV, etc
| Most Popular | ||||
|---|---|---|---|---|
| Smart Lite | Smart Care | Smart Plus | Smart Pearl | |
| Benefit Sub-Categories <!-- | ||||
| Benefits <!-- | ||||
| FERTILITY SERVICES <!-- | ||||
| FERTILITY SERVICES <!-- | ||||
| Consultation and basic Investigations only, limits per plan <!-- | ||||
| Investigation and treatment at limits per plan <!-- | ✖ | ₦10,000 | ₦15,000 | ₦20,000 |
| HIV / AIDS TREATMENT <!-- | ||||
| HIV / AIDS TREATMENT <!-- | ||||
| HIV / AIDS TREATMENT (at designated approved centres) <!-- | ||||
| HIV / AIDS TREATMENT (at designated approved centres) <!-- | ✔ | ✔ | ✔ | ✔ |
| CANCER CARE <!-- | ||||
| CANCER CARE <!-- | ||||
| Consultation, Admission, Counselling, Hospice Care , Surgical – Chemotherapy – Radiotherapy; limits per plan <!-- | ||||
| Consultation, Admission, Counselling, Hospice Care , Surgical – Chemotherapy – Radiotherapy; limits per plan <!-- | ✖ | ₦100,000 | ₦250,000 | ₦350,000 |
| RENAL CARE <!-- | ||||
| RENAL CARE <!-- | ||||
| Dialysis sessions limit per plans <!-- | ||||
| Dialysis sessions limit per plans <!-- | ✖ | 2 sessions | 2 sessions | 4 sessions |
| CHRONIC DISEASE MANAGEMENT / PHARMACY BENEFIT <!-- | ||||
| CHRONIC DISEASE MANAGEMENT / PHARMACY BENEFIT <!-- | ||||
| Drug delivery and pick up at partner pharmacies <!-- | ||||
| Drug delivery and pick up at partner pharmacies <!-- | ₦10,000 | ₦20,000 | ₦30,000 | ₦50,000 |
| Personal health equipment – BP machine, Glucometer, Trackers <!-- | ||||
| Personal health equipment – BP machine, Glucometer, Trackers <!-- | ✖ | ✖ | ✖ | ✖ |
| ACCIDENT AND EMERGENCY CARE <!-- | ||||
| ACCIDENT AND EMERGENCY CARE <!-- | ||||
| Care for accident and emergency cases, Ambulance transfer from roadside to hospital and hospital to hospital <!-- | ||||
| Care for accident and emergency cases, Ambulance transfer from roadside to hospital and hospital to hospital <!-- | ✔ | ✔ | ✔ | ✔ |
| Stabilization, Emergency drugs and Investigations <!-- | ||||
| Stabilization, Emergency drugs and Investigations <!-- | ✔ | ✔ | ✔ | ✔ |
| Drug delivery and pick up at partner pharmacies | ||||
| Drug delivery and pick up at partner pharmacies | Smart Lite: ₦10,000 | Smart Care: ₦20,000 | Smart Plus: ₦30,000 | Smart Pearl: ₦50,000 |
| Drug delivery and pick up at partner pharmacies <!-- | ||||
| Drug delivery and pick up at partner pharmacies | Jade: Beryl: |
Ruby: Sapphire: |
Emerald: ₦50,000 Diamond: ₦80,000 |
Crimson: ₦100,000 |
| Pain therapy | ||||
| Pain therapy <!-- | Jade: Beryl: |
Ruby: Sapphire: |
Emerald: Diamond: |
Crimson: |
| SURGERY <!-- | ||||
| SURGERY <!-- | ||||
| Surgeries (Minor, Intermediate and Major) <!-- | ||||
| Surgeries (Minor, Intermediate and Major) <!-- | Jade: ₦100,000 Beryl: ₦200,000 |
Ruby: ₦300,000 Sapphire: ₦400,000 |
Emerald: ₦500,000 Diamond: ₦750,000 |
Crimson: ₦1,000,000 |
| Partner Applications: Background Checks, Assessments, Training | ||||
Partner Applications:
|
Additional Fee | |||
| Free | $20.00 | $50.00 | $900.00 | |
| Some Products Available A La Carte | |||
|---|---|---|---|
| Archiving | ATS Integrations | ||
| Account setup support | White labeling | ||
Preventive care, Mental Health & Wellness
| Most Popular | ||||
|---|---|---|---|---|
| Smart Lite | Smart Care | Smart Plus | Smart Pearl | |
| Benefit Sub-Categories <!-- | ||||
| Benefits <!-- | ||||
| TELEMEDICINE AND HEALTH COACH <!-- | ||||
| TELEMEDICINE <!-- | ||||
| Telemedicine app – chat with a doctor consultation online 24/7 <!-- | ||||
| Telemedicine app – chat with a doctor consultation online 24/7 <!-- | ✔ | ✔ | ✔ | ✔ |
| ANNUAL WELLNESS SCREENING <!-- | ||||
| ANNUAL WELLNESS SCREENING <!-- | ||||
| Physical examination, Visual Acuity, Blood presssure, Full blood count <!-- | ||||
| Physical examination, Visual Acuity, Blood presssure, Full blood count <!-- | ✖ | ✔ | ✔ | ✔ |
| Urinalysis <!-- | ||||
| Urinalysis <!-- | ✖ | ✖ | ✔ | ✔ |
| Serum cholesterol, ALT / AST, ECG, E/U/Cr. <!-- | ||||
| Serum cholesterol, ALT / AST, ECG, E/U/Cr. <!-- | ✖ | ✖ | ✖ | ✔ |
| LIFESTYLE MANAGEMENT <!-- | ||||
| LIFESTYLE MANAGEMENT <!-- | ||||
| Subsidized Fitness/ nutritional club membership (for non-network gym) <!-- | ||||
| Subsidized Fitness/ nutritional club membership (for non-network gym) <!-- | ✖ | ✖ | 5% | 7% |
| Network Gym Access <!-- | ||||
| Covid Home Care Kit – up to limit on the plan | ✖ | ✖ | ✖ | ✖ |
| MENTAL HEALTH <!-- | ||||
| MENTAL HEALTH <!-- | ||||
| Employee Assistance Program / Stress Management <!-- | ||||
| Employee Assistance Program / Stress Management <!-- | ✖ | ✖ | ✖ | ✔ |
| Specialist Consultations on Outpatient Cases Only; limited based on type of plans <!-- | ||||
| Specialist Consultations on Outpatient Cases Only; limited based on type of plans <!-- | 2 weeks | 3 weeks | 4 weeks | 6 weeks |
| Covid Home Care Kit – up to limit on the plan | ||||
| ✔ | ✔ | ✔ | ✔ | |
| SECOND OPINION ABROAD | ||||
| ✖ | ✖ | ✖ | ✖ | |
| MORTUARY SERVICES <!-- | ||||
| MORTUARY SERVICES <!-- | ||||
| MORTUARY SERVICES (For Family Only) <!-- | ||||
| MORTUARY SERVICES (For Family Only) <!-- | ₦5,000 | ₦7,500 | ₦10,000 | ₦20,000 |
| Partner Applications: Background Checks, Assessments, Training | ||||
Partner Applications:
|
Additional Fee | |||
| Free | $20.00 | $50.00 | $900.00 | |
| Some Products Available A La Carte | |||
|---|---|---|---|
| Archiving | ATS Integrations | ||
| Account setup support | White labeling | ||
Premium
| Most Popular | ||||
|---|---|---|---|---|
| Smart Lite | Smart Care | Smart Plus | Smart Pearl | |
| Annual premium per individual <!-- | ₦45,080 | ₦60,422 | ₦72,520 | ₦84,552 |
| Priority Support | ||||
| Priority Support | ||||
| Profile / Video Search | ||||
| Profile / Video Search | ||||
| Metrics | ||||
| Metrics | ||||
| Featured Jobs | ||||
| Featured Jobs | ||||
| Partner Applications: Background Checks, Assessments, Training | ||||
Partner Applications:
|
Additional Fee | |||
| Free | $20.00 | $50.00 | $900.00 | |
| Some Products Available A La Carte | |||
|---|---|---|---|
| Archiving | ATS Integrations | ||
| Account setup support | White labeling | ||
Benefit Sub-Categories
Smart Lite
Smart Care
Smart Plus
Smart Pearl
Region of cover
Nigeria
Nigeria
Nigeria
Nigeria
Annual benefit limits per individual
N500,000
N750,000
N1,000,000
N2,000,000
.
GENERAL CONSULTATION (OUTPATIENT CASES)
This involves treatment of basic medical and surgical (minor) outpatient cases.
N100,000
N150,000
N250,000
N400,000
.
SPECIALIST CONSULTATION: This includes all specialist fees. The list of diagnosis under this plan is inexhaustive
O and G specialist
General Surgeon
Cardiologist
Pediatrician
Pediatric surgeon
Dermatologist
Endocrinologist
Hematologist
Cardiothoracic surgeon
ENT Surgeon
Urologist
Orthopaedic Surgeon
Gastroenterologist
Psychiatrist
Neurosurgeon
Neurologist
Nephrologist
Pulmonologist/Respiratory Physician
Oncologist
Pathologist
Family Physician
Dietician (strictly for newly diagnosed Diabetes)
Oral and Maxillofacial Surgeon
Neonatologist
Benefit Sub-Categories
Smart Lite
Smart Care
Smart Plus
Smart Pearl
LABORATORY
Hematology
Haemoglobin
Packed Cell Volume
White cell differential count
Full Blood Count and differentials
White Blood Cell count
Red Blood Cell count
Grouping and Cross Matching
Erythrocyte Sedimentation Rate (ESR)
MCHC
MCH
MCV
Blood Film
Blood Pregnancy (Beta HCG) Test
Clotting Time
Bleeding Time
.
ADVANCED & COMPLEX INVESTIGATIONS
Limit to 1 session Annually
CT Scan, MRI Scan and echocardiograph
CT scan only
.
Chemistry
Fasting Blood Sugar
Random Blood Sugar
Electrolyte, Urea and Creatinine
Prostate Specific Antigen
Serum albumin
Serum ALT/SGPT
Serum AST/SGOT
Serum Bilirubin (Direct and Indirect)
2 Hours Post-prandial Blood Sugar
Oral Glucose Tolerance Test (OGTT)
Glucose Challenge Test
Lipid Profile (Fasting) (Cholesterol, HDL, LDL, Triglyceride Profile)
Serum Sodium
Serum Calcium
Serum Magnesium
Serum Potasium
Serum Lithium
Serum Chloride
Serum Bicarbonate
Serum Alkaline Phosphate
Serum Acid Phosphate
Serum Inorganic Phosphate
Serum Lactate Dehydrogenase
Serum Gamma Glutamyl Transferase
Prothrombin time (PT/INR)
Urine Pregnancy Test
Blood urea Nitrogen
HBA1C
G-6PD Screening
Thyroid Function Tests
Serum Uric Acid
Creatinine phosphokinase
Pap Smear and Cytology
Prostate Specific Antigen
Protein Electrophoresis
Serum Creatinine Phosphokinase
Serum Iron
24 Hour Creatinine Clearance
Coomb’s Test (Indirect)
Coomb’s Test (Direct)
Osmotic Fragility Test
D-Dimer
Benefit Sub-Categories
Smart Lite
Smart Care
Smart Plus
Smart Pearl
ADMISSIONS AND ACCOMMODATION
N100,000
N150,000
N200,000
N250,000
Accommodation Type
General ward
General ward
General ward
Semi – private
Accommodation including nursing care and consumables (Annual limit)
15 days
17 days
20 days
25 days
Feeding on admission (covered only for the admitted enrollee)
Accommodation for parents whose infants are on admission
2 days
2 days
2 days
3 days
Inpatient /Hospitalization Benefit Abroad
.
INTENSIVE CARE UNIT
No of days applicable on the plan
3 days
Benefit Sub-Categories
Smart Lite
Smart Care
Smart Plus
Smart Pearl
NEONATE CARE
N100,000
N150,000
N200,000
N250,000
Special Baby Care Unit (Intensive care Unit-including life support, Phototherapy & Incubator care). limit per plan
N200,000
N250,000
N300,000
Post Natal care- 6 weeks
Congenital anomaly treatment (for children born on the plan). Limits per plan
N200,000
N300,000
N300,000
.
IMMUNIZATIONS (0-5 YEARS)
Bacille Calmette-Guerin (BCG for Tuberculosis)
Oral Poliovirus Vaccines (OPV)
Pentavalent
Hepatitis B Vaccine (HBV)
Vitamin A
Measles
Yellow Fever
Meningitis Vaccine
Measles, Mumps, and Rubella (MMR)
Inactivated Polio Vaccine (IPV)
Rotavirus Vaccine
Diphtheria-Tetanus-Pertussis (DPT)
Pneumococcal Vaccine
Typhoid Vaccine
Human Papillomavirus Vaccine (HPV)
.
OBSTETRICS AND GYNAECOLOGY
N150,000
N200,000
N250,000
N300,000
Antenatal care
Induction of labour & Normal delivery
Assisted delivery
Emergency or Elective Caesarean Section (subject to surgical limit)
Reimbursement for delivery abroad, limits per plan
Therapeutic Abortion (Manual Vacuum Aspiration)
Benefit Sub-Categories
Smart Lite
Smart Care
Smart Plus
Smart Pearl
ENT
Treatment of ENT diseases and removal of foreign bodies
ENT Surgeries – (part of the surgical limit)
.
DENTAL CARE: All care covered under the plan up to the limits
N7,500
N10,000
N12,500
N15,000
Dental Consultation, Imaging, Endodontic treatment, Extraction
Preventive Treatment: Prophylactic Scaling and Polishing
Gum Treatment & Surgeries, Restorative Treatments
Pharmacy: Prescribed Drugs
Dental Crowning
Subject to the dental limit
Subject to the dental limit
Subject to the dental limit
Subject to the dental limit
Oral and Maxillofacial Surgery
Subject to the surgical limit
Subject to the surgical limit
Subject to the surgical limit
Subject to the surgical limit
.
EYE CARE
Primary Eye Care- Consultation, Examination, primary infections, and Medications
Advanced Ocular tests (Central Visual Field, Depth Perception Test, Schirmer Tear Test, Amsler Test, Retina Photography, OCT Scan, A Scan, B Scan)
Limit to N30,000 per annum
Eye Surgeries covered as part of over all surgerical limit
Biennial Optical Lenses and Frames covered up to annual limit per plan
N5,000
N7,500
N10,000
N12,500
.
PHYSIOTHERAPY CARE
Number of sessions limit per plan
3 sessions
5 sessions
Specialist Consultation and Preventive Counselling
Pain therapy
Access to prescribed drugs
Cervical Collar, Lumber Corsets, Knee and Ankle Braces (on prescription)
.
Surgeries (Minor, Intermediate and Major)
N100,000
N150,000
N200,000
N350,000
Benefit Sub-Categories
Smart Lite
Smart Care
Smart Plus
Smart Pearl
FERTILITY SERVICES
Investigation limits per plan
N10,000
N15,000
N20,000
.
HIV / AIDS TREATMENT (at designated referral centres)
Covered
Covered
Covered
Covered
.
CANCER CARE
Consultation, Admission, Counselling, Hospice Care , Surgical – Chemotherapy – Radiotherapy; limits per plan
N100,000
N250,000
N350,000
.
RENAL CARE
Dialysis sessions limit per plans
2 sessions
2 sessions
4 sessions
.
CHRONIC DISEASE MANAGEMENT / PHARMACY BENEFIT
Drug delivery and pick up at partner pharmacies
N10,000
N20,000
N30,000
N50,000
Personal health equipment – BP machine and Glucometer (to be picked up at our partner pharmacies, subject to the subsidized annual limit, being an enrollee for a minimum period of 9 months and confirmation from Bastion’s quality assurance team)
.
ACCIDENT AND EMERGENCY CARE
Care for accident and emergency cases, Ground Ambulance transfer from the roadside to hospital,hospital to hospital
Stabilization, Emergency Care,drugs and Investigations
Benefit Sub-Categories
Smart Lite
Smart Care
Smart Plus
Smart Pearl
TELEMEDICINE AND HEALTH COACH
Telemedicine app – chat with a doctor consultation online 24/7
.
ANNUAL WELLNESS SCREENING (at designated facilities)
Physical examination (BMI)
Visual Acuity
Blood pressure
Fasting Blood Sugar
Full blood count
Urinalysis
serum cholesterol
ALT / AST
ECG
E/U/Cr
Mammogram- Breast scan, cervical smears every 2 years for women above 35 years,
PSA for men above 40 yrs
Pap Smear (to be done once in 3 years)
.
LIFESTYLE MANAGEMENT
Network Gym Access
.
MENTAL HEALTH
Specialist Consultations on Outpatient Cases Only; limited based on type of plans
1 sessions per year
1 sessions per year
2 sessions per year
2 sessions per year
Inpatient Psychiatry Cover
.
SECOND OPINION CONSULTATION
Second opinion diagnosis and treatment from providers within Bastion’s network
Line of treatment confirmation from Internationally Certified Medical and Surgical Specialists Outside Africa
.
MORTUARY SERVICES FOR FAMILY
N5,000
N7,500
N10,000
N20,000
Premium
Smart Lite
Smart Care
Smart Plus
Smart Pearl
Annual premium per individual
₦45,080
₦60,422
₦72,520
₦84,552
.
| Most Popular | ||||
|---|---|---|---|---|
| Smart Lite | Smart Care | Smart Plus | Smart Pearl | |
| Benefit Sub-Categories | ||||
| Benefits | ||||
| CONSULTATION (OUTPATIENT CASES) | ||||
| GENERAL CONSULTATION | ||||
| This involves treatment of basic medical and surgical (minor) outpatient cases. | ₦100,000 | ₦150,000 | ₦250,000 | ₦400,000 |
| HOSPITAL NETWORKS | ||||
| Hospital Category Accessible | ||||
| COVER AND LIMIT | ||||
| COVER AND LIMIT | ||||
| Region of Cover | ||||
| Region of Cover | Nigeria | Nigeria | Nigeria | Nigeria |
| Annual benefit limits per individual | ||||
| Annual benefit limits per individual | ₦500,000 | ₦750,000 | ₦1,000,000 | ₦2,000,000 |
| GENERAL CONSULTATION | ||||
| SPECIALIST CONSULTATION | ||||
| O and G specialist, General Surgeon, Cardiologist, Pediatrician, Pediatric surgeon, Dermatology, Endocrinology, Hematology, cardiothoracic surgeon, ENT Surgeon, Urologist Orthopaedic Surgeon, Gastroenterologist, Psychiatrist, Neonatologist |
||||
| O and G specialist, Pediatrician, Hematology, Endocrinology, Urologist, Dermatology, Cardiologist, General Surgeon, Gastroenterologist, Psychiatrist, Pediatric surgeon, Orthopedic Surgeon, ENT Surgeon, Neonatologist, Cardiothoracic surgeon | ✔ | ✔ | ✔ | ✔ |
| Most Popular | ||||
|---|---|---|---|---|
| Smart Lite | Smart Care | Smart Plus | Smart Pearl | |
| Benefit Sub-Categories | ||||
| Benefits | ||||
| LABORATORY | ||||
| LABORATORY | ||||
| Chest X-Rays, Plain Abdominal X-Rays, Limbs X-Rays, Neck X-Rays, Skull X-Rays, Lumbosacral X-Rays, X-Rays of Body Joints, Ultrasound Scan, Haematological tests, Haemoglobin Packed Cell Volume, White cell differential count, Full Blood Count and differentials, White Blood Cell count, Red Blood Cell count |
||||
| Skull X-Rays, Red Blood Cell count, Ultrasound Scan, White Blood Cell count, Limbs X-Rays, Neck X-Rays, Packed Cell Volume, Hematological tests, Full Blood Count and differentials, Lumbosacral X-Rays, White cell differential count, Hemoglobin, Plain Abdominal X-Rays, Chest X-Rays, X-Rays of Body Joints. | ✔ | ✔ | ✔ | ✔ |
| ADVANCED & COMPLEX INVESTIGATIONS | ||||
| COMPLEX INVESTIGATIONS | ||||
| CT, Scan, MRI Scan and echocardiograph | ||||
| CT, Scan, MRI Scan and echocardiograph | ✖ | ✖ | ✖ | CT scan only |
| CHEMISTRY | ||||
| CHEMISTRY | ||||
| Fasting Blood Sugar | ||||
| Fasting Blood Sugar, Random Blood Sugar, Electrolyte, Urea and Creatinine, Prostate Specific Antigen, Serum albumin, Serum ALT/SGPT, Serum AST/SGOT, Serum Bilirubin (Direct and Indirect), Microbiology, Malaria Parasite, Widal, Urine MCS, Stool MCS, Serology, Hepatitis B Screening, HIV Screening, Genotype, Blood group |
||||
| Microbiology, Urine MCS, HIV Screening, Prostate Specific Antigen, Random Blood Sugar, Blood group, Serology, Stool MCS, Serum AST/SGOT, Serum albumin, Fasting Blood Sugar, Malaria Parasite, Genotype, Widal, Hepatitis B Screening, Electrolyte, Urea and Creatinine, Serum ALT/SGPT, Serum Bilirubin (Direct and Indirect). | ✔ | ✔ | ✔ | ✔ |
| Most Popular | ||||
|---|---|---|---|---|
| Smart Lite | Smart Care | Smart Plus | Smart Pearl | |
| Benefit Sub-Categories | ||||
| Benefits | ||||
| ADMISSIONS AND ACCOMMODATION | ||||
| ADMISSIONS AND ACCOMMODATION | ||||
| Limit per plan | ||||
| Limit per plan | ₦100,000 | ₦150,000 | ₦200,000 | ₦250,000 |
| Accommodation Type | ||||
| Accommodation Type | General Ward | General Ward | Semi-private | Semi-private |
| Accomodation including nursing care and consumables | ||||
| Accomodation including nursing care and consumables | 15 days | 17 days | 20 days | 25 days |
| Feeding on admission | ||||
| Feeding on admission | ✔ | ✔ | ✔ | ✔ |
| Accommodation for parents whose infants are on admission | ||||
| Accomodation for parents whose infants are on admission | 2 days | 2 days | 2 days | 3 days |
| Inpatient /Hospitalization Benefit Abroad | ||||
| Inpatient /Hospitalization Benefit Abroad | ✖ | ✖ | ✖ | ✖ |
| INTENSIVE CARE UNIT | ||||
| INTENSIVE CARE UNIT | ||||
| No of days applicable on the plan | ||||
| No of days applicable on the plan | ✖ | ✖ | ✖ | 3 days |
| Most Popular | ||||
|---|---|---|---|---|
| Smart Lite | Smart Care | Smart Plus | Smart Pearl | |
| Benefit Sub-Categories | ||||
| Benefits | ||||
| NEONATE CARE | ||||
| NEONATE CARE | ||||
| Special Baby Care Unit (Intensive care Unit-including life support, Phototherapy & Incubator care). limit per plan | ||||
| Special Baby Care Unit (Intensive care Unit-including life support, Phototherapy & Incubator care). limit per plan | ✖ | 2 days | 3 days | 5 days |
| Congenital anomaly treatment (for children born on the plan). Limits per plan | ||||
| Congenital anomaly treatment (for children born on the plan). Limits per plan | ✖ | ₦200,000 | ₦300,000 | ₦300,000 |
| IMMUNIZATIONS (0-5 YEARS) ADULTS (5 – 18 YEARS) | ||||
| IMMUNIZATIONS (0-5 YEARS) ADULTS (5 – 18 YEARS) | ||||
| BCG, OPV. | ||||
| BCG, OPV. | ✔ | ✔ | ✔ | ✔ |
| PENTAVALENT | ||||
| PENTAVALENT | ✖ | ✔ | ✔ | ✔ |
| HBV, VITAMIN A, MEASLES, YELLOW FEVER, MENINGITIS VACCINE, MMR. | ||||
| HBV, VITAMIN A, MEASLES, YELLOW FEVER, MENINGITIS VACCINE, MMR. | ✔ | ✔ | ✔ | ✔ |
| IPV, ROTAVIRUS VACCINE, PNEUMOCOCCAL VACCINE, TYPHOID VACCINE, HPV VACCINE | ||||
| PNEUMOCOCCAL VACCINE. | ✖ | ✖ | ✖ | ✖ |
| OBSTETRICS AND GYNAECOLOGY | ||||
| OBS AND GYN | ||||
| Limits per plan | ₦150,000 | ₦200,000 | ₦250,000 | ₦300,000 |
| Antenatal care, Induction of labour & Normal delivery, Assisted delivery, Emergency or Elective Caesarean Section, Post Natal care- 6 weeks | ||||
| Antenatal care, Induction of labour & Normal delivery, Assisted delivery, Emergency or Elective Caesarean Section, Post Natal care – 6 weeks | ✔ | ✔ | ✔ | ✔ |
| Family Planning Services – Pills, Injectables, Copper IUCD, tubal ligation and Vasectomy | ||||
| Family Planning Services – Pills, Injectables, Copper IUCD, tubal ligation and Vasectomy | Only pills & IUCD | Only pills & IUCD | Only pills & IUCD | Only pills & IUCD |
| Reimbursement for delivery abroad, limits per plan | ||||
| Reimbursement for delivery abroad, limits per plan | ✖ | ✖ | ✖ | ✖ |
| Most Popular | ||||
|---|---|---|---|---|
| Smart Lite | Smart Care | Smart Plus | Smart Pearl | |
| Benefit Sub-Categories | ||||
| Benefits | ||||
| ENT (Part of Surgical Limits) | ||||
| ENT | ||||
| Treatment of ENT diseases and removal of foreign bodies | ||||
| ENT Surgeries (part of surgical limit) | ✖ | ✔ | ✔ | ✔ |
| ENT Surgeries – (part of the surgical limit) | ||||
| Treatment of ENT diseases and removal of foreign bodies | ✖ | ✔ | ✔ | ✔ |
| DENTAL CARE | ||||
| DENTAL CARE | ₦7,500 | ₦10,000 | ₦12,500 | ₦15,000 |
| Dental Consultation, Imaging, Endodontic treatment, Extraction, Preventive Treatment: Prophylaxis, Gum Treatment & Surgeries, Restorative Treatments, Pharmacy: Prescribed Drugs, Orthodontic Treatment |
||||
| All dental care covered up to the limit per plan | ✔ | ✔ | ✔ | ✔ |
| EYE CARE | ||||
| EYE CARE | ||||
| Primary Eye Care- Consultation, Examination, primary infections and Medications | ||||
| Primary Eye Care- Consultation, Examination, primary infections and Medications | ✔ | ✔ | ✔ | ✔ |
| Eye Surgeries covered as part of over all surgerical limit | ||||
| Eye Surgeries | ✔ | ✔ | ✔ | ✔ |
| Biennial Optical Lenses and Frames covered up to limit per plan | ||||
| Biennial Optical Lenses and Frames covered up to limit per plan | ₦5,000 | ₦7,500 | ₦10,000 | ₦12,500 |
| PHYSIOTHERAPY CARE | ||||
| PHYSIOTHERAPY CARE | ||||
| Specialist Consultation | ||||
| Specialist Consultation | ✖ | ✖ | ✔ | ✔ |
| Number of sessions limit per plan | ||||
| Number of sessions limit per plan | ✖ | ✖ | 3 sessions | 5 sessions |
| Pain therapy | ||||
| Pain therapy | ✖ | ✖ | ✔ | ✔ |
| SURGERY | ||||
| SURGERY | ||||
| Surgeries (Minor, Intermediate and Major) | ||||
| Surgeries (Minor, Intermediate and Major) | ₦100,000 | ₦150,000 | ₦200,000 | ₦350,000 |
| Most Popular | ||||
|---|---|---|---|---|
| Smart Lite | Smart Care | Smart Plus | Smart Pearl | |
| Benefit Sub-Categories | ||||
| Benefits | ||||
| FERTILITY SERVICES | ||||
| FERTILITY SERVICES | ||||
| Consultation and basic Investigations only, limits per plan | ||||
| Investigation and treatment at limits per plan | ✖ | ₦10,000 | ₦15,000 | ₦20,000 |
| HIV / AIDS TREATMENT | ||||
| HIV / AIDS TREATMENT | ||||
| HIV / AIDS TREATMENT (at designated approved centres) | ||||
| HIV / AIDS TREATMENT (at designated approved centres) | ✔ | ✔ | ✔ | ✔ |
| CANCER CARE | ||||
| CANCER CARE | ||||
| Consultation, Admission, Counselling, Hospice Care , Surgical – Chemotherapy – Radiotherapy; limits per plan | ||||
| Consultation, Admission, Counselling, Hospice Care , Surgical – Chemotherapy – Radiotherapy; limits per plan | ✖ | ₦100,000 | ₦250,000 | ₦350,000 |
| RENAL CARE | ||||
| RENAL CARE | ||||
| Dialysis sessions limit per plans | ||||
| Dialysis sessions limit per plans | ✖ | 2 sessions | 2 sessions | 4 sessions |
| CHRONIC DISEASE MANAGEMENT / PHARMACY BENEFIT | ||||
| CHRONIC DISEASE MANAGEMENT / PHARMACY BENEFIT | ||||
| Drug delivery and pick up at partner pharmacies | ||||
| Drug delivery and pick up at partner pharmacies | ₦10,000 | ₦20,000 | ₦30,000 | ₦50,000 |
| Personal health equipment – BP machine, Glucometer, Trackers | ||||
| Personal health equipment – BP machine, Glucometer, Trackers | ✖ | ✖ | ✖ | ✖ |
| ACCIDENT AND EMERGENCY CARE | ||||
| ACCIDENT AND EMERGENCY CARE | ||||
| Care for accident and emergency cases, Ambulance transfer from roadside to hospital and hospital to hospital | ||||
| Care for accident and emergency cases, Ambulance transfer from roadside to hospital and hospital to hospital | ✔ | ✔ | ✔ | ✔ |
| Stabilization, Emergency drugs and Investigations | ||||
| Stabilization, Emergency drugs and Investigations | ✔ | ✔ | ✔ | ✔ |
| Most Popular | ||||
|---|---|---|---|---|
| Smart Lite | Smart Care | Smart Plus | Smart Pearl | |
| Benefit Sub-Categories | ||||
| Benefits | ||||
| TELEMEDICINE AND HEALTH COACH | ||||
| TELEMEDICINE | ||||
| Telemedicine app – chat with a doctor consultation online 24/7 | ||||
| Telemedicine app – chat with a doctor consultation online 24/7 | ✔ | ✔ | ✔ | ✔ |
| ANNUAL WELLNESS SCREENING | ||||
| ANNUAL WELLNESS SCREENING | ||||
| Physical examination, Visual Acuity, Blood presssure, Full blood count | ||||
| Physical examination, Visual Acuity, Blood presssure, Full blood count | ✖ | ✔ | ✔ | ✔ |
| Urinalysis | ||||
| Urinalysis | ✖ | ✖ | ✔ | ✔ |
| Serum cholesterol, ALT / AST, ECG, E/U/Cr. | ||||
| Serum cholesterol, ALT / AST, ECG, E/U/Cr. | ✖ | ✖ | ✖ | ✔ |
| LIFESTYLE MANAGEMENT | ||||
| LIFESTYLE MANAGEMENT | ||||
| Subsidized Fitness/ nutritional club membership (for non-network gym) | ||||
| Subsidized Fitness/ nutritional club membership (for non-network gym) | ✖ | ✖ | 5% | 7% |
| Network Gym Access | ||||
| Covid Home Care Kit – up to limit on the plan | ✖ | ✖ | ✖ | ✖ |
| MENTAL HEALTH | ||||
| MENTAL HEALTH | ||||
| Employee Assistance Program / Stress Management | ||||
| Employee Assistance Program / Stress Management | ✖ | ✖ | ✖ | ✔ |
| Specialist Consultations on Outpatient Cases Only; limited based on type of plans | ||||
| Specialist Consultations on Outpatient Cases Only; limited based on type of plans | 2 weeks | 3 weeks | 4 weeks | 6 weeks |
| Covid Home Care Kit – up to limit on the plan | ||||
| ✔ | ✔ | ✔ | ✔ | |
| SECOND OPINION ABROAD | ||||
| ✖ | ✖ | ✖ | ✖ | |
| MORTUARY SERVICES | ||||
| MORTUARY SERVICES | ||||
| MORTUARY SERVICES (For Family Only) | ||||
| MORTUARY SERVICES (For Family Only) | ₦5,000 | ₦7,500 | ₦10,000 | ₦20,000 |
| Most Popular | ||||
|---|---|---|---|---|
| Smart Lite | Smart Care | Smart Plus | Smart Pearl | |
| Annual premium per individual | ₦45,080 | ₦60,422 | ₦72,520 | ₦84,552 |
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