Small & Medium Enterprise
About our Smart Plans for SMEs
Whether you are just starting or have been in business for years, we offer small businesses flexible and customizable health plans and financial wellness resources to keep your business and your employees healthy while managing healthcare costs. Our SME plans are designed for small businesses composed of 15 employees or more.
Smart Lite
₦45,080/ yr
- Medical coverage across Nigeria to a limit of ₦500,000 annually.
- Maternal care coverage to a limit of ₦150,000.
- Immunization for infants and children as covered by the plan.
- Dental care to a limit of ₦7,500.
- Optical care with a biennial Lens and Frame of ₦5,000.
- Consultation appointment scheduling.
- Flexible roaming across over 1,100 health care facilities.
- General and specialist consultation up to limit on plan.
- Surgeries covered to a limit of ₦100,000.
- Pharmacy benefits (drug pick-ups and deliveries) up to limit on plan.
- Telemedicine access.
- Admission in a general ward, feeding inclusive, up to limit on plan.
- 24/7 customer support
Smart Care
₦60,422/ yr
- Medical coverage across Nigeria to a limit of ₦750,000 annually.
- Maternal, infant (neonatal) care and congenital anomaly for children born on the plan up to specified limits.
- Consultation and basic investigation for fertility care as covered on the plan.
- Immunization for infants and children as covered by the plan.
- Dental care to a limit of ₦10,500.
- Optical care with a biennial Lens and Frame of ₦7,500.
- Consultation appointment scheduling.
- Flexible roaming across over 1,100 health care facilities.
- General and specialist consultation up to limit on plan.
- Surgeries covered to a limit of N150,000.
- Pharmacy benefits (drug pick-ups and deliveries) up to limit on plan.
- Telemedicine access.
- Wellness support (annual checks) as covered on the plan.
- Admission in a general ward, feeding inclusive, up to limit on plan.
- Chronic disease management (Cancer and Renal care) up to limits on plan.
- 24/7 customer support
Smart Plus
₦72,520/ yr
- Medical coverage across Nigeria to a limit of ₦1,000,000 annually.
- Maternal, infant (neonatal) care and congenital anomaly for children born on the plan up to specified limits.
- Consultation and basic investigation for fertility care as covered on the plan.
- Immunization for infants and children as covered by the plan.
- Dental care to a limit of ₦12,500.
- Optical care with a biennial Lens and Frame of ₦10,000.
- Consultation appointment scheduling.
- Flexible roaming across over 1,500 health care facilities.
- General and specialist consultation up to limit on plan.
- Surgeries covered to a limit of ₦200,000.
- Pharmacy benefits (drug pick-ups and deliveries) up to limit on plan.
- Telemedicine access.
- Wellness support (annual checks) as covered on the plan.
- Admission in a semi-private ward, feeding inclusive, up to limit on plan.
- Chronic disease management (Cancer and Renal care) up to limits on plan.
- 24/7 customer support
Smart Pearl
₦84,552/ yr
- Medical coverage across Nigeria to a limit of ₦2,000,000 annually.
- Maternal, infant (neonatal) and intensive care, congenital anomaly for children born on the plan up to specified limits.
- Consultation and basic investigation for fertility care as covered on the plan.
- Immunization for infants and children as covered by the plan.
- Dental care to a limit of ₦15,000.
- Optical care with a biennial Lens and Frame of ₦12,500.
- Consultation appointment scheduling.
- Flexible roaming across over 1,700 health care facilities.
- General and specialist consultation up to limit on plan.
- Surgeries covered to a limit of N350,000.
- Pharmacy benefits (drug pick-ups and deliveries) up to limit on plan.
- Telemedicine access.
- Wellness support (annual checks) as covered on the plan.
- Admission in a semi-private ward, feeding inclusive, up to limit on plan.
- Chronic disease management (Cancer and Renal care) up to limits on plan.
- 24/7 customer support.
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