If you’re a Nigerian living abroad or in a different city from your aging parents, worrying about their health is a constant concern. Coordinating care, sending money for hospital bills, and navigating the local healthcare system from a distance is stressful. Bastion Health’s Seniors Plan is designed to solve this problem completely. Here is your step, by, step guide on how to get reliable health insurance for your elderly parents in Nigeria.
What is the Bastion Health Seniors Plan?
The Bastion Health Seniors Plan is a health insurance solution built specifically for Nigerians aged 55 and older. It allows you to secure quality healthcare for your loved ones while they get instant access to care at over 1,500 hospitals nationwide, with robust coverage for pre-existing conditions like hypertension and diabetes.
Step 1: Understand the Plan Options
Bastion Health offers three tiers tailored to different needs and budgets:
- Oak Plan (₦290,109/year): Essential coverage with general ward admission, ₦170,000 surgery cover, and comprehensive outpatient benefits.
- Blossom Plan (₦461,554/year): Enhanced coverage with semi, private ward admission, ₦280,000 surgery cover, and expanded dental/optical limits.
- Golden Plan (₦1,068,507/year): Comprehensive coverage with private ward admission (30 days), ₦450,000 surgery cover, unlimited virtual consultations, and death benefits.
Step 2: Enroll Online
Getting started takes less than 15 minutes:
- Visit the Bastion Health website and navigate to the Seniors section.
- Compare the Oak, Blossom, and Golden plans based on your parents’ health needs.
- Complete the online enrollment form with your parent’s and medical history.
- Make secure payment online.
Step 3: Receive Instant Activation
Once enrollment is complete, your parents receive their HMO ID immediately. They can:
- Download the Bastion HMO app to access their digital ID card
- View the complete list of network hospitals
- Book appointments directly through the app
- Access telemedicine for quick consultations
Step 4: Accessing Care
When your parent needs medical attention, the process is simple:
- Locate the nearest network hospital using the Bastion HMO app.
- Visit the hospital and present their HMO ID.
- Receive treatment: Bastion Health settles bill directly with the hospital.
- For medications, use the pharmacy benefit for drug pick, ups or deliveries.
Why Families Choose Bastion Health for Elderly Care
- No Waiting Periods for Chronic Care: Coverage for ongoing conditions begins immediately.
- Diaspora Friendly Management: Pay from abroad while your parents receive care locally.
- Comprehensive Coverage: From routine checkups to surgeries and chronic disease management.
With Bastion Health, distance no longer means distress.
